Business Details
50+ Years
experience
Trusted Insurance Brokers in Bedford Since 1975
Mayfair Online has been delivering specialist insurance services since 1975, combining personal service with competitive policies. Our expertise spans commercial, motor, home, and life insurance, supported by partnerships with major UK insurers. With a team of experienced professionals, we offer tailored solutions for businesses and private clients, including high-performance vehicles and adverse risk properties. Our commitment to low staff turnover ensures continuity of service, while our delegated authority schemes enable swift policy customisation. Based in Bedford, we serve clients nationally through telephone, face-to-face consultations, and online platforms.Our stability allows us to negotiate competitive rates without compromising on coverage quality. We prioritise transparency in policy terms and claims handling, maintaining authorisation by the Financial Conduct Authority since 1997. With over 100 combined years of staff experience, we focus on building long-term client relationships. Our digital expansion complements traditional service channels, ensuring accessibility while maintaining personal accountability. This combination of heritage and innovation positions us as trusted advisors in risk management solutions.
Services
Commercial Insurance
Motor Fleet Insurance
Home Insurance
Performance Car Insurance
Additional Cover
Details
- Year established: 1975
Highlights and features
- Established in 1975 with continuous family leadership
- Personalised service from Bedford-based experts
- Competitive rates through major insurer partnerships
- Specialist coverage for high-performance vehicles
- Delegated authority for swift commercial policy customisation
Associations and certifications
- Financial Conduct Authority
What people say
Expertise in supercar insurance
Competitive commercial rates
Personalised service
Excellent claims support
Specialist high-risk coverage
Services
Commercial Insurance
Our commercial insurance protects businesses against property damage, liability claims, and operational risks. We offer tailored solutions including public liability, employers liability, and business interruption cover. With access to specialist markets, we create comprehensive packages for construction, manufacturing, and high-risk sectors.
Motor Fleet Insurance
Fleet insurance solutions cover businesses with two or more vehicles, including vans and company cars. We provide comprehensive, third-party, and fire & theft options with flexible driver arrangements. Our management support tools help reduce fleet risk exposure while maintaining competitive premiums.
Home Insurance
We offer buildings, contents, and combined home insurance for standard and high-value properties. Specialised options include flood risk, subsidence, and holiday home coverage. Policies protect against natural disasters, theft, and accidental damage with flexible excess options.
Performance Car Insurance
Specialist insurance for high-performance vehicles including Aston Martin, Ferrari, and Porsche models. We provide comprehensive protection against accidents, theft, and track-day risks. Policies accommodate classic, modified, and prestige vehicles with agreed valuation options.
Additional Cover
Complementary insurance products include breakdown cover, legal expenses, and excess buy-back options. We also offer pet insurance, travel insurance, and horsebox cover. These add-ons enhance primary policies with specialist protections for diverse client needs.
People
Guy F Moliterno
Managing Director
Founder of Mayfair Online in 1979 with 45 years' experience in commercial insurance. Specialises in business risk management while maintaining passion for supercars. Previously worked as Commercial Account Handler and Branch Manager in Bedford.
Lynda Gentle
Office Manager
30-year insurance professional managing personal lines since 1997. Holds Rising Star award from Bedfordshire Business Excellence. Focuses on hands-on client service rather than technical specialisation.
Michelle Herd
Complaints, Compliance & Claims Manager
15-year Mayfair veteran with prior Aviva experience. Oversees claims processing and compliance. Recognised for conflict resolution skills and commitment to fair outcomes for clients and staff.
Amanda Spavins
Senior Commercial Account Handler
Experienced in commercial account management with specialist knowledge of business insurance requirements. Provides technical support to clients while mentoring junior team members.
Mandy Sims
Senior Commercial Account Handler
Key member of commercial team with extensive understanding of corporate insurance needs. Specialises in risk assessment and policy customisation for medium-sized enterprises.
Questions
What is an excess in insurance?
Excess is the amount you pay before insurance coverage applies. A compulsory £100 excess applies to most policies, with optional voluntary excess available to reduce premiums.
How do I obtain my DVLA code?
Visit the official DVLA website to generate your code, which we require to verify your driving record before issuing motor insurance policies.
What are different insurance cover levels?
Third party covers damage to others, third party fire & theft adds fire/theft protection, while comprehensive includes all these plus damage to your own vehicle.
Can I drive other vehicles under my policy?
Some comprehensive policies cover driving other cars up to third party level. We offer high net worth policies with enhanced 'driving other cars' coverage.
What business insurance do you offer?
We provide public liability, employers liability, professional indemnity, business interruption, and commercial property insurance tailored to construction, manufacturing, and other sectors.
How is my car insurance premium calculated?
Premiums depend on driver experience, vehicle type, location, and usage. Young drivers with high-performance cars typically pay higher premiums due to increased risk factors.