Free Spirit Travel Insurance
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Providing cover for people with existing medical conditions and disabilities is what makes Free Spirit different to standard travel insurance policies. Free Spirit was the first scheme of its type specifically dedicated to those who find difficulty in getting cover elsewhere due to their health, disability or age. It is one of the UK's largest specialist travel insurance schemes for people of any age with existing medical conditions and disabilities.

In the last 19 years, Free Spirit has helped tens of thousands of people to obtain cover for their often much needed holiday. After care cover at home following hospitalisation abroad - including costs for home help, physiotherapy, cosmetic surgery and dental costs. Convalescence benefit following hospitalisation abroad (over 5 days) - up to 750 towards the cost of a trip in your home area, be that the UK, the Channel Islands and the Isle of Man to help you recuperate.

Extended journey disruption (Super Duper only) - provides cover if you have to cancel (up to 3,000) or incur additional expenses (up to 1,000) as a result of the disruption caused by a natural disaster such as a volcanic eruption.
Highlights

read more › The joy of travel is something that everyone should be able to experience. There's something so liberating about being able to get away from everyday life to sunnier climes or a new destination, not to mention the anticipation of having a booked trip to look forward to. Having a pre-existing heart condition shouldn't mean you cannot enjoy time abroad, and if anything, a relaxing holiday could do you the world of good. With that in mind, and to help you plan your holiday, we've put together the following guide to travelling abroad with a heart condition.

read more › Like many of us, your holiday may well be the time of year you look forward to the most. A change of scene, perhaps with added sunshine, can be just what you need to feel refreshed and revitalised. This can be even more true when you have an existing medical condition, like cancer. We understand that life doesn't stop when you have cancer, and if anything, you may need a break away even more. If you're planning to take a trip away, make your holiday the special time away you deserve with our guide to travelling abroad with cancer.

read more › Going on holiday, it's one of the few occasions we can create our own bubble away from everyday life. Travel is so rewarding and can be even more so as a mature traveller. While any medical condition that has an effect on the heart can't be taken lightly, with the right planning and preparation having a heart condition needn't be a barrier to seeing the world. Many people with cancer lead full and active lives, which include travelling overseas on holiday. Here are some great tips to plan your trip and enjoy an amazing holiday.

read more › For many of us, going on holiday is the most anticipated time of the year. It's one of the few occasions we can create our own bubble away from everyday life. To mix elements of all the things we like to do most in a brand location or somewhere we've grown to love. Travel is so rewarding and can be even more so as a mature traveller. You will probably have more time and money to dedicate to a trip away, no young children or school holidays to consider and a stronger sense of the type of holiday you desire.

read more › Holidays are precious. The time we spend away is time to escape day-to-day life, take in a change of scenery and spend time with our nearest and dearest. Holidays also provide the opportunity to relax and do as little as possible, or it could be a chance to indulge in a leisure activity we love and look forward to all year. Maybe it's visiting loved ones who live overseas, or even spending quality time alone exploring a new corner of the world. Whatever a holiday or travelling abroad means to you, we understand that you treasure it.

read more › Travel is one of life's most rewarding experiences, and as the saying goes, is the one thing you can buy that makes you richer. There are so many advantages to exploring the world, from simply releasing us from the pressures of everyday life, to proven, sustainable health benefits. Did you know that taking regular holidays has been scientifically found to cut a person's risk of a heart attack by up to 30 per cent, to reduce the risk of depression and to improve brain health? In this age of constant communication, taking time to go 'off the grid' is really important, simply as it increases our real, face-to-face interactions and reconnects us to the people around us.

read more › Travel insurance is essential for any overseas trip. At Free Spirit, we believe taking out travel insurance should be as integral a part of preparing for a holiday as booking a flight or packing your suitcase. Yet, some people still go abroad without a travel insurance policy in place, which, as well as potentially putting their health at risk, can turn out to be a costly decision. The Association of British Insurers (ABI) reports that in 2016, UK travel insurance providers paid out an enormous 369m for 480,000 claims to travellers who needed help while overseas - money that would have had to come out of their own pockets if they hadn't been insured.

read more › Free Spirit 'Super Duper' level of cover has been awarded a 5 Star Rating from Defaqto for both Single Trip and Annual Multi-trip travel insurance. We are delighted with this rating as it recognises the wide-ranging cover we offer and, most importantly for our customers, the reassurance that they are buying one of the highest quality offerings in the market. As we all know, buying the cheapest is not always best, and when it comes to travel insurance if you go for a cheap policy it could be an expensive mistake, especially if you find you are not covered when you come to make a claim.

