Mark Till Positive Solutions
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As a Mortgage Advisor Partner of Positive Solutions (Financial Services Limited), one of the UK's largest financial advice companies, we give advice on a wide range of Mortgage and Protection products such as Equity Release, Insurance and Mortgages. Our specialist partners can also give you advice on Investment, Legal services, Loans, and Pensions.

For Mortgages our advice is whole of market, for Protection advice our recommendation will be based on products from a panel of leading protection companies. We do however work with partners all over the country who can offer full independent advice if required. We are located in the North west of England close to Manchester and Liverpool with clients nationally.

We can arrange for our partners to see you anywhere in the UK. The value of pensions and investments and the income they produce can fall as well as rise. You may get less back than you invested. Equity release will reduce the value of your estate and can affect your eligilibility for means tested benefits.
Highlights

read more › Thanks very much Michelle, it's been a pleasure working with you both, you've been more helpful than the solicitors and estate agents put together, I will pass on the good word to everyone I know who will be buying property etc in the future, will prob bump into you both in the manor. Just wanted to convey a huge vote of thanks for all your hard work regarding my pension. I couldn't have done it without you- I will be recommending your services to others in the future. Thanks for everything, all your hard work, constant updates, patience and consistency, it has been much appreciated and will highly recommend you.

read more › Moving to a new home is something most of us only do a few times in our life, so it is important to ensure we have a clear understanding of the process and our knowledge is up-to-date. So it's good to know that, as your adviser, we are on hand to answer your questions. We will help you with the tricky process of not only getting a mortgage, but getting the right mortgage. We take pride in offering a personal service that takes into account your individual circumstances.

read more › Prepare a fixtures, fittings and contents list - this makes it clear what you are buying e.g. Confirm from the vendor whether they are aware of any material, structural or other defects to the property that you should know about. Most lenders will be prepared to accept your choice of conveyancer, as most experienced solicitors will have acted for the lender in question before. However, it can be best to check beforehand. Either shop around yourself or why not get a quote from our affiliate Conveyancing Brain above.

read more › The second aim is to maintain you and your family's standard of living should one of the events mentioned earlier happen How many people do you know who have been burgled, lost their jobs, suffered a heart attack, been diagnosed with cancer or even died. All of these cause tremendous financial as well as emotional difficulties.

read more › You will most probably be familiar with how you protect your property, using buildings and home contents insurance. A mortgage is likely to be the greatest financial commitment most people make. Your home (or buy-to-let investment) is still reliant on income being generated to support payment of the loan.

read more › Income Protection cover will pay out a regular income if you are unable to work due to illness or injury or if you are out of work certain activities of daily living. There are other providers of Payment Protection Insurance (Short -Tern=m Income Protection) and other products designed to protect you against loss of income.

read more › A secured loan is a second charge placed on your property when sometimes a remortgage may not be available or appropriate. You are on an interest only mortgage and do not want to disturb your existing arrangements. Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage. Positive Solutions are credit brokers, not lenders, where advice is required in respect of secured loans, a referral will be made on a non advised basis.

read more › Bridging Loans are short term funding options usually up to a maximum of 18 months. The main reason for bridging may be to borrow money in the short term to purchase a house while yours is unsold or you may be buying at auction and need finance fast You do not pay any monthly interest as this rolls up and is paid when you clear the bridging loan. Positive Solutions are credit brokers, not lenders, where advice is required in respect of bridging loans, a referral will be made on a non advised basis.

read more › There are times when you may not be able to receive money to set up businesses by conventional lending. We have access to specialist lenders who may be able to help you. Positive Solutions are credit brokers, not lenders, where advice is required in respect of secured loans a referal will be made on a non advised basis.

read more › You've worked all your life, paid off your mortgage, the kids have flown the nest now it's your time to relax and do the things you want to. The only problem is you can't afford to. Your house is likely to be the biggest asset you will ever have, so why not release some money from it? Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits. Your home may be repossessed if you do not keep up repayments on your mortgage. Equity release products can lead to a reduction in equity in property, which may make it difficult to move home.

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