Business Details
Emergency
services
Trusted Insurance Broker in Darwen
Safe and Insured is a local insurance brokerage based in Darwen, Lancashire, specialising in commercial, haulage, and motor fleet insurance solutions. With over a decade of combined experience in the insurance sector, our team prioritises personalised service, ensuring clients receive tailored policies that align with their specific business needs. Our independence allows us to access a wide panel of insurers while maintaining rapid response times and direct communication channels. We focus on building long-term relationships through transparency, integrity, and a commitment to understanding the unique risks faced by businesses in sectors such as freight, construction, and property management.Our expertise extends to niche areas like unoccupied property insurance and cyber risk protection, supported by partnerships with specialist providers. We offer free policy reviews to ensure ongoing relevance and cost-effectiveness, avoiding unnecessary coverage. Our accident management service, available 24/7 through Kingsway Claims, demonstrates our dedication to comprehensive client support. As an FCA-regulated entity, we adhere to strict compliance standards while maintaining flexibility to adapt to evolving industry requirements.
Services
Commercial Insurance
Haulage Insurance
Motor Fleet Insurance
Property Insurance
Cyber Insurance
Legal Expenses Cover
Unoccupied Property Insurance
Contractors All Risks
Engineering Inspection
Directors and Officers Liability
Highlights and features
- We provide tailored insurance packages based on 10+ years of industry experience
- Our FCA regulation ensures compliance with financial services standards
- We offer 24/7 accident management through Kingsway Claims
- We have access to a wide panel of insurers despite being a small brokerage
- We conduct free policy reviews to ensure ongoing coverage relevance
Associations and certifications
- Financial Conduct Authority
Services
Commercial Insurance
Commercial insurance protects businesses against risks including property damage, liability claims, and business interruption. We offer bespoke packages tailored to sectors like construction, hospitality, and retail. Our policies combine covers such as legal expenses, engineering inspections, and terrorism protection to create comprehensive solutions.
Haulage Insurance
Haulage insurance safeguards transport operations with coverage for vehicles, goods in transit, and depot facilities. Our policies include legal expenses protection and gap cover, specifically designed for UK and international freight operations. We provide 24/7 claims support through Kingsway Claims.
Motor Fleet Insurance
Motor fleet insurance covers businesses operating multiple vehicles, from cars and vans to specialist equipment. We offer NCD protection and legal expense coverage, with policies adaptable to varying fleet sizes and operational requirements across different industries.
Property Insurance
Property insurance covers commercial and rental properties against risks like fire, flood, and theft. We specialise in hard-to-place properties including listed buildings and unoccupied premises, offering packages that include loss of rent and malicious damage coverage.
Cyber Insurance
Cyber insurance protects against data breaches and digital threats. Our policies cover financial losses from cyber attacks, including business interruption costs and legal liabilities. We provide risk assessment advice to help businesses implement preventive security measures.
People
Sarah Salisbury
Director
With over 10 years in commercial insurance, Sarah specialises in creating tailored packages for businesses of all sizes. She focuses on ensuring clients have accessible support outside standard working hours.
James Whittle
Managing Director
James brings extensive freight industry experience from his family's 120-year transport business. He combines this operational knowledge with insurance expertise to develop specialist haulage policies.
Jodie Mitchell
Account Handler
Jodie provides customised insurance solutions using her customer service and quality assessment background. She focuses on delivering clear communication and efficient policy management.
Kerryn Yarwood
Account Handler
Kerryn applies her customer service experience to insurance account management. She prioritises creating positive client interactions and building long-term relationships through clear communication.
Questions
How do I make changes to my insurance policy?
Contact our team on 0808 161 7008 to discuss any policy amendments. We'll guide you through the process and implement changes promptly.
What should I do after a vehicle accident?
Call our 24/7 claims line on 0800 031 5272. Follow safety procedures, exchange details with other parties, and provide incident documentation to our claims handler.
Can I get insurance for unoccupied properties?
Yes, we offer specialist unoccupied property insurance for both residential and commercial properties. Contact us for a tailored quote.
Do you provide cyber attack protection?
Yes, our cyber insurance policies cover data breaches, business interruption, and legal liabilities. We also offer risk assessment advice.
How do I cancel my policy?
Contact us via phone or email to discuss cancellation. We'll explain any outstanding payments or potential reimbursements.
What payment options are available?
We accept standard payment methods for insurance premiums. Specific options will be detailed in your policy documentation.
