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Business Details
30 Years
experience
Your Trusted Commercial Insurance Partner in Ampthill
Established in 1996, D L Moore Insurance Services has built a reputation as a trusted independent commercial insurance broker operating across the UK. With over 29 years of industry experience, we specialise in delivering tailored insurance solutions for businesses in sectors including construction, property, manufacturing, and motor fleets. Our team combines deep market knowledge with a commitment to understanding each client's unique needs, ensuring competitive premiums and comprehensive coverage. As an independent broker regulated by the Financial Conduct Authority and a member of the British Insurance Brokers Association, we maintain impartiality while negotiating with multiple insurers to secure optimal protection.

Our philosophy centres on exceptional customer service, evidenced by long-standing client relationships spanning decades. We prioritise accessibility and responsiveness, offering direct support during business hours and maintaining a dedicated approach to claims management. Our expertise extends to niche areas such as contractors' liability, professional indemnity, and cyber liability insurance, supported by a team with extensive sector-specific knowledge. This combination of experience, regulatory compliance, and client-focused service positions us as a reliable partner for businesses seeking comprehensive risk protection.
Services
Property Insurance Construction Insurance Manufacturing Insurance Motor Fleet Insurance Commercial Combined Insurance Professional Indemnity Cyber Liability Office/Shop Retail Insurance
Details
  • Year established: 1996
Highlights and features
  • We offer 29 years of specialist commercial insurance expertise
  • Our independent broker status ensures impartial advice
  • We provide dedicated claims support with proven efficiency
  • Our team maintains FCA regulation and BIBA membership
  • We deliver sector-specific insurance solutions for construction and manufacturing
Associations and certifications
  • Financial Conduct Authority
  • British Insurance Brokers Association
What people say
Second to none service Professional and efficient Unwavering support Exceptional claims handling Knowledgeable team
Services
Construction Insurance
Specialist insurance for construction businesses protects against industry-specific risks. Covers contractors' liability, plant equipment, and professional indemnity requirements. Tailored policies address projects from small local contracts to large-scale developments, ensuring compliance with contractual obligations while safeguarding assets and workforce.
Property Insurance
Comprehensive protection for residential and commercial property owners. Includes buildings, contents, and liability coverage with options for unoccupied properties and listed buildings. Provides financial security against damage, rental income loss, and legal responsibilities while offering dedicated claims support.
Manufacturing Insurance
Integrated commercial combined policies for manufacturing businesses. Combines material damage, business interruption, and liability coverage under one policy. Protects against risks including machinery breakdown, production disruption, and third-party claims, with tailored extensions for specific manufacturing sectors.
Motor Fleet Insurance
Single-policy solution for businesses with multiple vehicles. Covers fleets from 3 to 200+ vehicles with comprehensive protection. Includes accident damage, third-party liability, and optional add-ons while providing administrative efficiency through consolidated policy management and renewal processes.
Commercial Combined Insurance
Flexible bundled insurance solutions combining essential business covers. Integrates property, liability, and business interruption protection with optional extensions. Simplifies insurance management through unified policy administration while offering cost-effective comprehensive coverage for diverse business operations.
People
Dave Moore
Director
Co-founder with 29 years' insurance sector experience, previously working at major insurers including Allianz and Zurich. Maintains active leadership role, leveraging extensive industry knowledge to guide business strategy and client relationships.
Moira Moore
Director
Co-founder instrumental in establishing the company's customer-centric philosophy. Continues active involvement in operations, ensuring adherence to core values of personal service and client-focused insurance solutions since 1996.
Sean
Commercial Director
Head of commercial operations with 29 years' market experience. Leads client consultations and policy structuring, combining industry expertise with direct client communication to deliver tailored insurance solutions for complex business requirements.
Questions
What commercial insurance sectors do you specialise in?
We focus on construction, property, manufacturing, and motor fleet insurance while providing comprehensive coverage for other business sectors through tailored solutions.
Are you regulated by UK financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 539552.
How do you handle insurance claims?
Our team provides dedicated claims support with documented processes for prompt resolution, offering direct assistance during business hours for any claim-related matters.
Can you provide multi-policy discounts?
Our commercial combined packages offer consolidated coverage that often reduces overall premium costs through integrated policy structures.
Do you cover high-risk construction projects?
Yes, we provide comprehensive construction insurance including scaffolding with no height limits, demolition, and specialist plant hire operations.
What areas do you serve?
We cover clients across the Home Counties including Ampthill, Bedford, Cambridge, Milton Keynes, and London, with nationwide capabilities.