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Private Health Insurance Belfast
Established to provide accessible private healthcare solutions, H3 Insurance operates as a trading name of Insure I Limited, authorised by the Financial Conduct Authority. We specialise in individual, family, and business health insurance plans designed to reduce reliance on overstretched NHS services through rapid access to private treatment. Our unique Minor Injuries Cover allows policyholders in Northern Ireland to bypass A&E waiting times with immediate access to Kingsbridge Private Hospital. With over a decade of combined industry experience, our local claims team manages every aspect of treatment coordination, from same-day GP referrals to specialist appointments and diagnostic tests.

We prioritise transparency in coverage details, clearly outlining exclusions for pre-existing and chronic conditions while maintaining cost-effective plans tailored to diverse budgets. Our 24/7 H3GP virtual doctor service and mental health helplines demonstrate our commitment to comprehensive care. As a customer-centric insurer, we focus on minimising workplace absenteeism for businesses through expedited treatment processes and dedicated local claims management. Our market-leading policies reflect our deep understanding of regional healthcare needs, supported by partnerships with leading private medical providers across Northern Ireland.
Services
Individual Cover Family Insurance Business Health Plans Minor Injuries Cover 24/7 Virtual Doctor
Highlights and features
  • We provide immediate access to private healthcare through Kingsbridge Private Hospital in Belfast
  • Our policies include same-day GP referral services without requiring prior appointments
  • 24/7 virtual doctor access available to all policyholders
  • Local claims team manages treatment coordination across Northern Ireland
  • Business insurance solutions reduce employee sick leave through expedited treatment
Associations and certifications
  • Financial Conduct Authority
Services
Individual Health Cover
Tailored private medical insurance for single policyholders provides rapid access to consultants, diagnostic tests, and surgical treatments. Includes optional Minor Injuries Cover for immediate Belfast hospital treatment, same-day GP referrals, and 24/7 virtual doctor consultations. Designed to minimise NHS waiting times while maintaining cost-effectiveness for personal healthcare needs.
Family Health Insurance
Comprehensive coverage solutions for households offer simultaneous private healthcare access for all family members. Features include emergency injury treatment at Kingsbridge Private Hospital, mental health support helplines, and expedited diagnostic services. Policies reduce waiting times for paediatric care and specialist family medical assessments across Northern Ireland.
Business Health Plans
Customisable insurance packages for companies with two or more employees provide rapid treatment access that reduces workplace absenteeism. Includes same-day medical referrals, occupational injury management, and dedicated claims coordination. Available with enhanced benefits packages for businesses seeking comprehensive employee healthcare solutions across Northern Ireland.
Minor Injuries Cover
Exclusive benefit allows policyholders immediate access to Kingsbridge Private Hospital for non-life-threatening injuries. Available as optional add-on for individual, family, and business policies eliminates A&E waiting times for sprains, fractures, and minor trauma cases across Northern Ireland.
24/7 Virtual Doctor
Round-the-clock digital GP service provides instant medical advice and treatment guidance through secure online platform. Available to all policyholders for non-emergency health concerns, prescription renewals, and preliminary medical assessments without requiring physical clinic visits.
Questions
What does health insurance cover?
Our policies cover private treatment for acute conditions requiring rapid intervention, including consultant appointments, diagnostic tests, therapies, and surgery. Cancer treatment and minor injuries cover are included as optional benefits.
How do I make a claim?
Contact our Belfast-based claims team directly at 02890 469994 or submit forms online. We manage referrals and coordinate treatment providers to expedite your private healthcare access.
Is business insurance available for small companies?
We provide custom health plans for businesses with minimum two employees, offering reduced absenteeism through rapid treatment access and dedicated local claims management support across Northern Ireland.
What areas do you cover?
Our health insurance services operate throughout Northern Ireland, with emergency minor injuries treatment available at Kingsbridge Private Hospital in Belfast.
Can I get immediate medical attention?
Policyholders with Minor Injuries Cover can access Kingsbridge Private Hospital within minutes for non-life-threatening injuries, bypassing standard A&E waiting times across Northern Ireland.
Do you offer family health plans?
We provide comprehensive family coverage options with simultaneous private healthcare access for all family members, including paediatric care and same-day GP referral services across Northern Ireland.