Business Details
38 Years
experience
Emergency
services
Your Trusted Insurance Partner in Derbyshire
Penk Insurance has been delivering exceptional insurance services to clients across the UK for over 35 years. Established as a family business, we prioritise personal relationships with our clients and brokers, ensuring tailored solutions that address individual circumstances. Our expertise spans taxi fleets, business insurance, home coverage, and commercial properties, combining decades of industry knowledge with a commitment to competitive pricing. With a dedicated team based in Derbyshire, we offer direct communication through phone or email consultations, providing expert advice and policy explanations.Our regulatory compliance under the Financial Conduct Authority (FCA) and partnerships with leading insurers demonstrate our commitment to quality service. We specialise in matching clients with policies that balance comprehensive coverage and affordability, supported by flexible payment options and 24/7 claims handling. Our reputation for transparency, customer-centric service, and market-comparison capabilities has earned us long-term client loyalty. Through continuous staff training and adherence to FCA guidelines, we maintain the highest standards of professionalism and financial responsibility.
Services
Taxi Insurance
Taxi Fleet Insurance
Minibus Insurance
Van Insurance
Motor Fleet Insurance
Home Insurance
Landlord Insurance
Details
- Year established: 1988
Highlights and features
- We offer 35 years of specialist insurance experience
- Our independent status allows market-wide policy comparisons
- We provide 24/7 claims handling services
- Our team explains policies in clear, accessible terms
- We guarantee FCA-regulated financial accountability
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Explained everything clearly
Polite friendly manner
Simplified process
Best deal
Services
Taxi Insurance
Our taxi insurance policies provide comprehensive protection for private hire and public transport vehicles. With over 30 years of specialist experience, we offer competitive rates through partnerships with leading insurers. Coverage includes public liability, breakdown recovery, and excess protection while accommodating food delivery operations.
Taxi Fleet Insurance
Tailored solutions for businesses operating multiple vehicles, covering 2+ company-owned taxis or minibuses. We provide flexible terms with options for named or authorised drivers, swift claims processing, and access to 20+ insurers through our comparison system. Policies maintain quality coverage while optimising cost-efficiency.
Home Insurance
Comprehensive home protection plans for buildings, contents, and valuables with coverage up to 20 million. Our policies include accidental damage options, alternative accommodation provisions, and specialist coverage for listed properties or flood-prone areas. We explain policy terms clearly to prevent underinsurance issues.
Business Insurance
Customised protection packages for diverse trades including public liability, cyber security, and business interruption coverage. Our dedicated account handlers provide direct support to understand specific operational needs, ensuring policies protect both assets and reputation while maintaining regulatory compliance.
Landlord Insurance
Specialist coverage for residential and commercial rental properties since 1988. Policies include standard perils protection, rent guarantee options, and legal expense coverage. We accommodate unique risks like unoccupied properties while offering flexible terms for portfolio owners and individual landlords.
Questions
Do you cover London PCO licensed vehicles?
We currently don't provide coverage for London PCO licensed vehicles. Our taxi insurance services cover all other UK licensing authorities.
How do I report a claim?
Report claims through your insurer directly using policy documents or call our 24/7 helpline 0843 506 5754. All incidents must be reported to maintain coverage validity.
Can I spread premium payments?
Yes, we offer flexible payment options including instalments and direct debit arrangements (subject to approval) to help manage cash flow requirements.
Do you handle difficult-to-insure cases?
Our specialists work with challenging cases including listed buildings, flood risks, and commercial properties. We'll help find appropriate coverage through our panel of specialist insurers.
How quickly can I get policy documents?
Most clients receive immediate documentation via email or print after policy arrangement, subject to insurer processing times and information verification.
What additional cover options exist?
We offer vehicle breakdown protection, drivers legal protection, excess cover, and 24/7 claims handling as supplementary options across most insurance products.
