Direct Gap
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Direct Gap Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest. Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.

Easy to complete the transaction, reasonable price and covers a lease car that is just over one year old. Covers to the end of a three year lease contract. First time I have used you but all was very straightforward in arranging the gap insurance. The premium was also significantly cheaper than that offered by my dealer. Very easy and cost effective.

Called to arrange GAP Insurance monthly payments by phone - call handled very simply and clearly. Then purchase dent/ding insurance online subsequently. Quick and easy! This was the cheapest price I found for gap insurance - much better than the dealership's offer of 399, and includes so many more benefits for less than half of that amount!
Highlights

read more › In the event of your vehicle being declared a total loss, our Finance, Lease and Contract Hire Gap Insurance will pay the difference between the outstanding finance balance and the motor insurer's settlement. Knowledge: Our fully trained professionals are specialists when it comes to car finance and Gap Insurance. We deal with all claims in-house, so rest assured you'll never be put through to a call centre. Responsibility: We're fully authorised and regulated by the Financial Conduct Authority and we hold ourselves to the very highest standards.

read more › In the event of your vehicle being declared a total loss, Return to Invoice (RTI) or Back to Invoice Gap Insurance pays the difference between the motor insurer's settlement and the purchase price paid for your vehicle. If you bought your vehicle under a finance agreement (except where the policy is transferred) and the outstanding balance at the point of total loss is greater than the original purchase price, RTI Gap Insurance will pay the difference between the vehicle's current market value and the remaining finance balance.

read more › In the event of your car being declared a total loss, Vehicle Replacement Gap Insurance will pay the difference between the motor insurer's settlement and the cost of a replacement vehicle matching the original model's specification. Vehicle replacement gap cover also protects you if you purchased your car under a finance agreement (except where the policy is transferred). When your vehicle is written off, if the outstanding finance balance is greater than the cost of a replacement, this total loss gap insurance will pay the difference between the vehicle value at the point of total loss and the remaining finance balance.

read more › If your vehicle is written off in an accident or stolen, the pain and inconvenience of being without a car is bad enough. If you're left out of pocket on top of that, those feelings of frustration are only like to grow. Your motor insurer will offer a payout in line with your car's value at the time. Due to depreciation, that could be thousands of pounds less than what you paid for it in the first place. That's a position nobody wants to be in, but Agreed Value Car Insurance from Direct Gap can protect you.

read more › Free Gap Insurance from Direct Gap is a complimentary form of cover which lasts for 14 days from the policy start date. In the event of your vehicle being written off or stolen, Free Gap Insurance will pay the difference between the purchase price and the motor insurer's settlement at the point of total loss. Free Gap Insurance is available as 14-day complimentary cover for your pride and joy. It works in much the same way as standard Gap Insurance in that it provides valuable financial protection in the event of your vehicle being declared a total loss.

read more › Get Gap Insurance quotes by manufacturer from Direct Gap. We're committed to providing cover that suits you and your vehicle, which is why we offer policies for all leading brands. From Alfa Romeo and Audi to VW and Volvo, rest assured that when you come to us you'll be able to take to the road with complete peace of mind. And it's perfectly simple to get a Gap Insurance quote. Search by manufacturer from the extensive selection below and if you don't see your brand, don't worry, we can't list them all.

read more › All drivers understand the need to take good care of their vehicle's engine. Regular maintenance and necessary repairs keep you on the road and ensure you can get where you need to be. But what about your tyres? If something were to happen to them, your car would be unsafe to drive and it could cost you a pretty penny to get the problem fixed. That's where Tyre Insurance from Direct Gap can help. Tyre Insurance covers the cost of the replacement or repair of your tyres if they have sustained accidental or malicious damage.

read more › Accidents can happen to even the most careful drivers. Whether it be a scrape on a low wall or a small bump in the cark park, these little incidents are a regular occurrence and can cause ugly but relatively minor cosmetic damage to your vehicle's bodywork. Left unattended, scratches, dents and chips can get worse over time, so it makes sense to get any repairs taken care of immediately. Of course, you could still be left forking out a significant sum to pay for the work, which is where Direct Gap's Scratch and Dent Insurance comes in.

read more › Alloy wheels can make for the perfect finishing touch to your vehicle. They're lighter, more durable and offer a sleek aesthetic when compared to steel, so it's little wonder they've become such a popular choice for drivers up and down the country. However, accidents do happen, and a scrape with a kerb, bollard or a drystone wall can easily damage the wheels of your pride and joy. Even minor cosmetic touch-ups can prove pricey, so why not protect yourself and your vehicle with Alloy Wheel Insurance from Direct Gap.

