Business Details
Emergency
services
Trusted Insurance Solutions for Working Families
Union Insurance, a trading name of Union Income Benefit Holdings Ltd, has been dedicated to providing working families with accessible financial protection through a range of insurance products. Regulated by the Financial Conduct Authority, we specialise in policies designed to mitigate the financial impact of life's unexpected events, including accidents, illness, and death. With over two decades of experience, our commitment to service excellence is reflected in the 45 million paid in claims over the past 20 years and our recognition by Investors in People since 2002.We prioritise transparency, offering clear information about our products, fees, and charges while encouraging open communication with our customers. Our partnerships with major UK trade unions enable us to extend benefits such as Union Rewards, providing members with shopping discounts and financial tools. Headquartered in London, our UK-based team operates with respect and integrity, supporting customers through dedicated claims and customer service lines, as well as tailored assistance for those facing financial hardship.
Services
Life Insurance
Accident Protection
Health Cash Plan
Income Protection
Travel Insurance
50+ Accident Plan
Highlights and features
- Regulated by the Financial Conduct Authority for consumer protection
- Over 2.5 million trade union members benefited from our products
- Guaranteed acceptance policies with no medical questions required
- 24/7 customer support and claims assistance available
- Partnerships with major UK trade unions for exclusive member benefits
Associations and certifications
- Financial Conduct Authority
- Investors in People
Services
Life Insurance
Our Life Insurance provides financial protection for your loved ones, offering a cash lump sum up to 50,000 upon your death. This policy helps cover household expenses, funeral costs, and other unforeseen financial needs. Designed for working families seeking long-term security.
Accident Protection Plan
The Accident Protection Plan offers 150,000 cash payout for accidental death and 300 daily hospital cash benefit. No medical questions required, providing immediate financial support for unexpected accidents. Ideal for those seeking comprehensive accident coverage.
Health Cash Plan
Claim back everyday healthcare costs with our Health Cash Plan, offering 100% reimbursement for dental and optical expenses. Covers physiotherapy and routine treatments without medical questions. Designed to make healthcare more affordable for UK residents.
Income Protection
Income Protection provides monthly cash payouts if accident or sickness prevents work. Helps maintain financial stability by covering bills, rent, and essential expenses. Tailored for working individuals needing reliable income replacement.
50+ Personal Accident Plan
Specifically designed for UK residents aged 50-79, this plan offers up to 20,000 cash payout for accidental death. Includes coverage for burns, fractures, and dislocations without medical exams. Provides financial security for older individuals.
Questions
What types of insurance do you offer?
We provide life insurance, accident protection, health cash plans, income protection, and travel insurance tailored for working families.
Do I need a medical exam to apply?
Many of our policies, including accident protection and life insurance, require no medical questions or blood tests.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (register number 307575).
Can I get help if facing financial difficulties?
We offer support options like payment deferral or reduced cover costs for customers experiencing financial hardship.
Do you offer discounts for union members?
Union members receive exclusive benefits through Union Rewards, including shopping discounts and cashback deals.
