Business Details
33 Years
experience
Emergency
services
Specialist High-Value Insurance for Discerning Clients
Established in 1993, Lumley Insurance has built a reputation as the UK's largest family-owned private client insurance broker. Our expertise spans five generations, offering specialist home, contents, and commercial insurance tailored to discerning clients. We combine traditional values with modern efficiency, working closely with a curated panel of high-net-worth insurers to ensure comprehensive coverage. Our service prioritises trust, integrity, and long-term relationships, with dedicated account handlers and claims advisors supporting clients through every stage.With offices in Cirencester and London, we provide discreet, expert advice for high-value properties, fine art, luxury vehicles, and complex commercial needs. Our claims process is designed to minimise disruption, leveraging direct access to senior insurer personnel for swift resolutions. Recognised for our commitment to client satisfaction, we maintain authorisation by the Financial Conduct Authority (registration number 307431) and membership of the Financial Ombudsman Service.
Services
High-Value Buildings Insurance
Fine Art Insurance
Jewellery Insurance
Listed Properties Insurance
Commercial Insurance
Cyber Liability Insurance
Prestige Vehicles Insurance
Unoccupied Properties Insurance
Details
- Year established: 1993
Highlights and features
- We offer five generations of specialist insurance expertise since 1860
- Our dedicated account handlers provide personalised service for complex risks
- We maintain direct access to senior insurer decision-makers for claims resolution
- Our curated panel includes market-leading insurers for high-net-worth clients
- We combine traditional values with modern risk management approaches
Associations and certifications
- Financial Conduct Authority
What people say
Expert advice
Swift claims resolution
Personalised service
Trusted coverage
Dedicated support
Services
High-Value Buildings Insurance
We provide comprehensive protection for high-value residential properties, including listed buildings and heritage homes. Our policies cover structural damage, subsidence, and renovation works, with options for unlimited rebuild costs. Clients benefit from access to specialist surveyors and tailored risk assessments.
Fine Art Insurance
Our specialist fine art insurance protects valuable collections against damage, theft, and accidental loss. Policies include coverage for transit, exhibitions, and restoration by approved conservators. We work with leading art risk assessors to ensure accurate valuations and appropriate coverage levels.
Commercial Insurance
We offer tailored commercial insurance solutions for SMEs, including professional indemnity, cyber liability, and directors' & officers' coverage. Our policies address emerging risks like AI-related cyber threats while providing traditional protections for business interruption and property damage.
Prestige Vehicles Insurance
Our insurance for high-value vehicles covers prestige and classic cars with agreed valuations, limited mileage discounts, and specialist repair networks. Policies include coverage for track days and international transportation, with flexible usage options for collectors.
Cyber Liability Insurance
We provide comprehensive cyber risk protection against data breaches, ransomware attacks, and business interruption losses. Our policies include incident response support, legal compliance assistance, and coverage for cyber extortion payments, tailored to businesses of all sizes.
People
John Lumley
Chairman and CEO
With over 40 years in insurance, John leads our team of specialists. His expertise in risk assessment and broker relationships ensures clients receive tailored coverage from market-leading insurers.
Ruth Levy
Account Handler
Recognised for exceptional client service, Ruth provides dedicated support to high-net-worth individuals. Her proactive approach ensures clients receive timely advice and efficient policy management.
Questions
What specialist insurance products do you offer?
We provide high-value home, fine art, jewellery, commercial, cyber liability, and prestige vehicle insurance tailored to complex client needs.
How do you handle insurance claims?
Our dedicated claims advisors work directly with insurers to ensure swift resolution, offering 24/7 emergency support and direct access to senior insurer personnel.
Are you regulated by any official body?
We are authorised and regulated by the Financial Conduct Authority (registration number 307431) and covered by the Financial Ombudsman Service.
Do you cover listed properties?
Yes, we specialise in insurance for listed buildings, including heritage features, specialist repairs, and conservation area requirements.
Can you insure multiple properties?
We provide coverage for holiday homes, second residences, and unoccupied properties with tailored risk assessments and security provisions.
How do you select insurers?
We maintain a curated panel of A-rated, market-leading insurers based on claims performance, underwriting expertise, and specialist coverage capabilities.
