Business Details
Expert Insurance Solutions for Businesses and Individuals
Strategic Insurance Services is a leading provider of niche insurance products, specialising in enhancing credit card programmes for global financial institutions. With deep expertise in underwriting and claims handling, we deliver tailored solutions across car rental excess reimbursement, expatriate healthcare, travel insurance, and commercial policies. As part of the Specialist Risk Group, we leverage 1.6 billion in annual premium placement and serve over 120,000 clients worldwide.Our proprietary ClaimEz platform streamlines claims administration, ensuring efficient, transparent processes. We prioritise client needs by designing products aligned with marketing objectives, from increasing card utilisation to supporting affinity partnerships. Our team combines market intelligence with innovative technology to secure optimal commercial terms and deliver first-class service across personal and corporate insurance sectors.
Services
Travel Insurance
Commercial Insurance
Personal Insurance
Excess Protection
Car Rental Reimbursement
Expatriate Healthcare
Claims Administration
Highlights and features
- We specialise in niche insurance products for financial institutions with global expertise
- Our proprietary ClaimEz platform ensures efficient, transparent claims administration
- We design insurance solutions aligned with clients' marketing and commercial objectives
- Part of the Specialist Risk Group placing 1.6bn in annual insurance premiums
- We combine market intelligence with innovative technology for optimal client outcomes
Associations and certifications
- Financial Conduct Authority
Services
Travel Insurance
Strategic Insurance Services designs custom travel insurance solutions tailored to customer or tour operator requirements. Our policies offer competitive pricing with enhanced benefits for business travellers, specialist tour operators, and high-net-worth individuals. Coverage includes flight delay compensation, equipment protection, and elevated personal belongings limits, ensuring comprehensive protection for diverse travel needs.
Commercial Insurance
We provide cost-effective commercial insurance products addressing diverse business risks. Our offerings include goods in transit, public liability, legal expenses, and fleet motor trade coverage. Specialised solutions cater to landlords, taxi operators, and tradespeople, with flexible terms and comprehensive protection for commercial vehicles up to 44 tonnes, ensuring businesses receive policies aligned with their operational needs.
Excess Protection
Our Excess Protection Insurance safeguards policyholders against financial loss from insurance claim deductibles. This solution allows customers to increase main policy excesses while maintaining coverage, with reimbursement up to agreed limits. The policy covers motor, property, and other insurance types, providing peace of mind through simplified claims processing and aggregate annual protection options.
Car Rental Reimbursement
Strategic's Car Rental Excess Reimbursement Insurance covers hirer liabilities for excess charges in loss events. Available as standalone or embedded coverage, it includes optional benefits like tyre, window, and personal accident protection. Our white-label solutions integrate with distributors, while the ClaimEz platform enables seamless online claims submission and settlement for customers and partners.
Claims Administration
Our proprietary ClaimEz platform revolutionises claims management for niche insurance products. This online system enables policyholders to submit claims, upload documents, and track progress in real time. Insurers and agents access audit tools, automated validation, and tiered approval workflows, ensuring efficient processing with reduced leakage and enhanced transparency across excess protection and car rental insurance claims.
Questions
What types of insurance does Strategic Insurance Services offer?
We provide travel, commercial, personal, excess protection, car rental reimbursement, and expatriate healthcare insurance solutions tailored to specific client needs.
How does Strategic Insurance Services support financial institutions?
We design niche insurance products for credit card programmes, enhancing offerings for mass market, business, and co-branded cards through tailored underwriting solutions.
What is the ClaimEz claims platform?
ClaimEz is our proprietary online system enabling policyholders to submit claims, track progress, and receive electronic settlements while providing insurers real-time audit capabilities.
Are your insurance products available internationally?
Yes, our expatriate healthcare solutions and travel insurance policies provide coverage across global markets through strategic partnerships.
How do you handle commercial vehicle insurance?
We offer comprehensive coverage for commercial vehicles up to 44 tonnes, including fleet motor trade, taxi operations, and goods in transit risks.
What makes your excess protection insurance unique?
Our Excess Protection policies allow customers to increase main policy excesses while maintaining financial safeguards, with flexible single or annual aggregate coverage options.
