Business Details
12 Years
experience
Specialist Insurance Solutions for Landlords & Businesses
Established in 2014, J P R Insurance Brokers is an independent insurance brokerage authorised and regulated by the Financial Conduct Authority. Our team brings over two decades of combined experience in the UK insurance market, specialising in tailored solutions for landlords, commercial property owners, and high-net-worth individuals. We operate a large panel of composite insurers and Lloyds underwriting services, ensuring access to competitive coverage options. Our FCA-regulated team provides named personal account management, prioritising transparency and client-centric service. With expertise in unoccupied property insurance, terrorism coverage, and portfolio risk management, we serve clients nationwide.Our commitment to quality is evidenced by long-standing client relationships, including property developers and management companies. We focus on delivering precise coverage that aligns with individual client needs, supported by responsive service and market knowledge. Our services extend to trade indemnity, employee liability, and business premises insurance for diverse sectors. Client testimonials highlight our pragmatic approach, timely execution, and ability to resolve complex insurance challenges. As a UK-based broker, we maintain rigorous compliance standards while offering flexible, cost-effective insurance strategies.
Services
Landlord Insurance
Commercial Property Insurance
Unoccupied Property Insurance
High Net Worth Insurance
Terrorism Insurance
Details
- Year established: 2014
Highlights and features
- We offer 20+ years of specialist insurance expertise
- Our FCA-regulated team ensures compliance and transparency
- We provide bespoke coverage through multiple insurers
- We specialise in complex property risk management
- Our client retention reflects consistent service excellence
Associations and certifications
- Financial Conduct Authority
What people say
Perfect policies
Peace of mind
Exceptionally responsive
Pragmatic approach
Second to none
Services
Landlord Insurance
Our landlord insurance policies provide comprehensive protection for single and multi-property portfolios. Coverage includes buildings, contents, and liability risks with flexible options for buy-to-let investors. We offer tailored solutions that protect rental income streams and comply with mortgage requirements.
Commercial Property Insurance
We provide buildings and contents insurance for commercial properties across various sectors. Our policies cater to freeholders, leaseholders, and management companies with coverage for structural damage, business interruption, and liability risks. Policies adapt to specific industry needs.
Unoccupied Property Insurance
Specialist insurance for vacant properties protects against risks associated with unoccupied buildings. Our policies address increased vulnerability to vandalism, weather damage, and security risks while maintaining compliance with mortgage conditions during periods of vacancy.
High Net Worth Insurance
Comprehensive protection for high-value homes and valuable contents including fine art and collectibles. Our policies address unique risks for properties exceeding standard insurance valuations with bespoke coverage limits and specialist risk management.
Terrorism Insurance
Mandatory terrorism coverage for properties with mortgages or loan security requirements. Our policies meet lender conditions while providing financial protection against terrorism-related damage and business interruption risks for commercial and residential properties.
Questions
What types of landlord insurance do you offer?
We provide buildings, contents, and liability coverage for single and multi-property portfolios with options for buy-to-let investors.
Do you cover commercial properties?
Yes, we offer buildings and contents insurance for commercial premises including business interruption protection tailored to specific industries.
Can you insure unoccupied properties?
Yes, our specialist unoccupied property insurance covers risks associated with vacant buildings including security and weather damage.
Are you FCA regulated?
Yes, we are an FCA-authorised insurance broker with reference number 315392, ensuring compliance with financial regulations.
How do you handle high-value homes?
We provide bespoke high-net-worth household insurance covering buildings, contents, and valuables with enhanced coverage limits.
Is terrorism cover available?
Yes, we offer terrorism insurance to meet mortgage requirements and protect against security-related risks for residential and commercial properties.
