Business Details
42 Years
experience
Emergency
services
Specialist Self Build Insurance Solutions
Established in 1984, we pioneered the UK's first self-build insurance policy and have maintained industry leadership ever since. Our team comprises self-build insurance specialists with extensive knowledge of the unique risks and requirements associated with construction projects. Whether clients are undertaking new builds, extensions, conversions or renovations, we provide tailored insurance solutions to protect their investments throughout the construction process. As part of the Clear Group, we benefit from a strong reputation for quality and customer service within the insurance sector. Our policies offer comprehensive coverage including contract works, public liability, employer's liability, and plant and tools insurance.We work closely with Aviva, one of the world's largest insurers, to deliver reliable protection and efficient claims handling. Our expertise extends to land liability insurance for plots not yet under construction, providing essential coverage during the pre-build phase. We maintain authorisation and regulation by the Financial Conduct Authority, ensuring our services meet rigorous professional standards. Our commitment to supporting self-builders has earned us membership in NASBA, where we actively advocate for improved self-building opportunities in the UK.
Services
Self Build Insurance
New Build Insurance
Conversion Insurance
Renovation Insurance
Extension Insurance
Land Liability Insurance
Developer Insurance
Contract Works Cover
Public Liability Insurance
Employer's Liability Insurance
Details
- Year established: 1984
Highlights and features
- We developed the UK's first self-build insurance policy in 1984
- Our policies are backed by Aviva, one of the world's largest insurers
- We offer tailored insurance solutions for all types of construction projects
- We provide comprehensive coverage including contract works and liability insurance
- Our team comprises self-build insurance specialists with extensive industry knowledge
Associations and certifications
- Financial Conduct Authority
- NASBA
- Association of British Insurers
What people say
Industry leading expertise
Comprehensive coverage options
Over 30 years experience
Excellent customer service
Tailored insurance solutions
Services
Self Build Insurance
Our self-build insurance provides comprehensive coverage from the moment you exchange contracts through to project completion. This policy protects against fire, theft, storm damage and accidental damage during construction. It also includes liability coverage for accidents occurring on site involving members of the public or contractors working on your project.
Land Liability Insurance
This insurance provides essential coverage for landowners who have purchased plots but haven't yet started construction. It protects against liability claims from third parties who may enter your land before building work commences. The policy offers peace of mind during the pre-planning and preparation stages of your self-build project.
Developer Insurance
Our developer insurance policies cover small to medium new build developments as well as conversion, extension and renovation projects. The comprehensive coverage includes contractors all risks, public liability up to 5 million and employers liability up to 10 million. The policy can also include coverage for owned or hired plant equipment.
Contract Works Cover
This coverage protects against physical damage to construction works up to the full contract value. It includes protection against flood, fire, storm damage, theft and vandalism. The policy ensures your investment is protected throughout the building process with coverage tailored to your specific project requirements.
Public Liability Insurance
Essential protection for any build project, this insurance covers claims from accidents or injuries occurring on site. It provides financial protection against third-party claims for property damage or personal injury. The policy offers up to 5 million coverage, ensuring comprehensive protection during the construction phase.
People
Andy Reardon
Insurance Specialist
Certified insurance professional with extensive experience in self-build insurance solutions. Provides expert guidance on construction risk management and policy selection.
Debby Gallagher
Customer Service
Experienced insurance professional offering support with policy inquiries and claims assistance. Provides clear explanations of coverage options and requirements.
Faye Martin
Insurance Advisor
Knowledgeable advisor specialising in self-build insurance policies. Assists clients with policy selection and provides detailed information about coverage options.
Questions
What does self-build insurance typically cover?
Our policies cover fire, theft, storm damage and accidental damage during construction. They also include liability protection for accidents occurring on site involving members of the public or contractors.
Do I need insurance before starting construction?
Yes, we offer land liability insurance for plots not yet under construction. This provides essential coverage for third-party claims while you prepare for building work to commence.
Can I get insurance for renovation projects?
Yes, our policies cover renovations, extensions and conversions. This includes protection for both the existing structure and new works being undertaken.
How long does the insurance coverage last?
Our policies offer flexible terms from 3 to 18 months, with options to extend if projects overrun. We also provide 90 days of additional coverage after completion to facilitate property sale or rental.
What if my project involves commercial conversion?
Our developer policies cover conversions from commercial to residential use. We provide comprehensive protection for these complex projects including coverage for both existing structures and new works.
How do I make a claim on my policy?
In the event of a claim, contact Aviva directly on 0345 0307766. Our team remains available to provide support and guidance throughout the claims process.
