Mapp's Mortgage & Insurance Services
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Mapp's Mortgage & Insurance Services
For 30 years, Mapps have been providing expert advice on mortgages, protection and insurance to both businesses and private clients across County Durham. Based in Crook, we are a family owned business headed up by brother and sister team Peter Mapp and Vivienne Page who combine friendly service with unrivalled industry knowledge to find you the very best deals whatever your circumstances.

The rise of online comparison sites has given customers the illusion of choice, but the truth is these quotes rarely take into account your personal circumstances. Understanding the individual needs of our clients is a key part of our process and we have access to exclusive deals that you won't be able to find anywhere else. Getting a mortgage or an insurance policy doesn't need to be a complicated process, and your advisor will do everything they can to help including dealing with lenders, solicitors and surveyors.

We can also help you find specialist policies such as critical illness cover or business protection insurance as well as offering advice on Help to Buy and shared equity mortgage schemes.
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Most lenders will conduct a thorough financial evaluation which takes into account your net income, regular outgoings, credit score and any loans or credit cards you currently have.
The value of the property that is being put up for security will also be taken into account.
Thank you for all your help and support during the mortgage process, we would definitely recommend your services.
Always great customer service and always with a smile.
Thank you for making the process easy and straight forward.
As mortgages are one of the largest single transactions in most people's lives, it's important to know all the facts before committing to anything.
The whole homebuying process can be incredibly stressful and time consuming which is why so many people choose to go through an independent mortgage broker to save time, money and effort.
You probably know that you want to pick the best mortgage rate, but there are many other factors to consider as the cheapest option is not necessarily always the best.
Before thinking about what type of mortgage is most suitable for you, the first thing that needs to be considered is how you pay back the capital you borrow and how you pay the interest on it.
Repayment Mortgages - Each monthly payment pays off a little of the underlying capital along with interest on the loan.
This means that over time the amount of money you owe will gradually decrease and providing all payments are made in full and on time, the mortgage will be cleared at the end of the term.
Whilst insuring ourselves against an undesirable event such as sickness, a critical illness or even death may not be a pleasant thing to think about, the benefit of being able to set financial issues aside at emotionally difficult times can't be overlooked.
There are many ways in which a family can protect itself, and because of the large range of products available there is usually an appropriate policy for most circumstances, and most budgets.
Life Protection Insurance - Pays out a sum of money either on the death of the insured person or after a set period.
Not everyone needs life insurance, but if your children, partner or other relatives depend on your income to cover their cost of living expenses you may want to consider taking out an appropriate policy.
Life insurance is essentially designed to provide you with reassurance that your loved ones will be looked after when you die and the amount of money paid out depends on the level of cover you buy.
You can also decide how it is paid out and whether it will cover specific payments such as mortgage or rent.
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