The Business Insurance Bureau is a niche specialist underwriter and commercial insurance broker, defying conventional categorisation, comprising of a small number of gifted individuals forming a collective intellectual giant. We have developed our own unique range of quality insurance products, which has given the business a competitive advantage in several areas.
Being in control of the entire process, from enquiry to policy issue, has allowed our business to deliver service levels hitherto unimaginable in this sector, or indeed for a business of its physical size. We insure a spectacularly diverse clientele, similarly exclusive and excellent in their field, who rely on The Business Insurance Bureau to protect their assets, minimise their liabilities and secure their future.
The help that you and your company have provided has proven to be a lifeline, without which we would not have survived. Thank you, from a small business in London where you have made the difference to the lives of all that work within, and their families.
Being in control of the entire process, from enquiry to policy issue, has allowed our business to deliver service levels hitherto unimaginable in this sector, or indeed for a business of its physical size. We insure a spectacularly diverse clientele, similarly exclusive and excellent in their field, who rely on The Business Insurance Bureau to protect their assets, minimise their liabilities and secure their future.
The help that you and your company have provided has proven to be a lifeline, without which we would not have survived. Thank you, from a small business in London where you have made the difference to the lives of all that work within, and their families.
Services
Commercial Property Insurance protects the property that you own and operate your business from e.g.
If you rent your workspace then you'll need to purchase business contents insurance, but are not required to purchase commercial property insurance as this should be covered by your landlord.
At the heart of insurance contracts is an obvious truth: you have an enormous advantage over the insurer.
You know all about your business, its history, processes, people and management, but the insurer knows nothing - other than what you tell them.
If you rent your workspace then you'll need to purchase business contents insurance, but are not required to purchase commercial property insurance as this should be covered by your landlord.
At the heart of insurance contracts is an obvious truth: you have an enormous advantage over the insurer.
You know all about your business, its history, processes, people and management, but the insurer knows nothing - other than what you tell them.
The Commercial Combined Insurance Package is a combined selection of insurance coverages which can cover a business from all day to day operational running factors from the people to the buildings and contents, vehicles and everything in between.
By using the commercial combined elements to form a package you can truly have granular control over your insurances and what risks you are comfortable accepting and more so to what level.
Insurance for warehouses, wholesalers, manufacturers, workshops, factories, importers and hundreds of commercial properties and businesses is also known as commercial combined insurance.
By using the commercial combined elements to form a package you can truly have granular control over your insurances and what risks you are comfortable accepting and more so to what level.
Insurance for warehouses, wholesalers, manufacturers, workshops, factories, importers and hundreds of commercial properties and businesses is also known as commercial combined insurance.
Having been in this industry for over 40 years, we understand the risks you face, whether you are a small newsagent or a global manufacturer, the risks are relatively similar from an insurance perspective.
Public liability insurance is about the people who are not employed by your business, and covers your legal liability to compensate third parties for personal injury, loss of or damage to property, e.g. a punter slips on the floor of your shop.
Primarily, the policy covers risks relating to the premises and activities of the business.
Public liability insurance is about the people who are not employed by your business, and covers your legal liability to compensate third parties for personal injury, loss of or damage to property, e.g. a punter slips on the floor of your shop.
Primarily, the policy covers risks relating to the premises and activities of the business.
Employers Liability insurance covers you in the instance that something happens to one of your employees when they are doing work under your instruction.
This could be at your place of work, or off premises depending on what their jobs is.
Having this kind of insurance in place can give you peace of mind and also show your staff you are serious about their welfare.
It is a statutory requirement and failure to have this cover is liable to a fine, up to 2,500 per day.
As an employer you are liable for injuries to your staff where there is a breach of duty at common law or under statute.
This could be at your place of work, or off premises depending on what their jobs is.
Having this kind of insurance in place can give you peace of mind and also show your staff you are serious about their welfare.
It is a statutory requirement and failure to have this cover is liable to a fine, up to 2,500 per day.
As an employer you are liable for injuries to your staff where there is a breach of duty at common law or under statute.
If you can't work because your property has been stolen, damaged or destroyed, business interruption insurance can make up for the money you lose while you're unable to trade or additional costs you pay out to get back up and running.
Business Interruption Insurance is also known as Loss of Profit or Consequential Loss cover and is pivotal to the future of a business if serious physical damage occurs which is covered by the underlying material damage perils.
The cover is concerned with paying for the consequences of the physical damage loss and enables the insured to recover loss of gross profit due to a reduction in turnover and reasonable additional expenditure incurred in minimising a reduction in turnover - like overtime, for example.
Business Interruption Insurance is also known as Loss of Profit or Consequential Loss cover and is pivotal to the future of a business if serious physical damage occurs which is covered by the underlying material damage perils.
The cover is concerned with paying for the consequences of the physical damage loss and enables the insured to recover loss of gross profit due to a reduction in turnover and reasonable additional expenditure incurred in minimising a reduction in turnover - like overtime, for example.
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