Business Details
28 Years
experience
Trusted Personal Watercraft Insurance in Scunthorpe
Established in 1998, RJP Marine has built a reputation as the UK's longest-standing personal watercraft insurance provider. Our expertise lies in delivering tailored insurance solutions for personal watercraft owners, combining comprehensive coverage with a deep understanding of maritime risks. We operate under a clear commitment to transparency, offering policies that include watercraft liability, waterski liability, and comprehensive coverage options. Our claims process prioritises efficiency, with dedicated procedures for damage, theft, and third-party incidents. We actively promote security best practices to mitigate theft risks and provide guidance on securing craft both at home and during use.With FCA authorisation and over 25 years of industry experience, we maintain rigorous standards in underwriting, claims handling, and customer service. Our team's technical knowledge extends to niche areas like towing coverage for waterskiers and toys, with clear policy terms outlining applicable conditions. We also support young riders aged 12-16 through structured training requirements, ensuring safety while maintaining accessibility to the sport. This combination of specialisation, regulatory compliance, and proactive risk management establishes us as a trusted partner in marine insurance.
Services
Personal Watercraft Insurance
Liability Coverage
Comprehensive Coverage
Towing Coverage
Young Rider Insurance
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in personal watercraft insurance.
- Our policies include tailored coverage for towing waterskiers and toys.
- We provide expert claims handling with dedicated procedures for all incident types.
- Our security advice helps prevent theft and damage to watercraft.
- We support young riders aged 12-16 through structured training requirements.
Associations and certifications
- Financial Conduct Authority
Services
Personal Watercraft Insurance
We provide specialist insurance for personal watercraft including jet skis and similar vessels. Our policies cover watercraft liability, trailer protection, and comprehensive damage coverage. With over 25 years' experience, we offer tailored terms that address specific risks like towing activities and theft prevention, ensuring appropriate indemnity limits for both owners and third parties.
Towing Coverage
Our towing coverage protects when pulling waterskiers or towable toys. Policies specify manufacturer compliance requirements and limit indemnity to 1m or 2m options. We exclude airborne sports like kiting and require adherence to equipment guidelines. This coverage forms part of our broader personal watercraft insurance policies with clearly defined conditions for safe operation.
Young Rider Insurance
We insure riders aged 12-16 under specific conditions. Applicants must complete RYA proficiency training and obtain certificate validation. Young users require active supervision and policy endorsement. Our approach balances accessibility with safety, reflecting Royal Yachting Association guidelines while maintaining standard premium rates for approved young riders.
Theft Claims Handling
Our theft claims process requires police reports and crime reference numbers. We conduct thorough investigations through appointed loss adjusters, typically resolving claims within six weeks. Policyholders benefit from security advice to prevent theft, including storage recommendations and physical security measures that align with our underwriting requirements for craft stored at private premises.
Damage Claims Procedure
We streamline damage claims by accepting repair estimates from approved specialists. Our process avoids unnecessary inspections to expedite repairs. Policyholders submit incident reports with photographic evidence and location details. We authorise repairs promptly while maintaining quality standards, ensuring minimal downtime for watercraft owners through efficient claims management.
Questions
What types of personal watercraft do you insure?
We cover jet skis and similar personal watercraft used for recreational purposes, including specific provisions for towing activities and young riders.
How do I make a claim for watercraft damage?
Submit a completed claim form with photographs and incident details. We typically authorise repairs within 24 hours using approved specialists without requiring engineer inspections.
Do you offer coverage for towing waterskiers?
Yes, with policy terms specifying manufacturer compliance and indemnity limits of £1m or £2m. Airborne sports like kiting are excluded from this coverage.
Can young riders be insured under your policies?
Riders aged 12-16 require RYA proficiency certification and policy endorsement. Supervision is mandatory, but no additional premium applies for approved young users.
How does theft coverage work?
Theft claims require police reports and crime numbers. We investigate through appointed loss adjusters, typically resolving claims within six weeks while providing security advice to prevent future incidents.
What security measures are required?
We recommend physical security measures like trailer clamps and locked storage. Removing craft seats when stored at home improves security and may affect policy terms.
