Business Details
50+ Years
experience
Expert Insurance Brokers in Ramsgate Since 1972
Established in 1972 by David Bridges, our company has grown from a local Kent insurance brokerage into a respected commercial insurance specialist serving clients across the UK. With over 50 years of combined experience in commercial, property, and charity insurance sectors, we provide tailored risk management solutions for businesses and high-net-worth individuals. Our team of dedicated professionals combines deep industry knowledge with personalized service, maintaining strong relationships with leading insurers to secure competitive coverage.As an FCA-regulated firm, we prioritise transparency and client-centric service, offering expert guidance through complex insurance requirements. Our relocation to EuroKent Business Park in 2016 marked a strategic shift towards commercial insurance specialisation while retaining our commitment to local community groups and not-for-profit organisations.
Services
Commercial Insurance
Property Insurance
Church Insurance
Charity Insurance
High-Net Worth Insurance
Cyber Insurance
Office Insurance
Motor Trade Insurance
Professional Indemnity Insurance
Care Home Insurance
Details
- Year established: 1972
Highlights and features
- 50+ years' experience in commercial insurance brokerage
- Specialists in property, charity, and high-net-worth insurance
- FCA-regulated with proven claims management expertise
- Personalised service with direct access to specialists
- Established relationships with multiple leading insurers
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent communication
Prompt follow-ups
Competitive pricing
Specialist knowledge
Personal approach
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions for businesses of all sizes, with particular expertise in manufacturers, warehousing, shops, fleets, and restaurants. Our 52+ years' experience ensures accurate risk assessment and competitive premium pricing through multiple insurer partnerships. Specialised coverage includes cyber insurance, professional indemnity, and management liability policies tailored to specific industry needs.
Property Insurance
Our property insurance covers blocks of flats, residential estates, commercial units, and non-standard properties including those with previous subsidence or flood history. Using our exclusive Bridges Select Schemes and panel of specialist insurers, we offer competitive premiums for buildings, contents, and unoccupied property coverage with tailored risk management advice.
High-Net Worth Insurance
We specialise in bespoke insurance solutions for high-value homes and possessions, including buildings, contents, valuables, and legal cover. Our dedicated personal lines team works with specialist insurers to provide accurate coverage for mid-net worth, high-net worth, and non-standard properties, ensuring competitive pricing through direct insurer negotiations.
Charity Insurance
As sector specialists, we provide comprehensive insurance for charities, community groups, and not-for-profit organisations. Our coverage includes public liability, employers' liability, and property insurance tailored to the unique needs of churches, fitness clubs, and community societies, with expert advice on risk management specific to charitable operations.
Cyber Insurance
We offer cyber insurance solutions protecting businesses and charities against digital threats, including data breaches and system failures. Our policies address risks associated with sensitive information storage and cyber-attacks, providing financial protection and support for businesses facing increasing cyber-crime threats in the UK's small business sector.
People
David Bridges
Founder
Established the company in 1972 after identifying a gap in Kent's insurance market. Built the business from a local brokerage into a respected commercial insurance specialist before passing leadership to his son Greg in 2016.
Greg Bridges
Managing Director
Succeeded his father David in 2016, leading the strategic relocation to EuroKent Business Park and the company's transition to commercial insurance specialisation while maintaining core values of personal service and client advocacy.
Questions
What types of commercial insurance do you offer?
We provide manufacturers, warehousing, shops, fleets, motor traders, restaurants, cyber, professional indemnity, care homes, and management liability insurance with tailored risk management solutions.
Can you help with non-standard property insurance?
Yes, we specialise in non-standard properties including those with previous subsidence, flooding, non-standard construction, and unoccupied buildings through our panel of specialist insurers.
Do you offer insurance for charities and community groups?
Yes, we provide tailored insurance for charities, community groups, churches, and not-for-profit organisations including public liability, employers' liability, and property coverage.
How do you handle insurance claims?
We provide full support during claims processes, leveraging our insurer relationships to ensure efficient resolution while maintaining transparency throughout the procedure.
Can you assist with high-net-worth personal insurance?
Yes, we offer bespoke insurance solutions for high-value homes and possessions, working directly with specialist insurers to provide accurate coverage for unique requirements.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 302411.
