Business Details
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services
Specialist Insurance Broker in Worcestershire | De Novo Risk Solutions
De Novo Risk Solutions is an independent insurance broker with over two decades of sector-specific expertise. Founded by Damian Hayes, a director-level professional with extensive experience in national and independent brokerage firms, we specialise in delivering tailored insurance solutions for industries including asbestos, construction, rail, real estate, and waste management. Our approach prioritises a deep understanding of each client's unique risk profile, ensuring policies align with their operational dynamics and regulatory requirements. With a hands-on methodology, we provide proactive risk management from policy inception to claims resolution, supported by 24/7 emergency claim services. Our team's sector knowledge, combined with partnerships with specialist insurers, enables us to offer comprehensive coverage and strategic advice.Client testimonials highlight our commitment to transparency, technical excellence, and long-term relationship-building. We conduct confidential insurance programme reviews to identify coverage gaps and benchmark premiums, ensuring clients receive value-for-money protection. As an FCA-authorised entity, we adhere to rigorous regulatory standards, maintaining trust through ethical practices and client-centric decision-making. Our acquisition by DCR in 2024 underscores our reputation for innovation and client-focused service in the evolving insurance landscape.
Services
Asbestos Industry Insurance
Construction Insurance
Rail Industry Insurance
Real Estate Insurance
Waste & Recycling Insurance
Fencing Industry Insurance
Transport & Logistics Insurance
Food & Drink Insurance
Renewable Energy Insurance
Commercial Flood Insurance
Highlights and features
- We offer 20 years of sector-specific insurance expertise.
- Our team provides tailored risk management strategies for unique business needs.
- We operate 24/7 emergency claim support for critical incidents.
- Our FCA authorisation ensures compliance with rigorous regulatory standards.
- We conduct confidential insurance reviews to identify coverage gaps.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
First class service
Key asset to growth
Proactive risk management
Hands-on approach
Trusted partner
Services
Asbestos Industry Insurance
We provide specialist insurance solutions for the asbestos sector, addressing its unique risks and limited market appetite. Our expertise ensures access to specialist insurers offering tailored coverage for asbestos-related activities. Clients benefit from our deep understanding of regulatory requirements and claims management in this high-risk field.
Construction Insurance
Our construction insurance services cater to diverse project scales, from small contractors to large-scale developments. We address risks related to contracts, site safety, and project-specific liabilities. Clients receive bespoke policies aligned with contractual obligations and industry best practices for risk mitigation.
Rail Industry Insurance
With 15 years of sector experience, we offer comprehensive insurance for rail infrastructure and operations. Our solutions cover asset protection, liability risks, and project-specific exposures. Clients benefit from our established relationships with insurers specialising in rail industry complexities.
Waste & Recycling Insurance
We specialise in insurance for waste management and recycling operations, addressing environmental liabilities and operational risks. Our policies cover fleet insurance, site-specific hazards, and regulatory compliance. Clients receive tailored solutions from a broker with deep sector knowledge and insurer partnerships.
Commercial Flood Insurance
Our flood insurance solutions protect businesses against water damage and business interruption. We offer policies with claims support for rapid recovery and risk management advice to mitigate future flood impacts. Clients benefit from our expertise in securing coverage for high-risk properties.
People
Damian Hayes
Managing Director
Damian Hayes, with 20 years in insurance brokerage, founded De Novo Risk Solutions to address gaps in client-focused service. His hands-on approach ensures tailored risk management strategies and proactive client engagement across specialist sectors.
Questions
What sectors do you specialise in?
We specialise in asbestos, construction, rail, real estate, waste & recycling, fencing, transport, food & drink, and renewable energy sectors.
How do you tailor insurance solutions?
We conduct confidential reviews to understand your risk profile, then align policies with your operational needs and regulatory requirements using sector-specific expertise.
Do you offer emergency claim support?
Yes, we provide 24/7 emergency claim registration via 07495 327 055 for incidents outside office hours.
How do insurance reviews benefit clients?
Our reviews identify coverage gaps, benchmark premiums, and create action plans to enhance risk protection while maintaining relationships with existing providers.
Are you regulated by any authority?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring compliance with industry standards and client protection.
