Business Details
50+ Years
experience
Trusted Musician Insurance Services in Chesterfield
Established in the late 1970s, Musicians Insurance Services has specialised in providing tailored insurance solutions for musicians across the UK. With over four decades of industry expertise, we offer comprehensive coverage for musical instruments, equipment, and liability, ensuring protection for amateur, semi-professional, and professional musicians. Our policies, underwritten by Aviva, include all-risk coverage for theft, loss, and accidental damage, with options for public and employers' liability extensions.As a trading name of Adler Fairways Insurance Brokers Limited, authorised and regulated by the Financial Conduct Authority (FCA), we combine specialist knowledge with a commitment to exceptional customer service. Our team guides clients through policy selection, ensuring competitive pricing without additional broker fees, while maintaining a personal approach to meet unique client needs.
Services
Instrument Insurance
Liability Cover
Travel Insurance
Public Liability Insurance
Employers Liability Insurance
Details
- Year established: 1970
Highlights and features
- We have over 40 years of experience in musician-specific insurance.
- Our policies are FCA-regulated for compliance and client protection.
- We offer tailored coverage for all instrument types and performance needs.
- Professional advice and service come at no extra cost through our broker model.
- We provide all-risk coverage for theft, loss, and accidental damage.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Instrument Insurance
Comprehensive protection for musical instruments against theft, loss, and accidental damage. Covers brass, woodwind, string, and electronic instruments for amateur and professional musicians. Policies include UK-wide coverage and optional worldwide extensions with secure vehicle transit provisions.
Public Liability Insurance
Indemnifies legal liability for third-party bodily injury or property damage during musical performances. Provides up to 5,000,000 per claim with exclusions for contractual liabilities. Essential for gigging musicians and event performers.
Employers Liability Insurance
Mandatory coverage for paid band members, offering up to 10,000,000 protection against workplace injury claims. Complies with UK legal requirements for employers in the music industry.
Travel Insurance
Tailored policies for international musicians, covering medical expenses, baggage, and cancellations. Starts at 27 for 7-day European trips, with worldwide options excluding instruments (covered separately).
Liability Extensions
Optional enhancements including 24/7 vehicle theft coverage, member-to-member liability exclusions, and war/terrorism exclusions. Designed to customise standard policies for specific performance risks.
People
Adler Fairways Team
Specialist Insurance Experts
A team of FCA-authorised insurance professionals with over 40 years' experience in musician-specific policies. Specialise in tailoring coverage for instruments, liability, and travel risks.
Questions
What does instrument insurance cover?
Our policies cover theft, loss, and accidental damage to instruments including brass, woodwind, string, and electronic equipment. Coverage applies during performances, transit, and storage.
How do I obtain a quote?
Use our online questionnaire or call 01246 382 261. We provide instant quotes for instrument, liability, and travel insurance policies tailored to your needs.
Is public liability insurance required?
Recommended for gigging musicians. It covers third-party injury or property damage claims up to £5,000,000 per incident during performances.
Can I insure multiple instruments?
Yes. Our policies allow coverage for multiple instruments, including cases and accessories. Additional items can be added through our online portal or by contacting our team.
What payment methods are accepted?
Payment options are discussed during policy setup. We offer flexible terms for annual premiums with no broker fees added to your FCA-regulated policy.
Do you cover international performances?
Yes. Travel insurance policies cover worldwide performances with options for single or multiple trips. Instrument coverage can be extended beyond the UK with appropriate security measures.
