Business Details
30 Years
experience
Your Trusted Independent Insurance Broker in Cuddington
Established in 1996, Pearson Insurance Services operates as an independent insurance broker with no affiliations to specific insurers or shareholders. Our team brings over three decades of combined experience in sourcing tailored insurance solutions across personal, commercial, and specialist sectors. We prioritise client needs by leveraging access to the entire insurance market, ensuring comprehensive coverage without gaps or redundancies. Our approach focuses on long-term client relationships, underpinned by meticulous application handling, error correction in claims databases, and proactive renewal management.We differentiate ourselves through transparent pricing, no sales targets, and a commitment to resolving complex insurance challenges. Our indemnity insurance safeguards clients against application inaccuracies, while our 14-day money-back guarantee reflects confidence in our service quality. With a client retention rate exceeding 15 years on average, we combine technical expertise with personalised support to deliver competitive, reliable insurance solutions.
Services
Car Insurance
Home Insurance
Business Insurance
Travel Insurance
Event Insurance
Details
- Year established: 1996
Highlights and features
- We offer over 30 years of combined insurance expertise with no sales targets
- Our independent status ensures access to the entire insurance market
- We guarantee application accuracy with our indemnity insurance coverage
- 14-day money-back guarantee with no claims penalties
- Proactive policy renewal management with competitive re-evaluations
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Competitive pricing
Highly recommend
Prompt responses
Professional approach
Services
Car Insurance
Specialist car insurance solutions for standard and high-risk profiles. We secure competitive premiums with appropriate excess levels while ensuring accurate policy declarations. Our service includes coverage for business use, modified vehicles, and multi-policy bundling. Clients benefit from our error-correction capabilities in claims databases and guaranteed policy clarity.
Home Insurance
Comprehensive home insurance covering buildings, contents, and specialist risks. We address unique requirements like high-value items, listed properties, and business-related home use. Our policies avoid hidden exclusions while maintaining competitive pricing. Clients receive proactive renewal reminders and coverage gap analysis during policy reviews.
Business Insurance
Tailored business insurance packages including liability, property, and professional indemnity. We specialise in complex cases like high-risk sectors, merged companies, and pandemic-related claims. Our service includes policy wording clarification, claims negotiation, and market re-evaluation at renewal periods to ensure ongoing competitiveness.
Travel Insurance
Specialist travel insurance for domestic and international trips. We handle non-standard requirements including elderly travellers, pre-existing medical conditions, and extended stays. Our policies provide clear coverage for trip cancellations, medical emergencies, and repatriation. Clients receive direct insurer liaison and policy comparisons across multiple providers.
Event Insurance
Custom event insurance for weddings, corporate functions, and public gatherings. We secure policies covering cancellation, liability, and weather-related disruptions. Our service includes rapid policy issuance for last-minute bookings and specialist coverage for high-profile events. Clients benefit from our industry contacts to secure competitive terms within tight deadlines.
People
Sandra Tomes
Insurance Broker
With over 25 years in insurance broking, Sandra specialises in complex personal and commercial policies. She holds FCA-authorised status and has resolved numerous high-profile cases involving coverage gaps and claims disputes. Known for her client-first approach and market expertise.
Becky Pearson
Client Services Manager
Managing policy renewals and client communications, Becky ensures seamless service continuity. She oversees the proactive reminder system for policy updates and coordinates with insurers to maintain coverage during payment issues. Recognised for exceptional client retention through personalised support.
Questions
What makes Pearson Insurance Services different from online insurers?
We offer independent market access without sales targets, guaranteed application accuracy, and proactive claims support. Our 14-day money-back guarantee and error-correction capabilities in insurance databases provide additional client protections.
How do you handle complex or specialist insurance requirements?
Our team leverages extensive industry contacts and technical expertise to source coverage for non-standard cases. Recent successes include merged company insurance, pandemic-related business interruption claims, and high-risk liability policies requiring rapid implementation.
What support do you provide during the claims process?
We actively manage claims by contacting insurers directly, negotiating settlements, and resolving disputes. Our indemnity insurance covers application errors, ensuring valid claims aren't rejected due to administrative mistakes.
How are payment options structured?
We offer annual premiums or instalment plans with no hidden charges. Unlike some online providers, we disclose all costs upfront without additional fees for payment plans exceeding 15% of the premium.
What happens if my insurance needs change during a policy term?
Contact us directly for policy amendments. We'll reassess your requirements, adjust coverage as needed, and liaise with insurers to implement changes while maintaining continuous protection without coverage gaps.
How do you ensure policy competitiveness at renewal?
We proactively re-evaluate market options before renewal, considering any client circumstances changes. Our process includes comparing new insurer offerings against existing coverage to guarantee ongoing value and appropriate protection levels.
