Business Details
18 Years
experience
Expert Insurance Solutions for Healthcare, Life Sciences & Renewables
Established in 2008, ADF Insurance operates as an independent insurance broker regulated by the Financial Conduct Authority. With over four decades of combined experience in major classes of insurance, our team specialises in delivering tailored solutions for small to medium-sized businesses across healthcare technology, life sciences, and renewable energy sectors. We maintain direct relationships with leading UK insurers and Lloyds of London through dedicated broking channels.Our service model prioritises annual policy reviews to ensure competitive premiums and market-leading terms while maintaining face-to-face client relationships. The company's founder, Andrew Flavell, brings nearly 40 years of international insurance market expertise to our client engagements. We demonstrate expertise in specialist areas including medical malpractice, intellectual property protection, and clinical trials insurance.
Services
Healthcare Insurance
Professional Indemnity
Medical Malpractice
Product Liability
Employers Liability
Intellectual Property
Clinical Trials
Renewables Insurance
Cyber Security
Details
- Year established: 2008
Highlights and features
- FCA-regulated insurance brokerage with sector-specific expertise
- Tailored solutions for high-risk specialist industries
- Direct access to Lloyds of London markets
- Annual policy reviews guarantee competitive positioning
- Personal service from experienced insurance professionals
Associations and certifications
- Financial Conduct Authority
What people say
Competitive premiums
Specialist industry knowledge
Personal service approach
Claims support excellence
Market access expertise
Services
Medical Malpractice Insurance
Specialist medical malpractice insurance for healthcare providers and institutions. Covers negligence claims, breach of confidentiality, and professional duty violations. Supports individual practitioners and corporate entities with NHS contract requirements up to 10m limits. Includes legal costs for defence and settlement negotiations.
Professional Indemnity Insurance
Tailored professional indemnity solutions for accountants, architects, engineers and medical professionals. Offers flexible excess and limit structures with access to Lloyds of London markets. Includes coverage extensions for cyber liability and intellectual property disputes.
Clinical Trials Insurance
Specialist insurance for clinical research organisations and pharmaceutical companies. Covers trial-related injuries, protocol deviations, and product liability claims. Provides support for both early-stage research and late-phase commercial trials with multinational coverage options.
Renewables Insurance
Comprehensive insurance packages for biomass and solar technology companies. Includes asset protection, business interruption, and liability coverage tailored to renewable energy project financing requirements and regulatory compliance.
Intellectual Property Insurance
Legal expense coverage for intellectual property disputes. Supports both enforcement of IP rights against infringement and defence against third-party claims. Particularly suited to technology and life sciences companies relying on patent and trademark protection.
People
Andrew Flavell
Managing Director
With nearly 40 years in insurance markets, Andrew established ADF Insurance after senior roles at multinational brokers. He specialises in SME insurance solutions and holds expert knowledge of healthcare and life science risk management requirements.
Ben Jewkes
New Business Development
Responsible for business development since 2017, Ben focuses on understanding client needs to deliver appropriate insurance solutions. He manages key accounts in the medical technology and clinical research sectors.
Rebecca Popadynec
Account Manager
Specialising in motor fleet and medical malpractice insurance, Rebecca provides dedicated account management with seven years' experience in insurance solutions for healthcare providers and transport operators.
Questions
What specialist insurance sectors do you cover?
We specialise in healthcare technology, life sciences, and renewable energy insurance with particular expertise in medical malpractice and clinical trials coverage.
How do you ensure competitive pricing?
Through direct relationships with major UK insurers and Lloyds of London, combined with annual policy reviews to maintain optimal market positioning.
What claims support do you provide?
We offer dedicated claims management support with proven success in complex insurance claims resolution across our specialist sectors.
How do you handle policy renewals?
We conduct comprehensive annual reviews of all policies to ensure continued suitability, with proactive market comparisons to maintain competitive advantage.
What makes you different from other brokers?
Our combination of sector-specific expertise, FCA regulation, and personal service approach distinguishes us in specialist insurance markets.
