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Business Details
26 Years
experience
Expert Insurance Brokers in Bedford
Established in 2000, MDH Insurance has grown to become a respected independent insurance broker serving construction and manufacturing sectors. With over 200 years of combined industry experience, our Bedford-based team specialises in tailored insurance solutions that address complex business risks. As a Top 100 Independent Broker in the UK, we leverage exclusive partnerships to secure competitive pricing while maintaining a client-centric approach that has retained 40% of our clientele for over a decade.

Our FCA-authorised operations combine technical expertise with a commitment to professional development, ensuring clients benefit from current market knowledge and ethical practices. Through continuous investment in IT solutions and staff training, we deliver efficient service delivery while preserving the family values that underpin our business ethos.
Services
Construction Insurance Liability Insurance Contractors All Risks Manufacturing Insurance Engineering Insurance Commercial Fleet Excess Protection Professional Indemnity Cyber Insurance Business Essentials
Details
  • Year established: 2000
Highlights and features
  • We offer over 200 years of combined industry expertise in construction and manufacturing insurance
  • Our exclusive partnerships secure competitive pricing unavailable through direct providers
  • As FCA-authorised brokers, we maintain strict compliance with regulatory standards
  • 40% of our clients have remained with us for over 10 years due to our service quality
  • We provide tailored risk management strategies specifically designed for industry-specific challenges
Associations and certifications
  • Financial Conduct Authority
What people say
Very helpful Competitive quote Professional, efficient Experts in their field Fast and efficient service
Services
Construction Insurance
Our construction insurance provides comprehensive protection for projects of all sizes. We offer tailored policies covering contractors' all risks, public liability, and professional indemnity. With specialist knowledge of construction sector challenges, we help businesses mitigate financial risks associated with building projects, equipment damage, and third-party claims.
Manufacturing Insurance
Tailored manufacturing insurance solutions protect against industry-specific risks. Our policies cover plant machinery breakdown, business interruption, product liability, and employers' liability. We work closely with manufacturers to develop risk management strategies that safeguard assets, maintain operational continuity, and comply with regulatory requirements.
Professional Indemnity
Professional indemnity insurance protects against claims of professional negligence. We provide policies covering legal costs, compensation claims, and reputational damage. Our brokers help businesses understand their liability exposure and implement appropriate coverage levels tailored to their specific professional services.
Cyber Insurance
Our cyber insurance policies address modern digital risks including data breaches and cyber attacks. We offer coverage for data recovery costs, business interruption losses, and legal liabilities. Our specialists help businesses implement proactive cybersecurity measures alongside comprehensive insurance protection.
Business Essentials
Business essentials packages combine critical protections into comprehensive policies. We offer bundled solutions covering property damage, public liability, business interruption, and employers' liability. These packages provide cost-effective protection while ensuring businesses maintain essential coverage across multiple risk categories.
Questions
What specialist insurance areas do you cover?
We specialise in construction, manufacturing, engineering, and cyber insurance, with additional expertise in professional indemnity and commercial fleet coverage.
How do you ensure competitive pricing?
Our exclusive partnerships and status as a Top 100 Independent Broker allow us to access preferential rates unavailable through direct providers.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority under registration number 300789.
What makes you different from other brokers?
Our combination of 200+ years' industry experience, family values, and technology-driven efficiency delivers both expertise and personal service.
How long have you operated in Bedford?
We've served Bedford and surrounding areas for 23 years from our head office at Sandland Court.