Business Details
Specialist Insurance for Beauty Professionals in the UK
ABT Insurance has established itself as a specialist membership and insurance provider for the beauty, hair, nails, tanning, and makeup industry. With over 18,000 active insured business owners across the UK, we combine sector-specific expertise with a team that includes former industry professionals and 50+ years of collective beauty market experience. Our policies cover up to 6 million for medical malpractice, treatment risk, professional indemnity, public, and product liability through Newline Syndicate 1218 at Lloyds. We offer tailored insurance packages for students, professionals, salons, and complementary therapists, alongside membership benefits including free VIP access to trade shows, industry magazines, and networking opportunities.Our claims-occurring policies ensure coverage for incidents during the policy period regardless of claim timing, reflecting our commitment to industry-specific protection. We support accredited colleges with one-off accreditation fees, marketing tools, and student discounts while maintaining FCA authorisation (number 463052) for regulatory compliance. Our services extend to business development resources, including marketing solutions, educational talks, and personalised membership portals to help professionals grow their businesses securely.
Services
Beauty Therapist Insurance
Nail Technician Coverage
Hair Specialist Policies
Complementary Therapy Protection
Salon Business Insurance
Highlights and features
- We serve 18,000+ beauty industry professionals nationwide
- Our team includes former industry practitioners with 50+ years' experience
- We offer claims-occurring policies as industry standard
- FCA-authorised (number 463052) for regulatory compliance
- We provide one-off accreditation fees for colleges
Associations and certifications
- Financial Conduct Authority
What people say
98% satisfaction
4.9-star rating
Free VIP access
Comprehensive coverage
Expert support
Services
Beauty Therapist Insurance
Our beauty therapist insurance provides comprehensive protection for home, mobile, and salon-based practitioners. Coverage includes 6 million for treatment risks, public liability, and professional indemnity through Lloyds syndicates. This policy safeguards against medical malpractice claims and product liability issues while including membership benefits like trade show access and industry publications.
Nails Tanning Makeup Insurance
Specifically designed for nail technicians, tanning specialists, and makeup artists, this insurance covers 6 million in treatment risks and public liability. Includes annual Scratch magazine subscription and access to VIP beauty events. The policy protects against client injury claims and product-related incidents while providing business development resources through our membership portal.
Salon Business Insurance
Tailored insurance solutions for salons with multiple staff members, offering 6 million protection across treatment risks and liability claims. Includes access to industry networking forums and marketing support tools. The policy covers both service delivery risks and retail product liability up to 30,000 turnover while providing accreditation benefits for training colleges.
Student Insurance
Affordable insurance package for beauty industry students practicing treatments in home, mobile, or salon environments. Provides 6 million coverage for treatment risks and public liability during training. Includes access to professional development resources and discounted educational events while offering a pathway to full professional membership upon qualification.
Complementary Therapy Insurance
Specialist insurance for complementary therapy practitioners covering 6 million in treatment risks and professional liability. Designed for alternative medicine providers including massage therapists and holistic practitioners. The policy includes access to industry events, business development tools, and accreditation support for training institutions while maintaining Lloyds-backed financial security.
Questions
What treatments are covered by your insurance policies?
We cover up to 2,000 different beauty, hair, nail, and complementary therapy treatments with £6 million protection for medical malpractice, treatment risk, and liability claims.
Are your insurance policies claims-occurring or claims-made?
All our packages use claims-occurring policies, meaning incidents during your coverage period remain protected regardless of when claims are formally made.
Do you offer business support beyond insurance coverage?
Yes, we provide free VIP access to trade shows, industry magazines, networking forums, marketing solutions, and personalised business development reviews for all members.
Can training colleges benefit from your services?
We offer accreditation services with one-off fees, student discounts, promotional support, and educational resources for beauty and hairdressing colleges across the UK.
How does your product liability coverage work?
Our policies cover product liability up to £30,000 retail turnover, protecting against claims arising from products supplied to clients as part of your professional services.
