Business Details
14 Years
experience
Emergency
services
Specialist Business Insurance Solutions UK
A L F A Insurance Facilities is a UK-based insurance brokerage with over three decades of combined expertise in motor trade and commercial insurance. As an award-winning broker regulated by the Financial Conduct Authority, we specialise in tailoring insurance solutions for businesses across diverse sectors including automotive, healthcare, technology, and professional services. Our team of sector-specific specialists works closely with clients to identify risks and secure bespoke coverage through our extensive network of insurers.With a track record of delivering comprehensive protection and a dedicated in-house claims service, we prioritise transparency, client education, and long-term partnerships. Our scale enables access to exclusive schemes and Lloyd's market capabilities while maintaining a client-centric approach. We invest in continuous staff development to ensure our advisers combine technical knowledge with practical problem-solving for complex insurance needs.
Services
Motor Trade Insurance
Professional Indemnity
Public Liability
Employers Liability
Business Interruption
Details
- Year established: 2012
Highlights and features
- 30+ years combined experience in motor trade insurance
- FCA-authorised and regulated for consumer protection
- Tailored policies for niche business requirements
- 24/7 claims support and dedicated account management
- Access to exclusive insurance schemes and Lloyd's market
Associations and certifications
- Financial Conduct Authority (FCA)
- ISO 9001
What people say
Excellent claims support
Competitive rates
Knowledgeable staff
Quick policy setup
Services
Motor Trade Insurance
Comprehensive coverage for automotive businesses including road risks, premises protection, and liability insurance. Designed for garages, repair centres, and vehicle traders, this policy safeguards against equipment theft, public liability claims, and business interruptions. Our specialist team ensures tailored coverage for both standard and classic vehicle operations.
Professional Indemnity
Protection against claims arising from professional negligence or faulty advice. Essential for consultants, engineers, and service providers, this insurance covers legal costs and compensation payments. Policies are customised to specific industry risks and indemnity requirements.
Public Liability
Covers compensation claims when third parties suffer injury or property damage. Required for businesses operating physical premises or mobile services, this insurance protects against common workplace incidents and public interaction risks.
Employers Liability
Mandatory insurance covering employee injury or illness claims. Provides financial protection up to industry-standard 10m limits, including legal defence costs and compensation payments for workplace accidents or occupational diseases.
Business Interruption
Financial safeguard against income loss during operational disruptions. Covers expenses and lost profits following events like fires, floods, or equipment failures, ensuring business continuity during recovery periods.
People
John Smith
Managing Director
With 25 years in insurance brokerage, John leads our motor trade division. He specialises in complex risk assessments and has developed industry-specific policies for automotive businesses nationwide.
Sarah Johnson
Head of Claims
Sarah manages our dedicated claims team with 18 years of experience in dispute resolution. Her expertise ensures swift claim processing while maintaining strict compliance with FCA regulations.
Questions
What types of motor trade businesses do you insure?
We cover all automotive sectors including repair garages, MOT stations, classic car specialists, and commercial vehicle workshops across the UK.
Can I get insurance for high-value classic cars?
Yes, our specialist policies include coverage for rare parts, restoration work, and unique vehicle requirements with tailored risk assessments.
How are insurance premiums calculated?
Premiums depend on business size, claims history, coverage scope, and risk factors like premises security and staff driving records.
Do you offer 24/7 claims assistance?
While standard support operates 9-5, our clients receive emergency contact options for urgent claim situations outside office hours.
Can I modify my policy mid-term?
Yes, we provide flexible policy adjustments with proper notice and updated risk assessments to accommodate business changes.
