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Specialist Insurance Solutions for Churches, Charities & Heritage Buildings
Ecclesiastical is a specialist insurer with a unique charitable purpose, established in 1887 to protect Anglican churches. Over 135 years, our expertise has expanded to cover heritage buildings, charities, and high-net-worth clients while maintaining our core mission of donating available profits to good causes. As part of the Benefact Group, we combine deep industry knowledge with a commitment to responsible business practices. Our specialist teams provide tailored insurance solutions across faith, charity, heritage, and residential sectors, supported by dedicated risk management resources.We pride ourselves on personal service, reflected in high customer satisfaction scores and industry recognition. Our charitable model ensures that every policy contributes to community support through grants and awards. With a focus on innovation and trust, we aim to be the most reliable insurer in our chosen markets.
Services
Church Insurance
Charity Insurance
Heritage Insurance
Home Insurance
Cyber Insurance
Care Insurance
Office Professions Insurance
Real Estate Insurance
Leisure Insurance
Art & Private Client Insurance
Highlights and features
- 135 years of specialist insurance expertise in faith and heritage sectors
- Personalised support from dedicated risk management teams
- Charitable purpose donating 250 million to good causes in 10 years
- 96% claims satisfaction rate from 589 settled property claims in 2024
- Award-winning home insurance rated Which? Best Buy for three consecutive years
What people say
96% claims satisfaction
Specialist support
Charitable purpose
Tailored solutions
Expertise
Services
Church Insurance
Specialist protection for churches and religious buildings including property damage, public liability, and event cancellation. Covers theft of metal, fly tipping, and pastoral care up to 250,000. Combines church and hall insurance with 10% discount for 3-year agreements. Includes unlimited theft cover for metals subject to security conditions.
Heritage Insurance
Tailored policies for listed and heritage buildings with expert risk assessment. Includes property damage coverage, business interruption, and specialist restoration support. Provides access to conservation experts and risk management resources for historic structures across the UK and Ireland.
Care Insurance
Comprehensive protection for care homes and hospices including property damage, employers' liability, and professional indemnity. Covers treatment malpractice, business interruption, and loss of care registration. Offers risk management guidance and specialist claims support developed over 30 years' experience.
Art & Private Client Insurance
Specialist insurance for valuable items including fine art, antiques, and luxury possessions. Provides up to 10 million liability coverage and optional cyber insurance. Combines physical protection with legal expenses and business interruption cover for private clients and estate owners.
Charity Insurance
Tailored policies for charities including trustees' liability, cyber insurance, and employers' liability. Offers small charity cover with streamlined application for organisations under 50k income. Includes 24-hour assistance helplines and specialist support for fundraising activities.
Questions
What specialist insurance products do you offer?
We provide church, charity, heritage, care, art & private client, cyber, and office professions insurance with tailored risk management support.
How does your charitable purpose work?
As part of the Benefact Group, we donate all available profits to good causes, having contributed £250 million over the past decade through our Movement for Good Awards.
Can I get 24/7 claims support?
Yes, our claims team operates 24 hours a day, 7 days a week with 96% satisfaction rate from 589 settled property claims in 2024.
Do you offer home insurance discounts for clergy?
Yes, clergy receive enhanced home contents cover including new-for-old replacements and up to £15,000 cover for ministry equipment with no excess for theft.
How do you support church fundraising?
We provide free fundraising resources including grant guides, case studies, and a dedicated hub with practical tools and expert guidance for church communities.
