Business Details
22 Years
experience
Specialist Insurance for Criminal Convictions & Bankruptcy
Established in 2004, Sale Insurance specialises in providing essential insurance coverage to individuals and businesses often overlooked by mainstream insurers. Our expertise lies in serving clients with unspent criminal convictions, adverse financial histories, or voided policies, ensuring fair access to insurance through FCA-regulated partners. With over 16 years of experience, we combine deep industry knowledge with a commitment to ethical practices, operating under Coverholder status with Lloyd's of London.Our team of 11 professionals prioritises transparency, offering tailored advice and support while actively contributing to social enterprises that aid rehabilitation and reintegration. Recognised for our authority in niche insurance markets, we maintain a client-centric approach, guaranteeing protection under the Financial Services Compensation Scheme.
Services
Motor Insurance
Home Insurance
Liability Insurance
Unoccupied Property Insurance
Professional Indemnity Insurance
Motor Legal Insurance
Travel Insurance
Shop Insurance
Pub Insurance
Motor Trade Insurance
Details
- Year established: 2004
Highlights and features
- FCA-regulated expertise since 2004 with niche market authority
- Tailored support for clients with criminal convictions or adverse financial histories
- Direct partnerships with major insurers like Ageas and Aviva
- Social enterprise initiatives supporting prisoner rehabilitation
- Coverholder status with Lloyd's of London for bespoke underwriting
Associations and certifications
- Financial Conduct Authority
- Prudential Regulation Authority
- Lloyd's of London
What people say
Outstanding service
Helpful staff
Competitive pricing
Non-judgmental approach
Quick resolution
Services
Motor Insurance
Specialist motor insurance for drivers with criminal convictions, bankruptcies, or voided policies. We partner with FCA-regulated insurers to provide comprehensive coverage tailored to high-risk profiles. Our brokers negotiate competitive premiums while ensuring compliance with legal requirements, offering support for both personal and commercial vehicles.
Home Insurance
Tailored home insurance solutions for individuals with adverse financial histories or unspent convictions. Policies include buildings and contents coverage through trusted insurers, with flexible terms for standard and high-risk properties. Our team ensures transparent pricing and clear policy documentation for residential and unoccupied properties.
Liability Insurance
Public and professional indemnity insurance for businesses facing complex underwriting challenges. Designed for clients with criminal records or financial difficulties, our policies protect against third-party claims and professional negligence. We work with specialist insurers to deliver bespoke coverage for commercial operations.
Motor Trade Insurance
Comprehensive insurance for motor trade businesses with adverse histories. Coverage includes garage premises, stock, and liability protection. Our brokers secure policies from insurers accepting applications from businesses with convictions, ensuring compliance with industry-specific risks and regulatory requirements.
Social Enterprise Insurance
Discounted insurance packages for charities and social enterprises supporting rehabilitation. Policies cover public liability, property, and operational risks, reflecting our commitment to organisations aiding ex-offenders. We provide tailored support while maintaining competitive pricing and regulatory compliance.
People
David Tarry
Insurance Advisor
Experienced insurance broker specialising in high-risk cases, with over a decade of service at Sale Insurance. Known for compassionate client support and securing competitive quotes for complex profiles.
James Wilkinson
Motor Insurance Specialist
Motor insurance expert with a focus on convicted drivers, praised for clear communication and efficient policy implementation. Handles complex cases with sensitivity and professionalism.
Vicki Miller
Home Insurance Advisor
Dedicated home insurance specialist supporting clients with adverse financial histories. Recognised for patient guidance and thorough policy explanations, ensuring client needs are fully met.
Mike Boland
Commercial Insurance Broker
Commercial insurance expert assisting businesses with complex underwriting needs. Provides tailored solutions for companies facing rejection from mainstream insurers due to adverse records.
Richard Huntley
Senior Broker
Senior insurance broker with specialist knowledge of non-standard cases. Focuses on building trust through transparent advice and securing coverage for clients excluded from traditional markets.
Questions
Do you cover clients with criminal convictions?
Yes, we specialise in providing insurance for individuals and businesses with unspent criminal convictions, ensuring fair access to coverage through our specialist partners.
How do you handle adverse financial histories?
We offer tailored insurance solutions for clients with bankruptcies, IVAs, or voided policies, working with insurers who consider individual circumstances beyond standard risk algorithms.
Are your insurance policies FCA-regulated?
All our insurance products come from insurers registered with the Financial Conduct Authority (FCA) and/or Prudential Regulation Authority (PRA) for client protection.
Can I get motor trade insurance with a conviction?
Yes, we provide motor trade insurance for businesses with adverse histories, including those with criminal records or financial difficulties affecting standard coverage eligibility.
Do you offer social enterprise support?
We provide discounted insurance for social enterprises and charities supporting rehabilitation, reflecting our commitment to community-focused organisations aiding ex-offenders.
How quickly can I get a quote?
Most quotes are provided within hours of initial contact, with policy implementation possible the same day depending on insurer response times and client requirements.
