Business Details
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Your Trusted Partner for Comprehensive Insurance Solutions
Established over three decades ago, IPH Insurance has built a reputation for delivering tailored insurance solutions to individuals and businesses worldwide. Our expertise spans healthcare, commercial property, home insurance, and property let coverage, designed to meet diverse client needs with flexibility and precision. We prioritise global medical protection through comprehensive plans featuring emergency evacuation, 24/7 multilingual support, and direct hospital payments for in-patient care. Our streamlined claims process ensures efficiency, with dedicated administrators handling reimbursements and pre-authorisation requirements transparently. Backed by authorisation from the Financial Conduct Authority, we combine regulatory compliance with competitive pricing across multiple currencies.Our team of professionals specialises in expatriate healthcare solutions, offering peace of mind to clients navigating international living. With policy documentation accessible via our secure online hub, we maintain a client-centric approach to service delivery. Our commitment to clarity and support extends to detailed guidance for claims procedures, ensuring stress-free experiences during critical times. Through continuous innovation, we adapt to evolving market demands while upholding core values of reliability and trust. This enduring focus has solidified our position as a trusted partner for insurance needs across personal and commercial sectors.
Services
Healthcare Insurance
Commercial Property Insurance
Home Insurance
Property Let Insurance
Business Insurance
Highlights and features
- We offer 30+ years of expertise in international insurance solutions
- Our 24/7 multilingual Medical Assistance Centre ensures round-the-clock support
- We arrange direct hospital payments for in-patient treatment emergencies
- We provide competitive rates across multiple currencies including GBP and USD
- Our FCA authorisation guarantees regulatory compliance and consumer protection
Associations and certifications
- Financial Conduct Authority
Services
Healthcare Insurance
Our healthcare insurance plans provide worldwide medical expense protection with three coverage tiers. Emergency evacuation, in-patient treatment, and out-patient reimbursement options ensure comprehensive care. Policies include 24/7 multilingual support and direct hospital payments for emergencies. Expatriates and locals benefit from tailored solutions addressing diverse healthcare needs across international jurisdictions.
Commercial Property Insurance
Tailored coverage for commercial properties and business assets against fire, theft, and natural disasters. Policies protect buildings, contents, and liability risks with customisable terms. Designed for SMEs and large enterprises requiring flexible insurance solutions. Includes claims guidance and risk assessment support for business continuity.
Home Insurance
Comprehensive home insurance covering property damage, personal liability, and contents protection. Available for single residences and portfolios, with options for standard and high-value properties. Competitive pricing combined with streamlined claims processing ensures homeowner peace of mind.
Property Let Insurance
Specialised insurance for residential buy-to-let landlords covering property damage, rental income protection, and liability risks. Policies accommodate single properties and investment portfolios. Includes emergency repair coverage and legal expense protection for tenant-related issues.
Business Insurance
Customisable insurance packages protecting businesses against operational risks including liability, equipment failure, and business interruption. Solutions for SMEs covering premises, stock, and professional indemnity. Claims support includes dedicated administrators and expedited processing for minimal operational disruption.
Questions
How do I make a healthcare insurance claim?
Contact our Medical Advisor before in-patient treatment or immediately after emergencies. Submit completed claim forms with receipts to ICMS within 90 days for out-patient reimbursement.
What payment methods do you accept?
Premium payments can be made in GBP, USD, or other major currencies through bank transfer, credit card, or direct debit as specified in your policy documents.
Do you cover pre-existing medical conditions?
Coverage for pre-existing conditions requires prior authorisation and may involve additional premiums. Full medical disclosure is mandatory during policy application.
Are emergency medical evacuations included?
Yes, all our healthcare plans include emergency medical evacuation to the nearest appropriate facility. Pre-authorisation is required except in life-threatening situations.
How can I access policy documents?
Log in to the IPH Hub using your policy password from your schedule. Documents remain accessible 24/7 with case-sensitive authentication.
