Business Details
50 Years
experience
Trusted Property Insurance Solutions in the UK
Established in 1976, we are a specialist insurance broker with over 45 years of experience serving property owners across the UK. Our team works closely with leading insurers to provide tailored property insurance solutions for residential and commercial clients, including landlords, block of flats owners, and businesses requiring unoccupied property coverage. As an independent broker regulated by the Financial Conduct Authority, we prioritise client needs through direct communication and access to a wide range of insurers.Our expertise extends to complex risks, adverse claims histories, and high-value properties, with a focus on delivering competitive premiums and comprehensive coverage. We maintain traditional office values while embracing modern service standards to ensure complete peace of mind for our clients.
Services
Commercial Property Insurance
Block of Flats Insurance
Landlord Insurance
Unoccupied Property Insurance
Home Insurance
Business Insurance
Cyber Insurance
Terrorism Insurance
Tradesman Insurance
Details
- Year established: 1976
Highlights and features
- Independent broker with approachable staff available by phone or online
- Access to leading UK insurers for comprehensive coverage options
- Bespoke insurance schemes and portfolio policies available
- Competitive premiums through strong insurer relationships
- Over 45 years of specialist property insurance expertise
Associations and certifications
- Financial Conduct Authority
What people say
Very highly recommended
Understood needs
Swift service
Specific policies
Peace of mind
Services
Commercial Property Insurance
Commercial property insurance protects business premises against risks including fire, flood, theft, and subsidence. This coverage extends to shops, offices, warehouses, and mixed-use buildings. Policies include property owners liability up to 2,000,000 with options to increase coverage. We tailor policies to specific business needs, offering additional protections for unoccupied properties and during renovations.
Block of Flats Insurance
Specialist insurance for blocks of flats accommodating various ownership structures. Coverage includes structural protection, property owners liability, and optional contents insurance for communal areas. We handle complex requirements including part-occupied buildings and provide tailored solutions for both residential and mixed-use developments across the UK.
Landlord Insurance
Comprehensive insurance for residential and commercial landlords protecting against property damage, liability claims, and loss of rental income. Policies cover standard risks like fire and theft while offering additional protections for unoccupied properties. We specialise in difficult-to-place risks and portfolios with adverse claims histories.
Unoccupied Property Insurance
Specialist insurance for vacant properties exceeding standard policy terms. Coverage includes fire, lightning, and storm damage for commercial and residential buildings undergoing renovations or awaiting sale. We provide tailored solutions for properties empty beyond standard 30-day limits, with flexible terms for high-risk scenarios.
Cyber Insurance
Cyber insurance protects businesses against digital threats including data breaches and cyber attacks. Policies cover financial losses from business interruption, legal expenses, and reputational damage. We assess each business's unique risk profile considering industry-specific vulnerabilities and existing security measures to provide appropriate coverage levels.
Questions
What does commercial property insurance cover?
Commercial property insurance covers physical damage to buildings from fire, theft, vandalism, and weather events. It includes property owners liability up to £2,000,000 and can extend to business interruption coverage for lost income during repairs.
Why choose an independent broker for property insurance?
Independent brokers access multiple insurers to find competitive rates and tailored solutions. They provide expert guidance on complex risks and maintain direct communication with clients rather than using call centres.
How much does block of flats insurance cost?
Costs vary based on property value, location, and risk factors. We secure competitive rates through insurer relationships and provide quotes reflecting individual property requirements.
Can I get insurance for an unoccupied property?
Yes, we offer specialist unoccupied property insurance for buildings empty beyond standard policy limits, covering fire, lightning, and explosion risks during renovations or sales periods.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (Ref. No. 603924) ensuring compliance with financial services standards.
What payment methods do you accept?
We accept most payment types including major credit/debit cards and bank transfers for insurance premiums.
