Business Details
50+ Years
experience
Expert Financial Advisers in Stourbridge
KGJ Insurance Brokers has been dedicated to safeguarding clients' financial wellbeing since 1969. Our family-run business combines over five decades of industry expertise with a commitment to personalized service, offering independent advice on pensions, insurance, mortgages, and investments. As a community-focused firm, we prioritise ethical practices and tailored solutions, ensuring clients receive bespoke financial strategies that align with their unique circumstances. Our team of seasoned professionals, including specialists with decades of experience, works closely with individuals and businesses to demystify financial planning.Regulated by the Financial Conduct Authority, we maintain rigorous standards of professionalism while fostering long-term relationships built on trust and transparency. Our approach combines cutting-edge financial tools with traditional values of client care, ensuring clients navigate financial decisions with confidence. From retirement planning to commercial insurance, we deliver comprehensive solutions supported by our deep understanding of market dynamics and regulatory frameworks.
Services
Pension Planning
Insurance Brokering
Mortgage Advice
Investment Management
Commercial Insurance
Details
- Year established: 1969
Highlights and features
- We offer over 55 years of combined experience in financial services
- Our team provides personalised, jargon-free financial advice
- Regulated by the Financial Conduct Authority for professional standards
- Family-run business with community-focused values
- Tailored solutions for complex financial planning needs
Associations and certifications
- Financial Conduct Authority
What people say
Fabulous service
Highly recommend
Very helpful
Jargon-free advice
Excellent follow-up
Services
Pension Planning
Our pension specialists help clients navigate complex retirement planning options. We offer tailored advice on workplace pensions, self-employed schemes, and pension consolidation, ensuring clients maximise their retirement income while minimising tax liabilities. With expertise in inheritance tax planning and flexible drawdown strategies, we help clients create sustainable income streams for their later years.
Insurance Brokering
We provide comprehensive personal and commercial insurance solutions tailored to individual needs. Our services cover motor, health, property, and business insurance, with specialist expertise in fleet coverage and key person protection. We work with multiple providers to secure competitive rates while ensuring policy terms align precisely with clients' risk profiles and coverage requirements.
Mortgage Advice
Our mortgage experts guide clients through residential and buy-to-let financing options. We offer advice on adverse credit lending, holiday home mortgages, and lifetime mortgages, ensuring clients understand total cost implications and repayment structures. Our independent status allows access to exclusive deals and bespoke solutions for complex property financing scenarios.
Investment Management
We help clients grow wealth through diversified investment strategies tailored to risk tolerance and financial goals. Our services include portfolio management, tax-efficient investing through ISAs, and inheritance tax mitigation strategies. We provide ongoing monitoring and adjustments to ensure investments remain aligned with changing personal circumstances and market conditions.
Commercial Insurance
Our commercial insurance services protect businesses of all sizes against operational risks. We specialise in property insurance, key person coverage, and fleet management solutions. With access to specialist insurers, we create comprehensive packages that safeguard business assets while offering competitive premiums and responsive claims support.
People
Martin Wood
Managing Director
Founder of KGJ with five decades of industry experience, specialising in pensions and investments. Committed to delivering client-focused financial solutions while maintaining the company's founding principles of integrity and personal service.
John Donnelly
Director and Independent Financial Adviser
With over 30 years in financial services, he specialises in pensions and investments. Focuses on understanding client aspirations to create tailored retirement strategies that adapt to evolving life circumstances.
Jim Bodycote
Independent Financial Adviser
Brings four decades of pension and investment expertise, particularly in retirement planning. Known for clear communication and creating jargon-free financial strategies that prioritise client understanding and confidence.
Stuart Pearson
Director
Commercial insurance specialist with extensive industry knowledge, ensuring businesses receive comprehensive protection packages. Focuses on building long-term client relationships through reliable service and expert risk management advice.
Andy Passey
Director
Insurance expert with three decades of experience, prioritising personal client relationships and straightforward advice. Specialises in matching complex insurance needs with practical, cost-effective solutions for both individuals and businesses.
Questions
What services does KGJ Insurance Brokers offer?
We provide comprehensive financial advice and insurance solutions including pensions, mortgages, personal and commercial insurance, investment management, and inheritance tax planning.
Are your financial advisers qualified?
Yes, our team includes certified professionals with decades of combined experience, regulated by the Financial Conduct Authority for professional standards.
How do you tailor financial advice to individual needs?
We conduct detailed assessments of financial goals and risk tolerance, creating bespoke strategies that evolve with changing personal circumstances and market conditions.
Can you help with complex insurance requirements?
Yes, our specialists handle complex cases including fleet insurance, commercial property protection, and bespoke personal coverage solutions with multiple provider access.
What makes KGJ different from online comparison services?
We offer personalised advice, ongoing relationship management, and expert interpretation of policy details to ensure complete coverage understanding and suitability.
Do you provide ongoing financial support after initial advice?
Yes, we offer continuous portfolio monitoring, regular reviews, and responsive support to adapt strategies as clients' financial situations evolve over time.
