Business Details
23 Years
experience
Trusted Financial Advisers in Epping
Scott & Goose is a dedicated financial advisory firm specialising in Equity Release, Mortgages, and Insurance. Established in 2003, we combine extensive industry experience with a client-centric approach, offering tailored solutions to meet individual financial goals. Our team of qualified advisers prioritises transparency, ethical practices, and long-term client relationships. Regulated by the Financial Conduct Authority, we adhere to rigorous standards of professionalism and consumer protection. With a focus on whole-of-market brokerage, we ensure access to competitive products without bias. Our services are designed to simplify complex financial decisions, from retirement planning to property investment.Client testimonials highlight our responsiveness, expertise, and commitment to resolving challenges efficiently. We operate with a clear charter outlining service standards, data protection, and complaint resolution processes. Our physical presence in Epping, Essex, supports both local and national clients through flexible communication channels, including after-hours availability. Continuous professional development ensures our team remains at the forefront of regulatory changes and market innovations.
Services
Equity Release
Mortgage Advice
Life Assurance
Critical Illness Cover
Income Protection
Buy to Let Mortgages
Remortgaging
First Time Buyer Mortgages
Private Medical Insurance
Details
- Year established: 2003
Highlights and features
- FCA-regulated advisors ensuring compliance and consumer protection
- Personalised financial planning tailored to individual circumstances
- 15+ years' experience in mortgage and insurance advisory services
- Whole-of-market brokerage with access to exclusive deals
- Transparent processes with no hidden fees or obligations
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
What people say
Great communication skills
Knowledgeable professionals
No pressure approach
Problem-solving expertise
Clear explanations
Services
Equity Release
Enable homeowners aged 55+ to access property equity without monthly repayments. Our FCA-regulated advisors explain lifetime mortgages and home reversion plans, ensuring compliance with Equity Release Council standards. We clarify tax implications, inheritance impacts, and eligibility criteria while offering a free online calculator for preliminary assessments.
Mortgage Advice
Provide whole-of-market mortgage solutions for first-time buyers, remortgagers, and investors. Services include buy-to-let financing, adverse credit cases, and later-life mortgages. Our advisers assess affordability, recommend suitable products, and manage applications while explaining fixed/variable rate options and associated fees.
Life Assurance
Offer term and whole-of-life insurance policies to safeguard dependants. We explain policy features, premium structures, and payout conditions while tailoring coverage amounts to individual needs. Our advisors help clients understand underwriting processes and policy exclusions for informed decision-making.
Critical Illness Cover
Provide lump-sum insurance for specified serious illnesses. We compare policy definitions, waiting periods, and payout terms across providers. Our advisors explain how coverage integrates with mortgage protection requirements and other financial commitments.
Income Protection
Offer policies replacing income during work incapacity. We assess occupation-specific risks, deferment periods, and benefit durations. Our advice covers employer-provided coverage gaps and tax-efficient policy structures to maintain living standards during prolonged absences.
People
Ian Scott
Owner & Mortgage Adviser
With 20+ years in financial services, Ian specialises in complex mortgage cases and equity release solutions. He prioritises client education and transparent advice while maintaining FCA compliance standards.
Jude Somo
Senior Mortgage Adviser
Bringing 15 years' experience, Jude focuses on first-time buyer mortgages and investment property financing. He excels in simplifying technical concepts for clients while maintaining regulatory compliance.
Questions
What equity release options exist for retirement planning?
We offer FCA-regulated lifetime mortgages and home reversion plans compliant with Equity Release Council standards, ensuring no negative equity and continued residence rights.
Can first-time buyers access specialist mortgage advice?
Yes, our advisers help first-time buyers navigate deposits, government schemes, and affordability assessments while comparing deals across 90% of UK lenders.
How do mortgage payment protection policies work?
These policies cover mortgage payments during unemployment, illness, or accidents. We explain policy terms, waiting periods, and claim processes to protect your home.
Are your financial advisers truly independent?
As whole-of-market brokers regulated by the FCA, we have no product provider ties, ensuring unbiased recommendations based solely on client circumstances.
What insurance products complement mortgage arrangements?
We recommend critical illness cover, life assurance, and income protection policies tailored to mortgage terms, providing financial security during unexpected events.
