Business Details
16 Years
experience
Specialist Insurance Solutions for Vehicles
Established in 2010, EasyGap operates as a specialist trading style of Aequitas Automotive Ltd, a company directly authorised by the Financial Conduct Authority (FCA). Our core mission is to provide fair value to customers through accessible, competitively priced insurance solutions, including Gap Insurance, Tyre Insurance, and Motor Excess Insurance. With over a decade of experience, we prioritise transparency, customer-centric service, and compliance with regulatory standards.Our team focuses on delivering straightforward products without hidden fees, ensuring policyholders understand their coverage. As an FCA-regulated entity, we maintain rigorous professional standards, and our policies are backed by the Financial Services Compensation Scheme (FSCS) for added security.
Services
Gap Insurance
Tyre Insurance
Motor Excess Insurance
Alloy Wheel Insurance
SmartCare Cosmetic Insurance
Details
- Year established: 2010
Highlights and features
- We are FCA-regulated, ensuring compliance with rigorous financial standards.
- Competitive pricing through efficient supply chains and no hidden fees.
- Transparent policies with clear terms and conditions.
- Customer support available Mon-Fri 9am-6pm via phone or email.
- Over a decade of experience in specialist insurance solutions.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Gap Insurance
Gap Insurance covers the financial difference between your motor insurer's market value settlement and the original invoice price or outstanding finance on your vehicle. This ensures you are not left out of pocket if your car is written off. Policies are tailored for both owned and leased vehicles, providing peace of mind against depreciation.
Tyre Insurance
Tyre Insurance protects against the cost of repairing or replacing damaged tyres, including punctures and accidental damage. Coverage includes up to four claims per year, with specified claim limits. This policy ensures minimal disruption and financial protection for unexpected tyre-related expenses.
Motor Excess Insurance
Motor Excess Insurance covers your voluntary and compulsory excess payments on your motor insurance policy. Valid for 12 months, it provides financial relief in the event of a claim, with no excess to pay. Ideal for drivers seeking additional protection against unexpected costs.
Alloy Wheel Insurance
Alloy Wheel Insurance covers repair or replacement costs for damaged alloy wheels, including diamond-cut, painted, and laser-cut designs. Policies allow up to four claims per year, with specified claim limits. This service ensures cost-effective solutions for maintaining wheel aesthetics and functionality.
SmartCare Cosmetic Insurance
SmartCare Cosmetic Insurance covers minor bodywork and interior damage, such as scratches and dents up to 30cm in length. Policies allow up to six claims per year, with coverage for repairs or replacements. This service helps maintain your vehicle's appearance without unexpected out-of-pocket expenses.
People
Aequitas Automotive Ltd
Insurance Broker
Aequitas Automotive Ltd, trading as EasyGap, has been providing specialist insurance solutions since 2010. Regulated by the FCA, the company focuses on fair value and transparency, offering policies backed by the FSCS. Their team prioritises customer satisfaction through straightforward products and dedicated support.
Questions
What does Gap Insurance cover?
Gap Insurance covers the difference between your motor insurer's market value settlement and the original invoice price or outstanding finance on your vehicle if it is written off.
Is Gap Insurance necessary for leased vehicles?
Yes, Gap Insurance is recommended for leased vehicles to cover the shortfall between your insurer's payout and the lease settlement amount.
How long do I have to buy Gap Insurance?
You must purchase Gap Insurance within 180 days of buying or leasing your vehicle to qualify for coverage.
Does Tyre Insurance cover punctures?
Yes, Tyre Insurance covers punctures up to a specified claim limit, with up to four claims allowed per year.
Can I transfer my policy to a new vehicle?
Yes, policies can be transferred to a new eligible vehicle within the same price banding, subject to terms and conditions.
Is Motor Excess Insurance valid from day one?
Yes, Motor Excess Insurance provides coverage from day one, with a 14-day waiting period for first-time purchases.
