Business Details
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services
Specialist Car & Van Insurance Solutions
Established to address the unique needs of vehicle enthusiasts, Need to Insure specialises in tailored insurance solutions for classic, modified, and specialist vehicles. Our team understands the passion behind owning high-performance, imported, or customised cars, vans, and motorbikes, offering policies that reflect the true value and individuality of these vehicles. With partnerships across major car clubs, we provide expert guidance to ensure coverage aligns with owners' specific requirements. Our services extend to campervans, motorhomes, and commercial properties, backed by relationships with insurers who appreciate niche markets. We prioritise transparency, offering clear policies without hidden fees, and ensure clients receive accurate quotes through direct consultation.Our FCA-authorised status underscores our commitment to regulatory compliance and customer trust. Breakdown cover, agreed valuations, and limited mileage discounts enhance our offerings, while 24-hour accident assistance provides peace of mind. Based in Mansfield, we serve clients nationwide, combining local expertise with national reach. Our streamlined process ensures quotes are obtained efficiently, minimising disruption to clients' schedules. By focusing on underserved markets, we bridge gaps in standard insurance products, ensuring clients' investments are protected with precision.
Services
Car Insurance
Van Insurance
Motorbike Insurance
Campervan Insurance
Classic Car Insurance
Modified Vehicle Insurance
Commercial Property Insurance
Landlord Insurance
Breakdown Cover
Track Day Insurance
Highlights and features
- We specialise in insurance for car club members and enthusiasts.
- Cover all vehicle modifications, including performance upgrades and custom parts.
- 24/7 breakdown and accident assistance included on all policies.
- FCA-authorised, ensuring regulatory compliance and customer protection.
- Personalised quotes via direct consultation with vehicle experts.
Associations and certifications
- FCA 308653
Services
Classic Car Insurance
Specialist coverage for vintage and classic cars, including agreed valuations, restoration protection, and limited mileage discounts. Designed for collectors and enthusiasts who require precision-tailored policies reflecting their vehicles' unique worth.
Modified Van Insurance
Comprehensive protection for pleasure-use and business vans with performance or aesthetic modifications. Covers engine upgrades, custom interiors, and specialist equipment while offering flexible terms for personal and commercial needs.
Campervan Insurance
Tailored policies for classic and modern campervans, including breakdown assistance, modification cover, and agreed value settlements. Suitable for Volkswagen splitscreens, bay windows, and custom conversions used for leisure or touring.
Track Day Insurance
Short-term coverage for vehicles participating in track events, including accident damage and third-party liability. Designed for high-performance cars and motorsport enthusiasts requiring temporary protection during sanctioned racing activities.
Commercial Property Insurance
Affordable protection for commercial buildings, including contents cover, public liability, and tradesman-specific risks. Tailored for landlords and business owners seeking cost-effective policies with flexible terms for diverse property types.
Questions
Do you cover imported or right-hand drive vehicles?
Yes, we specialise in Japanese imports and right-hand drive vehicles, including bespoke insurance solutions for unique specifications and modifications.
Can I get insurance for a van with performance upgrades?
Yes, our modified van insurance covers engine enhancements, custom exhausts, and interior modifications for both pleasure and business use.
Are track day events included in standard policies?
Track day cover requires a specialist add-on. We offer standalone or supplementary policies specifically designed for high-performance driving events.
How do you handle claims for classic vehicles?
Claims for classic cars use agreed valuations to ensure fair compensation, with restoration support from approved specialists in heritage vehicle repairs.
Is breakdown cover included in all policies?
Yes, 24/7 breakdown assistance is standard on all comprehensive policies, including recovery to your chosen destination within Europe.
Can I adjust my policy mid-term?
Policy amendments are permitted subject to underwriter approval. Contact our team directly to discuss changes to coverage, modifications, or usage terms.
