Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Brokers in Lancashire
Since our establishment in 1973, Owen & Ewing has grown to become one of the leading independent brokerages in its sector. Our reputation for a professional service is underpinned by our longstanding membership of the British Insurance Brokers Association and the Institute of Insurance Brokers. In addition and most importantly, Owen & Ewing are authorised to trade by the Financial Conduct Authority (FCA). We aim to provide the best possible standards of service to our customers. Which is why we are always on-hand to deal with enquiries at any point during the term of the insurance, not just at renewal time.We also invest significantly in our ICT capabilities, to ensure we maintain the optimum access to the UK insurance marketplace including Lloyds of London, allowing us to offer clients the most competitive rates available in all sectors. We only deal with UK Registered Insurance Companies so our clients can rest assured that their cover is always secure.
Services
Home Insurance
Travel Insurance
Private Medical Insurance
Personal Accident Insurance
Flood Re Insurance
Retail Insurance
Charity Insurance
Commercial Insurance
Landlords Insurance
Cyber Insurance
Details
- Year established: 1973
Highlights and features
- Established in 1973 with deep industry expertise
- FCA-authorised brokerage ensuring regulatory compliance
- Advanced ICT systems for optimal market access
- Exclusive partnerships with UK-registered insurers
- 24/7 emergency support for property and motor claims
Associations and certifications
- British Insurance Brokers Association
- Institute of Insurance Brokers
- Financial Conduct Authority
Services
Home Insurance
We provide comprehensive home insurance solutions protecting residential properties against risks including fire, theft, and weather damage. Our policies ensure financial security for property owners through tailored coverage options. Clients benefit from expert guidance to determine appropriate sums insured.
Business Insurance
Our business insurance portfolio protects commercial enterprises with tailored policies covering property damage, liability, and operational risks. We offer specialist solutions for retail, charity, and commercial sectors. Clients access competitive rates through our extensive market relationships.
Flood Re Insurance
We specialise in Flood Re insurance solutions addressing increased flood risk challenges. Our expertise helps homeowners and businesses secure coverage in high-risk areas. Policies incorporate government-backed schemes to ensure affordability and comprehensive protection.
Landlords Insurance
Our landlords insurance provides tailored protection for rental properties including buildings, liability, and loss of income coverage. We advise on legal compliance requirements like smoke alarms. Policies ensure investment security for residential property landlords.
Cyber Insurance
We offer cyber insurance solutions protecting businesses against digital threats including data breaches and cyber attacks. Our policies cover financial losses, legal costs, and recovery expenses. Clients receive expert risk assessment and mitigation advice.
Questions
Why is correct property sum insured important?
Underinsurance due to incorrect sums insured can reduce claim settlements by up to 50%. Proper valuation ensures full coverage for rebuild costs following incidents like floods or fires.
How do insurance premiums increase?
Premiums have risen due to building material costs tripling since 2022. Insurers require higher premiums to cover increased rebuild and repair expenses from claims.
What areas do you serve?
We primarily serve Lancashire including Oswaldtwistle, Chorley, and surrounding North West regions. Our services extend to clients across the UK through digital capabilities.
How can I get emergency assistance?
Contact our 24/7 emergency lines: Property 01254 879375 or Motor 01204 567567. Our team provides immediate support for urgent insurance-related incidents.
Are you FCA authorised?
Yes, Owen & Ewing are fully authorised by the Financial Conduct Authority (FCA) and maintain membership with the British Insurance Brokers Association for regulatory compliance.
How to prevent underinsurance?
We recommend using qualified surveyors to determine accurate rebuild costs. Annual index-linked increases alone often prove insufficient for maintaining adequate coverage levels.
