Business Details
Your Trusted Portwood B Provider in the UK
Established to provide comprehensive insurance solutions for property owners, we specialise in tailored landlord insurance policies across the UK. Our expertise spans residential and commercial properties, accommodating diverse tenant types including students, asylum seekers, and subsidised lets. We offer coverage for buildings, contents, liability, and loss of rent, with flexible options for holiday homes, HMOs, and unoccupied properties.Our policies address risks like fire, flood, and subsidence, with transparent excess structures and claims processes. With a focus on competitive pricing and client support, we assist landlords in managing risks while ensuring compliance with mortgage requirements and legal standards.
Services
Portwood B
Property Insurance
Rent Guarantee Insurance
Legal Expenses Insurance
Holiday Home Insurance
Unoccupied Property Insurance
Multi Property Insurance
Student Let Insurance
Asylum Seekers Insurance
Travel Insurance
Highlights and features
- We offer tailored landlord insurance for all property types and tenant profiles.
- Our policies cover fire, flood, subsidence, and liability risks comprehensively.
- We provide loss of rent insurance and legal expense coverage options.
- Competitive rates for professional lets, HMOs, and subsidised tenancies.
- Transparent excess structures and dedicated claims support.
Services
Portwood B
Our landlord insurance covers buildings, contents, liability, and loss of rent for residential and commercial properties. Policies address risks like fire, flood, and subsidence, with flexible excess structures. Ideal for professional lets, HMOs, and subsidised tenancies.
Loss of Rent Insurance
This coverage protects against income loss if a property becomes uninhabitable after insured damage. It excludes tenant unwillingness to pay but can be extended for commercial properties. Claims are processed promptly under policy terms.
Legal Expenses Insurance
Legal expenses insurance covers eviction costs, property infringement disputes, and criminal prosecution defence. Policies include a legal helpline for UK law advice, though advice does not guarantee assistance with covered events.
Unoccupied Property Insurance
Designed for vacant properties between tenancies, refurbishment, or sale, this insurance covers risks like vandalism and water damage. Premiums vary based on occupancy duration and property condition checks.
Travel Insurance
We offer travel insurance for UK residents, including policies for over-65s with medical conditions and long-stay trips. Coverage includes emergency medical evacuation, trip cancellations, and baggage protection with flexible policy options.
Questions
What does landlord insurance cover?
Landlord insurance covers buildings, contents, liability, and loss of rent. It protects against risks like fire, flood, subsidence, and tenant-related damage, with optional legal expense coverage.
Does landlord insurance cover all tenant types?
Yes, we cover professional, subsidised, student, asylum seeker, and HMO tenancies. Premiums vary based on tenant type and occupancy control.
Is loss of rent insurance included?
Basic loss of rent coverage is included for insured events. Extended cover for commercial properties or tenant unwillingness to pay is available separately.
How are policy excesses determined?
Excesses depend on property type (residential/commercial) and risk factors. For example, flood excesses range from £100–£500, while subsidence excesses start at £1,000.
Can I insure multiple properties?
Yes, we offer multi-property policies for landlords with three or more properties, providing discounted rates and streamlined administration for residential and commercial portfolios.
Is travel insurance available?
Yes, we provide travel insurance for UK residents, including policies for seniors with medical conditions and long-stay trips. Coverage includes medical emergencies and trip cancellations.
