Business Details
21 Years
experience
Expert Insurance Brokers in London
Established in 2005, Horner Blakey operates as an independent insurance broker with offices in London and Billericay. Our team of experienced professionals specialises in providing tailored insurance solutions for both commercial and personal clients. With a strategic location in the heart of the London insurance market, we leverage direct access to leading underwriters to secure competitive premiums and terms. Our independent status ensures impartial advice, focusing on clients' specific needs rather than affiliations with single providers. We serve businesses across diverse sectors including manufacturing, finance, and professional services, as well as private clients seeking property and specialist insurance.Our commitment to transparency and cost-efficiency has earned us a reputation for delivering value-driven insurance arrangements. The expansion to Billericay demonstrates our dedication to serving local communities while maintaining national reach. Our expertise spans commercial property insurance, professional indemnity, cyber liability, and specialist personal insurance products. Through hands-on claims management and direct liaison with insurers, we prioritise client support throughout the policy lifecycle. This combination of market access, specialist knowledge, and client-centric approach defines our service proposition.
Services
Commercial Property Insurance
Professional Indemnity Insurance
Employers Liability Insurance
Cyber Liability Insurance
High Value Home Insurance
Marine Insurance
Commercial Combined Insurance
Flood Insurance
Listed Building Insurance
Converted Barn Insurance
Details
- Year established: 2005
Highlights and features
- We offer 19 years of experience in specialist insurance broking since 2005
- Our team provides access to unique wholesale market solutions unavailable to the public
- We guarantee independent advice with no provider affiliations influencing recommendations
- Our London market location enables direct negotiation with leading underwriters
- We deliver cost-efficient solutions tailored to specific business and personal requirements
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Commercial Property Insurance
Specialist insurance for commercial properties including freehold buildings and landlord portfolios. Covers structural damage from fire, flood, and subsidence with options for contents and business interruption. Tailored for diverse sectors including retail, hospitality, and industrial premises. Provides financial protection against unexpected property-related losses.
Professional Indemnity Insurance
Essential protection for professionals against claims of negligence or breach of duty. Covers legal costs and compensation for alleged errors in advice or services provided. Specifically tailored for accountants, solicitors, and other professional service providers. Safeguards business reputation and financial stability through comprehensive liability coverage.
Cyber Liability Insurance
Comprehensive coverage against cyber risks including data breaches and business interruption from cyber attacks. Includes incident response support and legal compliance assistance. Designed for businesses handling sensitive digital information across all sectors. Mitigates financial impact from cyber incidents and reputational damage.
High Value Home Insurance
Specialist insurance for luxury and unique residential properties exceeding standard policy limits. Includes coverage for architectural features, high-value contents, and bespoke property elements. Tailored for listed buildings, converted barns, and properties with specialist requirements. Provides enhanced protection beyond standard home insurance policies.
Employers Liability Insurance
Mandatory insurance protecting businesses against claims from employee injuries or illnesses. Covers legal costs and compensation for work-related health issues. Essential for businesses employing non-family members. Provides financial security against workplace liability claims and legal proceedings.
People
Gemma Tarrant
Account Handler
Specialist in private and public hire insurance with 16 years' industry experience. Manages client accounts and insurance arrangements for commercial vehicle fleets. Provides expert advice on risk management and policy optimisation.
Victoria Gutan
Account Administrator
Supports the accounts team with financial reporting and client documentation management. Ensures accurate record-keeping and compliance with financial regulations. Plays key role in maintaining client account documentation and policy administration processes.
Questions
What types of commercial insurance do you specialise in?
We specialise in commercial property insurance, professional indemnity, cyber liability, employers liability, and commercial combined policies tailored to specific business needs.
Why use an independent insurance broker?
As independent brokers, we provide impartial advice with access to multiple insurers, ensuring competitive premiums and tailored coverage options that suit your specific requirements.
Do you handle insurance claims support?
Yes, we provide dedicated claims management including insurer liaison, documentation support, and on-site visits for property claims to ensure fair and timely settlements.
Can you help with specialist personal insurance?
We offer high-value home insurance, listed building cover, converted barn insurance, and other specialist personal insurance products for unique property requirements.
What areas do you cover?
Based in London, we serve clients across the Home Counties and throughout the UK with both commercial and personal insurance solutions.
How do you ensure competitive pricing?
Our London market access allows direct negotiation with leading underwriters, while our independent status ensures we secure the best value policies without provider affiliations.
