Business Details
30 Years
experience
Expert Mortgage & Financial Advice in Swindon
Established in 1996, MMB Finance is an independent financial advisory firm based in Swindon, dedicated to providing tailored mortgage, insurance, and estate planning solutions. Our FCA-authorised services prioritise client needs through comprehensive market analysis and face-to-face consultations. With local expertise spanning Swindon and surrounding areas, we specialise in navigating complex financial landscapes to deliver informed, personalised advice. Our commitment to transparency includes clear communication of any service fees, while our focus on building personal relationships ensures clients receive solutions aligned with their unique circumstances.We uphold the highest standards of professional conduct, adhering to the Financial Conduct Authority's 'Treating Customers Fairly' initiative. Our team's deep understanding of regional market dynamics enables targeted financial strategies that national institutions might overlook. From first-time homebuyers to landlords requiring buy-to-let mortgages, our independent approach guarantees unbiased recommendations across residential mortgages, life insurance, income protection, and inheritance tax planning. Our physical presence in Swindon's Old Town professional district reinforces our accessibility and community-focused service model.
Services
Mortgage Advice
Life Insurance
Income Protection
Estate Planning
Inheritance Tax Planning
Buy-to-Let Mortgages
Adverse Credit Mortgages
Will Writing Services
HMO Mortgages
Holiday Home Mortgages
Details
- Year established: 1996
Highlights and features
- We offer 28 years of independent financial advisory experience since 1996
- Our FCA-authorised advisors provide regulated mortgage and insurance services
- Local Swindon expertise covering 30-40 mile radius including Bristol and Oxford
- We conduct face-to-face consultations rather than remote-only advice
- Our comprehensive approach covers mortgages, insurance, and estate planning
Associations and certifications
- Financial Conduct Authority (FCA) 302545
- Consumer Credit Licence 536963
Services
Mortgage Advice
We provide independent mortgage advice covering residential purchases, remortgaging, and buy-to-let investments. Our FCA-regulated advisors help clients navigate adverse credit situations, HMO properties, and holiday home purchases. With access to the entire market, we secure competitive rates tailored to individual circumstances across Swindon and surrounding areas.
Estate Planning
Our specialists assist with comprehensive estate planning including will drafting, lasting power of attorney, and inheritance tax mitigation. We help clients protect assets and ensure smooth wealth transfer while complying with current tax regulations. Local knowledge informs strategies for property owners and business holders across Wiltshire and Gloucestershire.
Life Insurance
We offer tailored life insurance and critical illness cover solutions to safeguard families and businesses. Our independent advisors compare policies from multiple providers to find appropriate coverage levels and terms. Services include income protection insurance and commercial protection strategies for Swindon-based enterprises.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice for landlords of all sizes. We provide market-wide comparisons for residential investment properties, including HMO financing solutions. Our local expertise helps investors maximise returns while navigating regulatory requirements across Swindon's rental market.
Adverse Credit Mortgages
We specialise in mortgage solutions for clients with credit challenges. Our advisors access niche lenders and tailored products to help first-time buyers and remortgagers overcome past financial difficulties. This service includes detailed affordability assessments and rehabilitation strategies for Swindon residents seeking homeownership.
Questions
Are your mortgage advisors FCA regulated?
Yes, MMB Finance is authorised and regulated by the Financial Conduct Authority for residential mortgages and general insurance activities under registration number 302545.
Do you offer face-to-face financial advice?
We prioritise in-person consultations at our Swindon office, providing personalised financial advice through direct meetings rather than remote-only communication methods.
What areas do you cover for local clients?
We serve clients within 30-40 miles of Swindon including Gloucester, Cheltenham, Bristol, Bath, Cirencester, Oxford, and Reading, leveraging local market knowledge in our financial advice.
Do you charge fees for financial advice?
Most services are provided free of charge, though extensive advice or complex cases may incur transparently communicated fees as outlined in our initial consultation.
Can you help with inheritance tax planning?
Our specialists provide comprehensive inheritance tax planning services, including will drafting and estate structuring, to help clients protect assets and minimise tax liabilities.
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let loans, adverse credit mortgages, HMO financing, and holiday home mortgages across Wiltshire and surrounding counties.
