Direct Business Insurance
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Direct Business Insurance Each bespoke insurance package has been developed by industry experts over the last 12 years in partnership with Britain's leading underwriters. We continually adapt and upgrade our policies to specifically help you meet the challenges that every small and medium sized business face. Our multilingual insurance specialists are always on-hand to listen to you and discuss your needs in terms that you will understand.

With over 25,000 current policyholders, you can trust Direct Business Insurance to protect your business. Included: Equipment Breakdown, Business Interruption from Breakdown, Employee Theft and Personal Accident. Direct Business Insurance is committed to helping policyholders identify and reduce exposures that could result in injuries or damage to stock, equipment and other insured property.

Your Business Toolkit provides you with an invaluable resource, ranging from indispensable Health & Safety Downloads and articles to key Security and Legal information.
Highlights

read more › Direct Business Insurance is a trading name of RiskAlliance Direct Ltd., an independent broker providing bespoke insurance protection to small and medium sized businesses. It has been part of the RiskAlliance Insurance Group since 2012. Our customers have greatly benefited from the combined wealth of knowledge and technical expertise of its constituent companies. Based in St. Albans with our head office in Bingley, West Yorkshire and several regional offices, including Northern Ireland, we are ideally placed to offer the personal service of a regional broker with the depth of experience and buying power of a national.

read more › The history of insurance is directly linked to a 17th Century Coffee House owned by Edward Lloyd. The history of Direct Business Insurance is also connected to coffee shops and cafes, as we have specialised in providing thousands of them with best priced, widest-ranging cover for over 12 years. During this time, our Caf package has evolved to better safeguard our policyholders, so whether you're busy serving your customers with the perfect eggs on toast or espresso you can be sure of the very best business insurance protection.

read more › Whether you are a boutique hotel or single room business catering for guests on business or pleasure, there's no escaping the fact that running a hotel, B&B or guesthouse, carries huge responsibility. Whoever your guests are you need to guarantee their stay is as comfortable, safe and secure as possible. For more than 12 years, Direct Business Insurance has been providing the hospitality industry with cover specifically designed to protect your business - so you can sleep as soundly as your guests.

read more › Running a Hair & Beauty salon can be a risky and dangerous business. Even basic treatments must be precisely conducted, tools of the trade need to function perfectly and trainee staff have to be properly supervised - or customers may be injured. Direct Business Insurance has collaborated with Britain's leading insurers to develop a package specifically tailored for the hair and beauty sector - at the best price! Our range of accepted 'treatments' is the widest in the market. Whether you run a Nailbar, Hair or Beauty Salon, rest assured we have the perfect policy for you - and an experienced and expert team specifically trained to understand the complex and very real risks you face running your business.

read more › Direct Business Insurance understands there are no half measures when it comes to running a pub or bar. It's a 24/7 operation, from arranging staff rotas, door staff and Health & Safety training to the legal standards of food hygiene and the art of keeping beer. You need to have 100% confidence in your insurance cover, leaving you to fully focus on your business. From Locals to Gastro Pubs you can count on Direct Business Insurance's expertly tailored package to protect your licensed business. We have worked with Britain's leading insurers for over 12 years to develop a policy that specifically matches the unique risks faced by the licensed trade - and our wide-ranging cover includes Loss of License and a Public & Products Liability limit of 5m as standard.

read more › Direct Business Insurance understands the very unique challenges that you face running a Fish & Chip shop - and those specifically associated with Frying Ranges can be perilous for both staff and customers. From keeping an up to date fire risk assessment to fitting and checking the thermostatic controls and cut off valves on your frying range or simply meeting Health & Safety requirements - it's a full time job. Our Fish & Chip shop package is expertly tailored to cover the risks related to full frying ranges, giving you full confidence in your insurance cover.

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