read more › If you need the peace of mind a Gap Insurance product provides, you can trust Direct Gap to provide you with a high quality, fully featured product at an affordable price. As one of the largest specialist GAP providers direct to the public, we can save you up to 75% of the cost of Gap Insurance offered by dealers. Direct Gap has friendly team of trained insurance professionals based in the UK. When you call us, you will speak to an expert in Gap Insurance. We're happy to explain the difference between policies and match you with the one that suits your needs.

read more › There are also different terminologies used for this cover such as Shortfall Insurance, Return to Invoice, Vehicle Replacement Insurance, Finance Gap, Agreed Value and just plain old gap insurance. Actually it is very straight forward. The term gap covers all of the above. Gap is a depreciation insurance product for motor vehicles, new or used. You insure the difference between the insurance settlement at the point of total loss and an amount that you wish to protect. In the event that the vehicle is declared a total loss you do not suffer a financial disaster.

read more › As a specialist Gap Insurance provider, Direct Gap offer several policies for your individual circumstances. It can sometimes be difficult to know which type of cover is best for you and your vehicle, which is why we've put together this handy guide. Below, we'll take you through the four different types of Gap Insurance. We'll explain how they work and the benefits each policy offers, to help you make a decision on which form of cover is going to be right for you. If your vehicle is damaged beyond economic repair, written off or, as your insurer would say, 'declared a total loss', Finance/Lease/Contract Hire Gap Insurance will pay the difference between your insurer's payment and any outstanding finance.

read more › Your feedback is very important to us as it helps us make our products better, more competitive and give you, our customers a greater level of satisfaction and service. We always aim high and look to deliver the best levels of service possible, some of our satisfied customers have taken the time to tell us about how we helped them.

read more › As so many of us have been working from home this last year or so, it has no doubt worked wonders for your fuel bills. But with more and more places starting to come back out of lockdown, and life showing glimpses of returning to something approaching normality, longer journeys are going to be more common. You may not even be commuting anymore, but your day to day journeys, shopping, and longer trips will still require venturing out. Whether you're purchasing RTI or vehicle replacement GAP insurance as additional cover for a car, it's always worth ensuring you're paying the lowest price possible for your conventional motor insurance that is required to legally use UK roads.

read more › Insurance can be a considerable expense, but in many cases it's truly necessary. That means you need to prioritise your insurance expenditure, to make sure you have the proper amount of cover. Gap insurance is growing in popularity, as it offers you a compelling way to stop yourself losing money in the event of a claim - but is it actually necessary?. When it comes to purchasing car insurance, chances are you've heard of third-party fire and theft and comprehensive car insurance. However, a lesser-known product to the vehicle insurance market is GAP insurance.

read more › We understand there's nothing more exciting than buying a new car - that fresh smell of upholstery and the feeling when you take it out for the first spin. But from time to time misfortune can strike and your precious car could be the target of thieves, or it may become involved in an accident causing it to be written off. In the event of such circumstances, the prior depreciation of your vehicle could mean that your insurer only pays out part of the car's original purchase price. This could put you in a potentially tricky financial situation and leave you unable to replace your car to the same specifications.

read more › Leaving your Lease, Contract Hire or PCP contract early can be costly. An early termination agreement can come with substantial penalties and fees (in some cases including the remaining lease value)! Early Termination Insurance, or ETI, will cover the costs of your early termination in the event of certain scenarios that would cause you to return your vehicle early. The website was really easy to use. The product is great value and I particularly like the fact that it can get cover for 5 years most others are only for 3 years.

read more › If your car is 'written off', Gap Insurance can cover your outstanding finance payments, the value of your car when you bought it or even can also be used get back on the road with a car of the same spec as your insured vehicle when you bought it. Motor insurance only covers your vehicle to its value at the point it is declared a 'total loss'. This can be substantially less than outstanding finance commitments, the price you paid for your car and the cost of getting back on the road in a car with a similar specification.

read more › Any claim where the Total Loss is caused by an accident when the driver of Your Vehicle is under the influence of alcohol or drugs not prescribed by a registered medical practitioner or drugs prescribed by a registered medical practitioner in respect of which a warning against driving is given. Any claim where the Total Loss occurs outside the Geographical Area or arises as a consequence of war, terrorism, civil commotion or riot. Any claim which is the subject of fraud or dishonesty or you have used the vehicle in a criminal activity.

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