Bikmo
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Simple, brilliant and inclusive cycle insurance for road, MTB, triathlon and e-bike riders. Very easy to set up giving my bike instant cover, Easy to navigate, competitive prices and the insurance policies offer great inclusions. I had a few queries about the bike insurance policy and they were dealt with quickly and succinctly. As riders themselves, the Bikmo team understand bikes and the needs of cyclists.

I like to ride fast and hit the trails hard, and I have the peace of mind that the team will look after me should the worst happen. We apply the Sold Secure lock rating system to our policy requirements; it's easy to follow and used by the cycling industry - www.soldsecure.com. Locks are rated for their level of security, and we set a value of bike that is covered by each rating: Bronze (up to 250), Silver (251 - 1500) and Gold (over 1500).

If your Sold Secure approved U lock comes with an additional wire cable, the cable is not included in the approved rating, it's just the lock. This means that if you secured the bike through the frame to an immovable object, with the cable only, you wouldn't be covered!
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That means three things.
Firstly, being relentless about our focus on protecting our community of riders/customers and providing an exceptional experience at every interaction.
Secondly, being a global business - not at any cost, but working alongside partners to protect riders across the world.
We all ride for the same reasons and love many of the same bikes anyway.
Thirdly, doing it in a way which is sustainable - working with the cycling sector not trying to wring every cent of profit out of it.
We build awesome insurance products to protect our customers for unexpected events, use technology to make taking out and managing your policy ultra-simple, and provide exceptional customer experiences through our team of bike geeks.
We're now over 8 years into our mission to enable anyone, anywhere, to protect their lifestyle, so they can spend more time enjoying it.
And, become the brand that resonates with and protects the passion and drive behind the bike and adventure sports community.
Our planet needs responsible people and businesses to step up and meet the challenges it faces.
Based in Chester and Innsbruck, our core team work day-in day-out to give the best service to our customers and create great tech and content for you to eat up.
Fuelled with a staple diet of coffee, and all riders (of varying disciplines and skill), we have been seen entering the River Dee from a height after hitting the ramp at Dave's house on the office BMX.
Road, MTB, BMX and cyclocross are Dave's riding favourites, so pretty much all of them.
When he's not out on the bike, he can be found building the Bikmo brand or out in the fresh air with Mrs Bikmo and their cubs.
Handcrafted by bike geeks, our Bikmo policies cover you whether you're riding road, MTB, tri, e-bikes or commuting to work.
High excesses, limited coverage; insurers that do everything don't specialise in one thing.
We do - protecting you and your bikes.
Trust the team at Bikmo to go the extra mile.
Take out a policy in 2 minutes, access your cloud account 24/7 and do it all from your mobile.
In short, we make managing your policy simple so you can concentrate on riding.
100% of the team are bike geeks and we get it.
Electric bike insurance designed for all powered riders whether you ride MTB, road, commute or cargo bikes.
Comprehensive cover built for assisted riders, including your accessories, clothing and helmet.
All riding types covered.
Pay monthly with 0% interest.
2 minutes to purchase and 24/7 access to your cloud account to make adjustments for new bikes, upgrades, claims and profile updates.
We're committed to protecting the worlds' riders.
Every time you pick up the phone, drop us a message or see us at an event you'll speak to people who ride.
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