Andrew Bull Insurance Services
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Andrew Bull Insurance Services We're an independent general insurance intermediary who provides exceptional customer service. We've built our company on word of mouth referrals and are extremely proud of our excellent reputation. Whether your insurance requirements are personal or commercial, we can help. Our reputation is built on our dedication to delivering a personalised service, high-quality products and accurate advice.

Our friendly, approachable team are always willing to go the extra mile to ensure you are properly protected and properly advised. Should you ever need to make a claim, we help you through the process, making sure you have everything you need. We takes the stress and hassle out of getting the best products at very reasonable prices underpinned by the very best insurers.

We ensure that policies are valid by making sure the quality of underwriting is sound by getting to know clients, their needs and in a very friendly way. We identify gaps in cover and potential issues that could invalidate the existing arrangements of potential new clients, establishing trust and peace of mind very early on in the broking process.

read more › Running a business is time-consuming enough without trying to work out which types of insurance you need or what level of cover is realistic. At ABIS, we are experts in business insurance; we make sure you get the right cover at the right price. You get accurate advice, policies that match your needs and ongoing support from our team. As your business changes, we ensure your protection remains appropriate and you never miss a renewal. Should you need to make a claim, we support you throughout the process making it as quick and easy as possible.

read more › You get access to the best products, underpinned by leading underwriters without the hassle of time-consuming searches. By taking the time to understand your requirements, we can find a policy that offers the appropriate level of cover at the right price. Should you need to make an amendment to your cover during the term of your policy, we can help you do this. When your policy is due for renewal we'll contact you to review your cover then check the market to make sure your policy is still the most suitable.

read more › As a landlord or business owner, you need to make sure your property is protected and we can help. Building and contents insurance can be complex enough but when it's for a business, choosing the right policy and cover can be even more confusing. At ABIS, we are experts in package insurance for businesses. We work with quality insurers and underwriters to give you access to the best policies on the market. We hope you never need to make a claim but if you do we help make it as hassle-free as possible.

read more › Why juggle several different insurance policies when one policy could provide all the cover you need? If you're an SME, wholesaler, manufacturer or engineer then a combined policy could be the best option for you. Rather than taking out different policies for different liabilities, you have one policy that covers it all. At ABIS, we are experts in business insurance. If your business would benefit from a comprehensive insurance policy then we find the right one for you and make sure that you have adequate cover in every area.

read more › Why juggle several different insurance policies when one policy could provide all the cover you need? Technology is advancing at a rapid pace and while that's good news for business, cyber attacks pose an ever-present risk to security. As more companies turn to cloud technologies such as connected devices, websites, CRM platforms and digitalised supply chains, it's more important than ever to protect your business from security breaches at every touchpoint, cyber insurance is the future. In an environment where threats are constantly changing, evolving and becoming more sophisticated, it's crucial to be proactive about security to reduce the risks of a breach.

read more › Once we've established exactly what cover you need we'll evaluate all the available insurance products to find a policy that provides the cover that is right for you. With so many options, complicated exclusions and levels of cover, it can be difficult to decide which policy is best for you. Not to mention the time it takes searching for the right cover and checking the policy details. With our industry experience we can speed up the process and make it hassle free. We'll speak to insurers on your behalf to make sure that we find a policy that will best match your individual requirements.

read more › Planning a trip should be exciting and fun so let us take care of the not so enjoyable part. Fortunately, most people never claim on their travel insurance but for those that do, it pays to have quality cover. Getting sick or having an accident abroad can result in some pretty hefty medical bills. When you or a family member need medical attention the last thing you want to worry about is how you're going to afford it. At ABIS, we make sure that your travel insurance gives you appropriate cover for the places you're visiting.

read more › Where I feel Andrew is different from using other insurance companies is his customer service. Me and my family frequently go abroad on holiday which in the past have traveled on insurance provided as a package I did my self online. Having been recommended to Andrew he went through my cover I continued to use for years, it was shocking what I thought I was covered for that I wasn't. I talked Andrew through my requirements and provided a policy that me and my family needed. Highly recommend speaking to Andrew no matter how big or small your requirement is.

read more › ABIS has close links with very well established and well respected Independent Financial Advisors and can make suitable introductions on request. ABIS has close links with several well established mortgage brokers with great track records and is happy to give the necessary contact details on request. All our policies can be paid for by direct debit via the various schemes ABIS has in place. Remember though that if payments are not made in the agreed timeframes and for whatever reason, cover can be cancelled and cancellation fees will be charged.

read more › Whether you need personal or business insurance it is important to find the right level of cover. There are so many exclusions and exceptions in the underwriting of policies that it can be difficult to know what they all mean and whether they apply to you. Did you know that the rebuild value of your home isn't the same as the market value? Many people don't understand this when looking for home insurance and end up taking out cover much higher or lower than is actually required. This can result in paying more than you need for your policy or having your policy completely invalidated because you haven't selected a high enough level of cover.

read more › Insurance protects you should the worst happen and fortunately, many people never need to make a claim. However, if you ever do need your insurer to settle a claim, you want it to be as hassle-free as possible. Buying insurance online from a faceless comparison site can seem like a good idea. Unfortunately, you don't always get the level of cover you need, the small print isn't always explained clearly and if you need to make a claim, you're on your own. If your insurer is slow in settling your claim this can cause significant financial strain.

read more › Because of our dedication to only delivering high-quality products, there are some types of insurance that we do not offer. Areas we do not cover are those that are extremely high-risk, very specialist or particularly complex insurances. By excluding these areas, we can focus our attention on being experts in general insurance. If your requirement is not listed in this brochure then get in touch. If it is not something we can help with we will always try and point you in the right direction.

read more › Because of the bespoke nature of this type of insurance, it is impossible to get accurate quotes for adequate protection online. ABIS can take care of it. We work with leading insurers and underwriters to find the most appropriate policies for your needs. We discuss each individual risk to make sure every item is properly protected. In many cases, our high-net-worth clients are asset rich but time poor. We take away the hassle of finding the right insurance by doing all the hard work for you. If you need to make a claim, we're there to speed up the process.

read more › These are our standard terms of business on which we intend to rely. For your own benefit, please read this document carefully and if you do not understand any point then please ask us for clarification. Andrew Bull Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Firm Reference Number: 692536. You can check this on the FCA register by visiting Our permitted business is advising on, arranging and administering general insurance contracts.

read more › For many people, the only thing worse than something happening to their home or possessions is not having the funds to put things right. That's why choosing the right level of insurance protection is so important. Home insurance can be confusing; it's easy to underestimate the cost of rebuilding your home or replacing the contents and it can be hard to know which policy is right for you. Most policies cover the cost of rebuilding your house from the ground up, including walls, windows, the roof, and bathroom and kitchen fittings.

read more › When you're a landlord, there's a lot more to consider than simply taking out building insurance. With property portfolio insurance you can easily insure all of your assets under a single policy with one renewal date. But what exactly is property portfolio insurance? First and foremost, you need a policy that covers the costs of rebuilding each of your properties. This isn't the same as the market value, it specifically relates to the costs of building the property from the ground up if it was completely destroyed, including walls, doors, windows, the roof, and kitchen and bathroom fittings.

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