Business Details
32 Years
experience
Expert Mortgage and Insurance Advice in Hull
Established in 1994, Abbey Gate Financial Consultancy has built a reputation for delivering tailored mortgage and insurance solutions to clients across Hull and the surrounding regions. Our founder, Phil Jennings, brings over three decades of expertise in financial advice, ensuring clients receive informed guidance aligned with their unique circumstances. As a small business, we prioritise trust, professional competence, and personalised service, with growth driven by client referrals and word-of-mouth recommendations. Our mortgage advisory services provide access to a comprehensive range of products, including lenders unavailable to the general public, while our insurance offerings address critical financial protection needs. We conduct initial consultations at no obligation, with transparent fee structures outlined upfront, and offer flexible appointment times, including evening visits for client convenience.Regulated by the Financial Conduct Authority, we maintain rigorous standards of compliance and ethical practice. Client testimonials consistently highlight our ability to simplify complex financial processes, deliver cost-effective solutions, and maintain clear communication throughout the advisory journey. Our long-standing relationships with clients, some spanning over 15 years, reflect our commitment to sustained support and financial well-being. We specialise in first-time buyer mortgages, remortgaging, buy-to-let portfolios, and protection policies covering life assurance, critical illness, and income disruption. Every service is designed to mitigate financial risks while ensuring regulatory compliance and client satisfaction.
Services
Mortgage advice
Insurance consultancy
Remortgage solutions
Buy-to-let mortgages
Life assurance
Details
- Year established: 1994
Highlights and features
- We offer over 30 years of specialist mortgage and insurance experience
- We provide access to exclusive mortgage lenders unavailable to the public
- Our service includes free initial consultations with transparent fee structures
- We are regulated by the Financial Conduct Authority for compliance assurance
- We offer flexible evening appointments for client convenience
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service all round
Personal and professional approach
Quick and efficient mortgage processing
Saved us money through advice
Highly recommended by multiple clients
Services
Mortgage advice
We provide comprehensive mortgage advisory services covering first-time purchases, remortgaging, and buy-to-let investments. Our consultants compare hundreds of products to find suitable solutions while explaining all risks, including potential repossession if repayments fail. Our clients benefit from access to exclusive lenders unavailable through high-street providers.
Insurance consultancy
Our insurance services protect against financial risks from accidents, illness, or death. We arrange income protection, critical illness cover, and life assurance policies tailored to individual circumstances. We explain policy conditions clearly to ensure clients understand coverage limitations and make informed decisions about their financial security.
Remortgage solutions
We help clients review existing mortgages and identify better rates or terms. Our process includes assessing exit fees, comparing new products, and managing the transition while explaining all financial implications. This service helps clients potentially reduce monthly payments or access equity in their properties.
Buy-to-let mortgages
We specialise in buy-to-let mortgage arrangements for property investors. Our service covers portfolio management, tax-efficient structures, and landlord-specific lending criteria. We help clients navigate complex regulations while finding competitive rates that maximise rental income potential.
Life assurance
We arrange life assurance policies to protect dependants against financial hardship. Our consultants assess individual needs, whether for mortgage cover or family support, and explain policy terms including payout conditions and exclusions. This ensures clients select appropriate coverage levels for their circumstances.
People
Phil Jennings
Founder
With over 30 years of experience, Phil established Abbey Gate Financial Consultancy in 1994. He specialises in mortgage and insurance solutions, maintaining a client-focused approach that has earned numerous referrals and long-term relationships. His expertise includes complex financial planning and risk management strategies.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let loans, and specialist mortgage solutions tailored to individual circumstances.
Do you charge fees for mortgage advice?
Yes, fees up to £275 apply depending on mortgage complexity, confirmed during your initial free consultation.
What insurance products can you arrange?
We offer life assurance, critical illness cover, income protection, and tailored insurance solutions for personal and business needs.
Are your services regulated?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions, authorised and regulated by the Financial Conduct Authority.
Can I get evening appointments?
Yes, we offer flexible evening appointments for client convenience at no additional cost.
How long have you been in business?
We've provided financial advice since 1994, with many clients maintaining relationships spanning over 15 years.
