Business Details
23 Years
experience
Emergency
services
Trusted Fleet Insurance Solutions in Wigan
Established in 2003, Fleet Cover has become a trusted name in fleet insurance solutions across the UK. Our team of specialists works with over 20 leading insurers to provide tailored policies for businesses operating two or more vehicles. With a focus on cost efficiency and comprehensive coverage, we deliver bespoke insurance strategies that adapt to the unique needs of each client. Our dedicated account managers ensure seamless policy administration, claims handling, and 24/7 support through an extensive repair network.Backed by a proven track record of achieving average savings of 25% for clients, we combine industry expertise with personalized service to protect commercial vehicle operations. Our commitment to transparency is demonstrated through clear communication, no hidden fees, and a client charter prioritizing value and service excellence. Through strategic partnerships and a deep understanding of fleet risk management, we empower businesses to maintain compliance and operational continuity.
Services
Fleet Insurance
HGV Insurance
Taxi Insurance
Fleet Breakdown Cover
Gap Insurance
Van Breakdown Cover
Mini Fleet Insurance
Coach Insurance
Courier Fleet Insurance
Construction Fleet Insurance
Details
- Year established: 2003
Highlights and features
- We offer access to over 20 specialist fleet insurers
- Our tailored policies adapt to unique business requirements
- 24/7 helpline with dedicated repair network access
- Dedicated account managers for personalized service delivery
- Proven track record of achieving 25% average client savings
Associations and certifications
- Financial Conduct Authority
What people say
Prompt, concise and ultra knowledgeable
Professional, competitive, friendly
Saved over 9,000
Halved premium costs
Excellent customer service
Services
Fleet Insurance
Fleet insurance provides comprehensive protection for businesses operating multiple vehicles. This solution covers cars, vans, HGVs, and specialist vehicles under a single policy. Benefits include streamlined administration, cost savings compared to individual policies, and flexible coverage options including third-party liability, collision damage, and legal expense protection. Our policies can be tailored to include EU coverage, trailer protection, and personal belongings insurance.
HGV Insurance
Specialist HGV insurance offers tailored protection for heavy commercial transport operations. Coverage includes vehicle damage, cargo protection, and third-party liability. Policies adapt to fleet size, cargo types, and operating regions. Additional benefits include breakdown assistance, legal support, and flexible terms for owner-operators and large fleets. Our brokers secure competitive rates from specialist transport insurers.
Taxi Insurance
Comprehensive taxi insurance protects private hire and black cab operations. Coverage includes passenger liability, vehicle damage, and uninsured driver protection. Policies accommodate various vehicle types and operating hours. Additional features available include breakdown cover, legal expense insurance, and flexible payment options tailored to individual drivers and fleet operators.
Fleet Breakdown Cover
24/7 breakdown cover for commercial fleets provides roadside assistance, vehicle recovery, and emergency repairs. Available for mixed fleets of cars, vans, and HGVs. Benefits include rapid response times, nationwide coverage, and optional garage network access. Policies can be integrated with existing insurance arrangements and scaled to fleet size.
Gap Insurance
GAP insurance covers the financial shortfall between insurance payouts and vehicle value following accidents or theft. Available for financed commercial vehicles, this protection ensures businesses can replace assets without unexpected costs. Policies adapt to different financing arrangements and vehicle depreciation rates.
Questions
What is considered a fleet for insurance purposes?
A fleet requires at least two vehicles operated by a single business entity for commercial purposes.
How can fleet insurance reduce costs?
Consolidating multiple vehicles under one policy typically saves 20-25% compared to individual insurance arrangements.
Do you cover specialist commercial vehicles?
Yes, our policies accommodate HGVs, taxis, coaches, construction equipment, and courier vehicles.
What support is available for urgent claims?
We provide 24/7 claims assistance with rapid insurer notification and documentation support.
Can policies be customized for specific business needs?
All policies are tailored to include relevant coverage options like EU travel, trailer protection, and breakdown assistance.
