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DPI Insurance At DPI we offer specialist commercial insurance tailored to your individual needs. We are a family owned and run insurance brokers who genuinely care about protecting your business and putting our customers first. Our team of experts boast over 220 years combined experience in the market and are here to provide you with professional advice. By taking the time to understand your business, we ensure you understand your risks and select the most appropriate covers for your needs.

DPI arranges insurance for a large volume of businesses and this has afforded us the ability to negotiate preferential rates and beneficial covers. We navigate our panel of A rated insurers, specialist underwriting agencies and the Lloyds market on your behalf to source the most appropriate terms. We take pride in providing peace of mind and financial security so that you can focus on running your business.

Our customers are at the forefront of our business and we are committed to providing the highest level of service possible.
Highlights

read more › DPI Insurance are a forward-thinking, independent brokers specialising in a range of insurances. We are a family run business with over 220 years combined experience in the market. Our knowledgeable team are here to understand your risks, provide you with professional advice and select the most appropriate covers for your needs. Our staff are trained to a minimum Chartered Insurance Institute certificate standard. Continual monitoring, auditing and training is undertaken to ensure our high standards are maintained for your peace of mind.

read more › At DPI Insurance, our knowledgeable team are here to provide you with professional advice to ensure that you understand your risks and select the most suitable covers for your needs. Sourcing technically appropriate and competitively priced Commercial Insurance can be a time consuming and challenging task. DPI are here to alleviate the stress and remove the workload by navigating our panel of A rated insurers, specialist underwriting agencies and the Lloyds market on your behalf. There are many variations of Commercial Insurance cover available and the appropriate insurance can differ depending on your industry and business activities.

read more › At DPI Insurance, our knowledgeable team are here to provide you with professional advice to ensure that you understand your risks and select the most appropriate covers for your company's needs. Builders Merchants sit at the heart of the construction industry, supplying a huge array of products and often having large stock holdings. DPI boast a depth of knowledge and have a genuine understanding of specific requirements particular to their industry. Examples include how stock is managed externally, the risks associated with forklift truck use and the correct storage of flammable products.

read more › The property market has been fundamental to the economy for centuries. Our extensive experience in the property insurance market ideally places DPI to understand the requirements of the modern Landlord and the legislation they face. Whether it's the recent phenomenon of tenants cultivating illegal drugs, insuring properties undergoing renovation or the challenges of long term unoccupied buildings, DPI Insurance are at hand with the expert knowledge required to advise on such matters. Finding the correct Property Insurance for your business can be challenging.

read more › Commercial Property Insurance is at the heart of DPI Insurance's expertise and we deal with a range of market sectors including retail, office, wholesale and manufacturing. DPI use specialist property underwriters who understand the needs of Landlords and we recommend bespoke policies specific to commercial landlords, including covers such as loss of rent, trace and access and policy wordings with the essential non invalidation clause. Discerning Landlords understand that problems rarely occur when purchasing insurance but at the time of a claim.

read more › The British High Street has witnessed an evolution in recent times with many retailers diversifying into online trading or focusing on their service proposition to reflect modern purchasing trends. DPI Insurance understands the ever-changing needs of retailers. Finding the correct retailers insurance for your specific trade or business can be challenging. DPI will navigate our panel of A rated insurers, specialist underwriting agencies and the Lloyds market on your behalf. We tailor policies to your company's unique requirements and pay close attention to the detail.

read more › Marine cargo insurance covers losses, arising from physical damage to goods, while being transported around the world, whether by road, rail, sea or air and even in storage. This coverage is especially important when you are importing or exporting goods overseas as your goods can be handled by various companies over many continents. Cargo cover will also cover your UK based, Goods-In-Transit for the collection and delivery of your own goods. If your company delivers, imports or exports goods or uses third-party companies to move your goods, then a Marine Cargo Insurance policy offers you specialist protection against the loss or damage to your goods.

