Direct Car Excess Insurance
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Direct Car Excess Insurance Direct Car Excess Insurance aims to provide excellent customer service, providing a range of cover to suit all car rental insurance needs. You can be confident in choosing us to insure your car hire. We recognise the value in the Financial Conduct Authority initiative of Treating Customers Fairly. We believe that if we treat you, our customer, fairly at all stages; then this will enhance our core values and lead to better service.

Therefore we are committed to ensuring that we embed the principles of Treating Customers Fairly within every aspect of our business. We have provided a range of car hire excess insurance products and you can now choose the cover that's right for you. We offer both Single Trip and Annual Multi-Trip excess insurance with a choice of policies covering destinations worldwide.

We also provide Single Trip and Annual Multi-Trip Collision Damage Waiver insurance cover for car rentals in North and South America. Direct Car Excess Insurance is a trading name of American International Group UK Limited registered in England: company number 10737370.
Highlights

read more › When you hire a car in Europe the rental company usually covers the car against loss or damage, however you may still have a large excess to pay if the car is damaged or stolen whilst in your possession. The excess amount charged by hire companies varies but is often in excess of around 1,000 to 2,000. When you take out one of our excess policies, we cover this excess up to 6,000 per claim so that in the event of a claim you will be reimbursed for this cost. Some hire companies offer their own policy to remove the excess but this may only be possible to purchase at the rental desk and can cost significantly more.

read more › Where possible, please ensure that you send all Original Documentation in support of your claim with your claim form. 6. Invoices, receipts or other documents which confirm the amount paid to the rental company in respect of accident, damage, loss, towing charges or misfuelling. 7. A copy of the credit or debit card statement showing the payment to the rental company for which you are looking to claim. Alternatively, you can email your policy information together with details of your claim to excessclaims@aig.com, or call Direct Car Excess Insurance Claims on 0345 850 9092 to request a claim form.

read more › When you hire a car, the rental price will usually include insurance which covers you for accidents (Collision Damage Waiver/CDW) and theft (Loss Damage Waiver/LDW). If the worse should happen, you will be required to pay a portion of the costs to the car rental company, the excess. Such costs can run into thousands of pounds. In addition, damage to tyres, the windscreen and the undercarriage are often excluded from the car rental company's insurance and will be entirely the responsibility of the hirer.

read more › The FCO website offers straightforward travel advice, top tips and up to date country information to help you plan your holiday. Make copies of important travel documents and/or store them online using a secure data storage site. Don't travel without insurance, make sure it covers you for any activities you are likely to undertake such as extreme or water sports.

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