Business Details
Trusted Mortgage and Insurance Brokers in Stockport
Established with over 25 years of expertise in financial services, Kevin Bower Insurance & Mortgage provides tailored mortgage and insurance solutions to meet diverse client needs. Our team specialises in residential and buy-to-let mortgages, alongside life assurance, critical illness cover, income protection, and business insurance. Regulated by the Financial Conduct Authority, we prioritise transparency, offering impartial advice while maintaining compliance with stringent industry standards. Our approach combines extensive market knowledge with a commitment to guiding clients through complex financial decisions. With access to a wide range of products from over 50 UK lenders, we ensure competitive options for first-time buyers, self-employed individuals, and those seeking remortgaging or specialist mortgages.Our services extend to bespoke insurance packages, including family income protection and landlord policies, designed to safeguard clients' financial futures. We operate with integrity, ensuring clear communication and personalised support throughout the process. Our affiliation with GHL Network Services Ltd and Openwork Limited reinforces our credibility and access to industry-leading resources. Customer satisfaction remains central to our operations, reflected in our dedication to resolving queries and maintaining ethical practices. Whether assisting with property purchases or risk management, we strive to deliver reliable, client-focused outcomes.
Services
Mortgages
Insurance
Life Assurance
Income Protection
Critical Illness
Home Insurance
Business Insurance
Let to Buy
Self Employed Mortgages
Remortgaging
Highlights and features
- We have over 25 years of experience in financial services and mortgage brokering.
- We offer access to a comprehensive range of mortgages from over 50 UK lenders.
- Our team provides impartial advice regulated by the Financial Conduct Authority.
- We specialise in complex cases, including adverse credit and self-employed mortgages.
- We deliver tailored insurance solutions to protect families and investments.
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide access to a comprehensive range of residential and buy-to-let mortgages from over 50 UK lenders. Our services cater to first-time buyers, self-employed individuals, and those seeking remortgaging or specialist solutions. With expertise in adverse credit cases and let-to-buy arrangements, we offer tailored advice to secure competitive rates aligned with clients' financial circumstances.
Insurance
Our insurance offerings include life assurance, critical illness cover, income protection, and family income protection policies. We also provide buildings and contents insurance, landlord coverage, and business insurance solutions. Working with select insurers, we recommend bespoke packages to safeguard clients' financial stability against unforeseen events while ensuring clarity on policy terms and fees.
Life Assurance
We arrange term and whole-of-life assurance policies to provide financial security for dependants. Our advice focuses on aligning coverage with clients' long-term goals, including mortgage protection and inheritance planning. Policies are sourced from trusted insurers, with transparent disclosure of premiums, benefits, and any commission structures applicable to the selected plan.
Income Protection
Our income protection policies ensure financial stability if illness or injury prevents work. We assess clients' needs to recommend coverage that replaces a portion of lost income, with options for short-term or long-term policies. We clarify policy terms, including deferment periods and exclusions, to ensure alignment with individual risk profiles.
Critical Illness
Critical illness insurance provides a lump sum upon diagnosis of specified conditions, such as cancer or heart disease. We guide clients through policy options, including standalone coverage or add-ons to mortgage protection plans. Our approach ensures clients understand covered conditions, exclusions, and claims processes to make informed decisions.
People
Kevin Bower
Mortgage and Insurance Broker
Kevin Bower brings over 25 years of experience in financial services, specialising in mortgages and insurance. He offers tailored advice on residential and buy-to-let mortgages, alongside life assurance and protection policies. His expertise includes complex cases such as adverse credit and self-employed lending, ensuring clients receive suitable solutions.
Questions
What mortgage options are available for first-time buyers?
We offer access to competitive first-time buyer mortgages from over 50 UK lenders, including exclusive deals not available on the high street.
Do you provide insurance advice alongside mortgages?
Yes, we recommend life assurance, income protection, and critical illness cover to safeguard your mortgage and family financial security.
Are your services regulated by the Financial Conduct Authority?
Yes, we operate as appointed representatives of Openwork Limited, authorised and regulated by the Financial Conduct Authority.
Can you assist with self-employed mortgage applications?
Yes, we specialise in self-employed mortgages, helping clients with complex income structures secure suitable financing.
What insurance products do you offer?
We provide life assurance, critical illness cover, income protection, family income protection, and business insurance from selected insurers.
How are your fees structured for mortgage advice?
We charge a fee for mortgage advice, with details disclosed upfront. For protection policies, we receive commission from insurers.
