Advance Insurance

Established in 2013, Advance Insurance operates as a specialist niche product underwriter, delivering tailored insurance solutions to brokers and businesses across the United Kingdom. As an approved Lloyd's Coverholder, we collaborate exclusively with rated insurers to provide a diverse range of coverage options, including commercial combined, household liability, motor fleet, and property owners' policies. Our innovative online trading platform enables brokers to access over 20 schemes instantly, supported by a dedicated underwriting team available for expert guidance. With Financial Conduct Authority (FCA) regulation under reference number 821614, we maintain rigorous compliance standards while prioritising competitive commission structures and efficient service delivery. Our commitment to modern underwriting practices is demonstrated through 24/7 online accessibility, rapid quotation facilities, and flexible payment terms that accommodate varying business needs.

By eliminating minimum support levels, we ensure accessibility for brokers of all sizes, while our comprehensive product portfolio addresses both standard and non-standard insurance requirements. From SME packages to high-value commercial properties, our policies incorporate essential protections such as public liability, employers' liability, and legal expenses coverage. Through continuous investment in digital infrastructure and risk assessment methodologies, we empower brokers to deliver superior client service while maintaining operational efficiency. Our team of experienced underwriters specialises in sectors ranging from construction and motor trade to hospitality and green energy, ensuring technically sound risk evaluations. By combining traditional underwriting expertise with contemporary service delivery models, we establish enduring partnerships built on reliability, transparency, and market-leading insurance solutions.