Business Details
38 Years
experience
Your Trusted Independent Insurance Broker
AC Insurance has been providing independent insurance advice for over 35 years, combining extensive industry expertise with a personalised approach. Our team, with over 100 years of collective experience, prioritises tailored solutions over automated systems, ensuring each client's needs are assessed individually. As a family-run business since 1988, we have maintained a commitment to traditional underwriting principles while embracing modern technology. Our directors, Warren and Stephanie Lawler, lead a dedicated team from our Nottingham office, offering professional and friendly service to both personal and business clients.We specialise in hard-to-place cases and provide coverage for unique properties, vehicles, and commercial requirements. Our FCA authorisation underscores our adherence to rigorous regulatory standards, while our long-standing client relationships reflect our reliability and trustworthiness. We actively support local communities and charitable initiatives, reinforcing our commitment to ethical business practices.
Services
Home Insurance
Car Insurance
Business Insurance
Chauffeur Insurance
Travel Insurance
Property Insurance
Legal Expenses
Cyber Liability
Commercial Vehicles
Details
- Year established: 1988
Highlights and features
- 35+ years' experience in specialist insurance solutions
- Team with 100+ years' collective underwriting expertise
- Personalised service over automated systems
- FCA-authorised and regulated for compliance
- Bespoke coverage for unique properties and vehicles
Associations and certifications
- Financial Conduct Authority
What people say
Best I've dealt with
Personal service
Top notch service
Highly recommended
Professional and friendly
Services
Home Insurance
Specialist home insurance for standard, thatched, listed, and renovation properties. Includes fire, flood, and theft protection with additional benefits like key loss cover and increased contents limits during celebrations. Tailored for unique residential risks requiring expert underwriting.
Chauffeur Insurance
Comprehensive coverage for executive and wedding vehicles, stretch limousines, and fleet operations. Approved UBER partner with bespoke policies for experienced operators, including single vehicles up to fleets of 50 vehicles with specialist risk assessment.
Cyber Liability
Critical coverage against cyber-attacks for small businesses, including data breaches and system disruptions. Addresses risks beyond online transactions, with average claim costs between 75,000-311,000, ensuring business continuity in digital threats.
Commercial Property
Custom insurance for residential and commercial properties, including landlords' contents and malicious damage cover. Supports diverse tenancy types from student accommodations to commercial offices with unoccupied property protection and loss of rent provisions.
Travel Insurance
Specialist travel insurance accommodating all medical conditions and ages, including terminal diagnoses. Offers single trip and annual multi-trip policies with cruise coverage and pre-existing condition inclusion without age limitations.
People
Stephanie Lawler
Director
With over 20 years in insurance, Stephanie has managed AC Insurance's operations for 16 years. A Nottingham University Choir member, she balances family life with musical pursuits while ensuring efficient office management.
Warren Lawler
Director
15-year insurance industry veteran and Nottingham Forest enthusiast. Focuses on client relationships while managing family commitments, bringing sports discipline to business operations and fostering team camaraderie.
Lucy Atkin
Senior Account Handler
35-year insurance expert with hockey and fitness commitments. Provides seasoned support to clients, combining industry knowledge with personal dedication to service excellence and community engagement.
Sarah Doherty
Account Handler
20-year insurance professional returning after family break. Charitable runner and animal lover, she applies experience from major insurers like Allianz to deliver tailored client solutions with renewed perspective.
Kim Davies
Account Handler
35-year industry veteran with Swintons background. Combines family time with UK pier exploration, applying extensive knowledge to address client needs while maintaining personal connections within insurance services.
Questions
Do you cover listed buildings for home insurance?
Yes, we specialise in Grade Listed Home insurance with tailored coverage for historic properties requiring specialist underwriting.
Can I get chauffeur insurance for wedding vehicles?
We provide reduced-mileage policies specifically for wedding and funeral use, covering luxury vehicles including Rolls Royce and Bentley.
Do you offer cyber liability insurance for small businesses?
Yes, our cyber liability policies address risks beyond online transactions, protecting against data breaches and system disruptions.
Can I get insurance for unoccupied properties?
We provide coverage for unoccupied homes and commercial properties during tenant transitions or renovation periods.
Do you cover pre-existing medical conditions for travel insurance?
Yes, we offer policies including asthma, diabetes, heart conditions, and terminal diagnoses without age limits.
Are you regulated by the FCA?
Yes, AC Ins Consultants Ltd is authorised and regulated by the Financial Conduct Authority (FCA reference 659458).