read more › DPI Insurance offer a range of vehicle solutions from a 2 vehicle mini fleet upwards to a sizeable fleet insurance policy for 10 vehicles or more. Flexibility is essential to any modern day business and DPI can accommodate a range of driving requirements including 'young drivers' and 'any driver' providing you with the freedom to operate your business without disruption. Finding the correct Fleet Insurance for your business can be challenging. DPI will navigate our panel of A rated insurers, specialist underwriting agencies and the Lloyds market on your behalf.

read more › Management Liability Insurance is split into three main parts, Directors and Officers insurance, Corporate Legal Insurance and Employment Practices Liability Insurance. These covers will provide essential protection against the financial costs of claims being made. If there is a time where the company is required to indemnify the Directors and legal entity, this insurance will cover the potential losses. Directors and Officers Insurance will provide essential protection against the financial costs of claims being made where you are deemed personally liable.

read more › High net worth insurance is for individuals that require to insure buildings above 500,000, contents in excess of 100,000 along with fine art, and jewellery takes expertise that cannot be found on a comparison site. At DPI Insurance, our knowledgeable team are here to provide you with professional advice to ensure that you understand your risks. We tailor policies to your unique requirements and pay close attention to the detail. This enables us to align your requirements with a policy that will perform to your expectations should you need to claim.

read more › We aim to help you to manage your risks by a combination of insurance and business management solutions. In the modern era businesses are subject to significant amounts of health and safety legislation and employment laws which often place a heavy burden on staff time and resources. After careful consideration DPI Insurance have partnered with Xact to deliver Health & Safety, Human Resources and Employment Law services providing you with a complete business solution. Xact have been delivering their range of services to businesses and organisations in the UK for over 15 years and offer practical, proactive and economic solutions.

read more › In recent years commercial insurance claims have become extremely complex matters and specialist assistance by an expert acting on your behalf on a major loss is essential. By simply contacting us, should you take out this cover, we will arrange for immediate involvement of a local claims specialist who will visit you to advise on the best approach to your claim. Your specialist will then prepare your claim(s) and negotiate for the best possible settlement to which you are entitled. The cover arranged will provide you with assistance in most likely losses.

read more › DPI Insurance offer competitively priced home insurance packages to the discerning customer who appreciates the value of personal service and expert guidance in a claims situation. Flexibility is paramount in the modern age and our home insurance policies can accommodate most requirements. The current trend for working from home beyond purely a clerical capacity and extending to include cover for items outside the home such as bikes and jewellery are some of the options available. Our professional broking team are on hand to guide you through any potential pitfalls to ensure you receive the right policy.

read more › DPI has a dedicated and experienced claims department who are here to provide you with step by step guidance, alleviating any stress or complexity when making a claim. We are committed to ensuring that you receive the best outcome for your business. Insurance contracts contain claims conditions that typically outline your obligations in terms of notification of a claim or circumstance, the timescales in which losses must be advised and the information that is required. Failure to adhere to a claims condition could give an insurer the option to refuse to pay or reduce the claims settlement figure.

read more › The Financial Conduct Authority is the independent watchdog that regulates financial services. DPI Bros Limited registered address is 25 Knowsley Street Bury, Manchester BL9 0ST and we are authorised and regulated by the Financial Conduct Authority. Our FCA Register number is 607299. Our permitted business includes advising, arranging, dealing in and assisting with the placing & administration of General Insurance policies. We are a data controller and our data protection officer is Mr I Evans.

read more › Knowing the differences between these two classifications can help protect your business from costly and damaging risks, including fines, penalties or large claims. Essentially, labour-only subcontractors are additional employees that you hire to assist with a building project that could be too large or complex or if you just need additional day labour to assist your full-time staff. As these subcontractors are employed for the duration of the building project, you are required to treat them the same as your full-time staff and classify them as employees.

read more › Navigating the minefield of commercial insurance can be a daunting and time consuming process, which is why the assistance of a knowledgeable insurance broker can be crucial. Is your current insurance broker providing an excellent service and how would you know if they weren't?. We've compiled a bullet list of the most important services you should be receiving, alongside the pitfalls if you're not!. Does your broker have extensive experience in your sector, does their website show they specialise in your trade?

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