Business Details
Trusted Business Insurance Solutions in Winchester
Established as a specialist in business insurance solutions, Tredstone provides tailored coverage for tradespeople, commercial landlords, office-based businesses, and hospitality enterprises. Powered by City Insurance Group, we combine over a decade of industry expertise with FCA-authorised credibility to deliver cost-effective, comprehensive policies. Our team specialises in public liability, employers liability, professional indemnity, and product liability insurance, with additional coverage options for business interruption, tools and equipment, and commercial legal protection. We prioritise personalised service, offering bespoke risk assessments rather than generic packages, ensuring clients only pay for necessary coverage.With a focus on efficiency and transparency, we support businesses nationwide through claims management, policy updates, and 24/7 emergency assistance. Our commitment to client education ensures businesses understand their coverage, while our partnerships with top UK insurers guarantee reliable claims handling. As an extension of City Broking Ltd (Company No. 7184645), we maintain rigorous compliance standards while delivering accessible, jargon-free insurance solutions.
Services
Public Liability Insurance
Employers Liability Insurance
Professional Indemnity Insurance
Product Liability Insurance
Business Interruption Cover
Tools and Equipment Insurance
Commercial Legal Protection
Office Insurance
Tradesman Insurance
Hotel and Guesthouse Insurance
Highlights and features
- We offer FCA-regulated business insurance with transparent pricing
- Our team provides tailored risk assessments for specific industry needs
- We specialise in niche coverages for construction, hospitality, and healthcare sectors
- We guarantee competitive pricing through partnerships with leading UK insurers
- Our claims management process prioritises swift resolution and client support
Associations and certifications
- Financial Conduct Authority
Services
Public Liability Insurance
Protects businesses against third-party claims for property damage or bodily injury. Essential for tradespeople, hospitality venues, and commercial operations, this coverage handles legal costs and compensation payouts. Our policies start from 1m indemnity limits with flexible excess options.
Employers Liability Insurance
Mandatory protection for businesses with employees, covering work-related injury or illness claims. Policies meet minimum 5m legal requirements with options for enhanced coverage. Includes legal defence costs and compensation payments.
Professional Indemnity Insurance
Safeguards service-based businesses against negligence claims for financial loss due to professional advice or services. Includes legal representation and compensation for proven claims. Commonly used by consultants, IT professionals, and design specialists.
Business Interruption Cover
Compensates for lost income during unexpected operational stoppages. Covers fixed costs like wages and rent when premises become unusable due to insured events. Available as standalone or add-on policy component.
Tools and Equipment Insurance
Protects against theft, damage, or loss of work tools and machinery. Includes on-site, in-transit, and overnight storage coverage. Policies allow flexible valuation methods including new-for-old or indemnity basis.
Questions
What types of business insurance do you offer?
We provide public liability, employers liability, professional indemnity, product liability, business interruption, tools and equipment insurance, and commercial legal protection for tradespeople, office businesses, and hospitality venues.
How can I get a business insurance quote?
Click 'Start your quote' on our website to access our online quote engine, or call us during office hours for personalised assistance from our insurance advisors.
Are your insurance policies FCA regulated?
Yes, Tredstone operates under City Insurance Group which is authorised and regulated by the Financial Conduct Authority (FCA) under reference number 520574.
Do you cover specialist tradespeople?
We specialise in niche trades including tree surgeons, welders, plasterers, electricians, and construction professionals, providing tailored coverage matching specific industry risks.
What information do I need for a quote?
Prepare details about your business type, annual turnover, number of employees, claims history, and specific coverage requirements to obtain an accurate insurance quote.
Can I update my existing insurance policy?
Yes, contact our team to review and modify your current coverage. We'll help ensure your policy adapts to your business's evolving needs and risk profile.
