Business Details
40 Years
experience
Trusted Insurance Brokers in North East England
Established in 1986, D & G Insurance Services has built a reputation as a respected independent insurance broker serving commercial and consumer clients across the North East of England. With over 39 years of combined experience, our team combines traditional insurance broking expertise with advanced technology to deliver efficient, tailored solutions. We operate from two offices in Redcar and Sedgefield, offering impartial advice through a comprehensive range of commercial and personal insurance products. Our privately owned structure ensures we remain fully independent, prioritising client needs while maintaining strong relationships with a panel of trusted insurers. We specialise in complex commercial risks including business interruption, contractors all risks, and professional indemnity, alongside personal motor and home insurance.Our dedicated brokering team provides ongoing personal consultation, ensuring clients receive competitive premiums and comprehensive coverage. We pride ourselves on delivering a confidential service underpinned by technical expertise and a deep understanding of evolving insurance requirements. Our commitment to client satisfaction is demonstrated through our proactive approach to policy reviews and claims management. We maintain authorisation and regulation by the Financial Conduct Authority (FCA No: 843194), reinforcing our adherence to professional standards. For businesses requiring specialist coverage not listed in our standard offerings, we provide confidential consultations to address unique insurance needs.
Services
Commercial Insurance
Business Interruption
Professional Indemnity
Commercial Motor Fleet
Property Owners Insurance
Shop and Office Insurance
Contractors All Risk
Directors and Officers Liability
Food and Hospitality Insurance
Details
- Year established: 1986
Highlights and features
- We offer over 39 years of combined insurance broking experience
- Our independence ensures impartial advice tailored to client needs
- We operate from conveniently located offices in Redcar and Sedgefield
- We combine traditional broking expertise with advanced technology
- Our dedicated team provides ongoing personal consultation and claims support
Associations and certifications
- FCA
Services
Commercial Combined Insurance
Our Commercial Combined Insurance offers tailored packages for businesses operating from commercial premises. The policy includes public and employers liability, buildings, contents, machinery, stock, business interruption, and commercial legal cover. We work with a panel of insurers to provide solutions for warehouses, manufacturers, and other commercial operations. Our experienced broking team recommends coverage based on your specific business risks.
Business Interruption Insurance
Business Interruption Insurance protects against lost income when operations cease due to property damage. Coverage periods range from 12 to 36 months, with options for increased costs of working. This policy must form part of a broader package and covers scenarios like fire, flood, or pandemic-related disruptions. We help businesses determine appropriate coverage durations based on rebuilding timelines.
Professional Indemnity Insurance
Professional Indemnity Insurance safeguards businesses that provide advice or design services. This coverage protects against claims arising from alleged negligence or errors in professional services. We assist businesses in assessing their risk exposure and securing appropriate coverage levels. Essential for professionals facing potential litigation from clients or third parties.
Commercial Motor Fleet Insurance
Commercial Motor Fleet Insurance covers single to multi-vehicle operations across various industries. Our policies include third party, third party fire and theft, and comprehensive options with breakdown cover. We accommodate tradesman fleets, waste and recycling vehicles, and haulage operations. No claims discount and fleet experience are considered when structuring policies.
Contractors All Risk Insurance
Contractors All Risk Insurance protects against insurable perils during contract execution. Coverage includes contract value, own and hired plant machinery, and materials on site. Designed for tradesmen and contractors undertaking projects like property extensions. We help determine appropriate coverage levels based on contract value and duration.
Questions
What types of insurance do you specialise in?
We specialise in commercial insurance including business interruption, professional indemnity, contractors all risk, and commercial motor fleet. We also offer personal motor and home insurance policies.
Are you an independent insurance broker?
Yes, we are privately owned and totally independent, allowing us to offer impartial advice tailored to our clients' specific needs without insurer restrictions.
Do you have physical office locations?
We operate from two offices located in Redcar (40 Station Road) and Sedgefield (5 Front Street) for face-to-face consultations with our dedicated staff.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA No: 843194) and registered in England (Company No: 11359936).
What areas do you serve?
While based in the North East of England, we provide insurance solutions to commercial and consumer clients nationwide through our comprehensive broking services.
