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Business Details
18 Years
experience
Specialist Musical Instrument Insurance
Established in June 2008, Newmoon Insurance Services has built a reputation as a specialist provider of musical instrument insurance tailored to the unique needs of musicians, bands, and music-related organisations. As part of the Noble Insurance Group since 2023, we combine deep industry expertise with a passion for music, offering policies designed by musicians for musicians. Our team comprises insurance professionals who actively engage with the music community through events, partnerships with repairers, and financial support initiatives like our Band Aid programme.

We prioritise comprehensive coverage through 'A' rated insurers, ensuring claims are handled efficiently while maintaining competitive premiums. Our commitment extends beyond insurance, fostering growth in the music sector through tailored support and advocacy for musicians' specific requirements.
Services
Musical Instrument Insurance Band Insurance Music Teachers Insurance Instrument Repairers Insurance Vinyl Collectors Insurance Public Liability Cover Worldwide Instrument Cover Depreciation Protection Unattended Vehicle Cover Hire Cost Reimbursement
Details
  • Year established: 2008
Highlights and features
  • We are musicians and insurance experts combining sector-specific knowledge with claims expertise
  • Our Band Aid programme provides annual financial support to brass bands across the UK
  • Policies underwritten by 'A' rated insurance companies for reliable claims handling
  • Tailored coverage options for instruments, accessories, and music teaching liabilities
  • UK-wide support network including repairers, associations, and music retailers
Associations and certifications
  • National Association of Musical Instrument Repairers
  • Financial Conduct Authority
Services
Musical Instrument Insurance
Specialist insurance for musical instruments with options for UK or worldwide coverage. Policies include accidental damage, theft, and loss protection with 0 standard excess. Covers single instruments, collections, and professional equipment for students, teachers, and performers.
Band Insurance
Comprehensive insurance for musical groups including buildings, contents, and liability coverage. Features employer liability protection, trustee liability, and tailored options for brass bands with our Band Aid financial support programme.
Music Teachers Insurance
Insurance specifically designed for music educators covering instruments and public liability up to 3 million. Includes protection for home studios, visiting teachers, and venue-based tuition with optional equipment depreciation coverage.
Instrument Repairers Insurance
Tailored insurance for instrument repair workshops including tools, stock, and liability protection. Covers repairers' equipment and business contents with options for courier costs and hire reimbursement during claims.
Vinyl Collectors Insurance
Specialist insurance for vinyl record collections covering accidental damage, theft, and loss. Policies include high-value item protection with 50 standard excess, designed for collectors and enthusiasts with extensive archives.
Questions
What does musical instrument insurance cover?
Our policies cover accidental damage, theft, and loss with options for UK or worldwide protection. Additional features include unattended vehicle cover, depreciation protection, and hire cost reimbursement.
Can I insure multiple instruments together?
Yes, our policies allow coverage for single instruments or multiple instruments on one policy with individual valuations and tailored protection options for each item.
Is public liability cover available?
Public liability cover up to £3 million is available as an add-on for musicians, teachers, and bands, including music teaching liability up to £5,000.
What support exists for brass bands?
Our Band Aid programme provides a 7.5% discount (10% for Brass Bands England members) plus annual financial support for eligible brass and silver bands across the UK.
How are claims handled?
Claims are managed through our 'A' rated insurance partners with support for worldwide incidents, depreciation protection, and up to £1,000 hire cost reimbursement during repairs.
Can I cover instruments abroad?
Yes, policies can include worldwide coverage with options to upgrade from UK-only cover before international travel, subject to appropriate instrument cases.