read more › Age shouldn't be a barrier to exploring the world, travelling and enjoying some time away. However, as you get older you may increasingly find that travel insurance policies for senior citizens are hard to find. At Free Spirit, age is not an issue and we want to help you to continue to enjoy your travels whilst knowing that you have the protection and peace of mind that holiday insurance provides. That's why we have a senior travel insurance policy available for you. No matter if you are over 65, 75, 80 or 90, Free Spirit will consider you even if you have an existing medical condition.

read more › With a Free Spirit Annual Multi-trip policy in place, you are covered not only in your region of choice but in the UK too. In fact, with up to 10,000 specific cover in place for UK trips and holidays, Free Spirit is amongst the best travel insurance for UK trips. UK holiday insurance is also available for specific dates by taking out a single trip policy. As well as common important features that you need from travel insurance when taking a trip in the UK, Free Spirit covers you for some of the things that may not immediately spring to mind, but can still become very expensive should the need arise.

read more › In the current climate, we are finding our ambitions to travel frustrated by many factors. Not least of all, travel advice from the Foreign, Commonwealth and Development Office (FCDO) is constantly changing. New additions are constantly being made to the list of countries that now have government advisories against them. Normally, when the government advises against all or all but essential travel to a country, it means that travel insurance is invalidated. Details provided on this webpage are for information only.

read more › We recommend when participating in winter sports that the appropriate clothing, including crash helmets, should be worn, and activities undertaken match the level of experience the insured-person has in that sport (e.g. if you are an amateur skier do not undertake a black run). On piste skiing/snowboarding in recognised areas (including off-piste when accompanied by a guide or instructor and provided you are not skiing against local recommendations or where avalanche warnings have been given). Winter Sports cover is only in force if shown on your policy schedule and the appropriate additional premium has been paid.

read more › One of the most rewarding elements of going on holiday can be the activities you take part in. Perhaps you go away specifically to take part in a sporting pursuit. On the other hand your time away may give rise to the opportunity to try something different. Either way, Free Spirit allows you to be active with confidence while you travel. Listed below are 4 activity packs available on your policy - including over 100 as standard. Of course, the most important thing is to stay safe! To participate in any sport or leisure activity, you must ensure that you follow the safety guidelines for the activity concerned and where applicable you use the appropriate and recommended safety equipment.

read more › We have teamed up with Voyager Insurance to offer a range of International and expatriate travel, health and medical insurance - providing quality cover to individuals, families and groups of any nationality living, travelling or working virtually anywhere in the world. Voyager Plus Travel Insurance has been specially designed to meet the needs of UK and EEA Residents looking for travel insurance while travelling outside of their home country (including those who have already travelled). The policy provides a wide range of cover and flexible options as detailed below.

read more › At Free Spirit, we're proud to be different. We aim to provide travel insurance with medical conditions that covers pre-existing conditions and disabilities for people of any age. This is what makes us different to standard travel insurance providers; we do our upmost to help people with medical conditions and disabilities have the holiday or trip away they deserve. As the first specialist travel insurance scheme of its type, Free Spirit is dedicated to those who have been declined travel insurance cover elsewhere due to their health.

read more › If you are thinking of travelling abroad, you need to ensure you have adequate specialist back pain travel insurance. Failing to purchase a medical condition insurance policy could leave you open to paying out for expensive emergency medical and hospital costs, in the event you have a flare-up while travelling abroad. Many standard travel insurance policies exclude cover for pre-existing medical conditions or will decline to offer cover. However, Free Spirit is all about providing specialist travel insurance cover for people with back problems, no matter what age you are.

read more › Free Spirit is specifically designed to cover you if you have a pre-existing medical condition and have found it difficult to get the right policy to suit your needs. We are one of UK's largest specialist travel insurance providers for pre-existing medical conditions, including cover for bowel conditions. Free Spirit travel insurance will give you the reassurance that you are covered for your bowel condition before you travel and whilst away from home. Help is just a phone call away if you encounter any medical emergency.

read more › Travel insurance for people with pre-existing medical conditions is what Free Spirit specialises in. By providing specialist travel insurance, Free Spirit allows holidaymakers to have the peace of mind they are covered should the unfortunate happen. Medical screening is available 24 hours a day online so you can purchase a quote at any time. You will need a list of your medical conditions to hand so you can answer all the questions correctly. If you answer a question incorrectly your insurance may not be valid.

read more › Free Spirit was the first scheme of its type specifically created for those of any age with existing medical conditions. It is now one of the UK's largest specialist travel insurance providers dedicated to those with health conditions including cerebral conditions relating to the brain. Medical travel insurance from Free Spirit will give you peace of mind before travelling and whilst away on your trip. Get your travel insurance for cerebral conditions or call us on 02392 419 080 and talk with a friendly, fully-trained member of staff.

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