Prospero Insurance Brokers
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Prospero Insurance Brokers
We get to the crux of our clients' individual circumstances and requirements, so we can arrange cover that supports your narrative. Every individual and business we work with has their own story to tell; their own reason for needing tailored financial protection. We work closely with people from all walks of life to ensure that no matter what journey you are on, or what stage you're at, you can move forward with confidence in your cover.

We keep insurance simple while keeping our customers at the forefront of everything that we do. Unlike many larger insurance brokers who put profit before their customers, we aim to provide a first-class service for our clients and develop trusted long-term relationships. Whether you need to cover a holiday of a lifetime, build protection for your budding start-up business, protect your home or review your cover for a long-established company, we can help.

Our friendly advisors have experience in sourcing custom protection for a wide range of individuals and businesses.
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David is a Chartered Insurance Broker and qualified mortgage advisor with over 20 years experience in the financial services industry.
He set up Prospero in 2017 to give clients an alternative choice to multinational organisations and companies where the spreadsheet is king.
He firmly believes in an ethical, community based approach to business.
When not in the office, David enjoys all sports but particularly football, being a season ticket holder for the maroon team in Edinburgh.
He also enjoys spending time with his family and taking Spero for long walks in the countryside.
Every charity is born as a means to solve or raise awareness of an important issue.
At Prospero, we want to know the story behind your charity, so we can arrange tailored cover to strengthen your defences.
What would happen if one of your trustees was accused of negligence and had to defend their case in a costly court battle?
Or if your business was targeted by and sensitive data of your partners, employees and the people you help was made public?
While we want to believe that cybercriminals won't target charities, this makes them a soft target for cyberattacks, as their defences are usually lowered.
So, you have built your cleaning business from the ground up.
You've got some clients on the books, a great team and now it's time to sort your Cleaner Insurance.
Where do you go from here?
Every cleaning business is vulnerable to certain risks, and these will all differ based on the clients you work for and the type of jobs you undertake.
What if you misplaced keys to a business premises which then fell into the wrong hands?
Or if a member of the public slipped on a wet floor which hadn't been correctly signposted and held your business liable?
As a contractor, you will often be required to have certain level of cover in order to work on a particular contract.
Even putting this aside, should your work detriment a third-party physically, financially or both - you may be held liable and subject to costly legal action.
Whether you are a self-employed contractor, or your business hire contractors to supplement project work, it is essential you have specialist cover based on the type of work carried out.
At Prospero, we will work with you to assess exactly what risks you're exposed to, in order to shape a policy around your unique requirements.
Often, different businesses across the motor trade industry requires vastly different insurance protection; getting this cover wrong can put a halt to all you've worked towards.
What would you do if you happened to crash a customer's car when taking it for a test drive?
How would you cover the costs if a customer slips and falls in your garage and holds you liable?
Or if an employee fails to spot a fault during an MOT exam which results in an unsafe vehicle being declared fit for the road?
There's plenty that can go wrong in the motor trade industry, which is why it's important to have a policy which accounts for and mitigates the risks your business is exposed to.
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